Best Budget Spreadsheet Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good budget spreadsheet apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Budget Spreadsheet Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Microsoft ExcelMicrosoft ExcelFree4.8★ (1.4M)NoYesSep 2026
2Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesSep 2026
3Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesSep 2026
4Numbers: Make SpreadsheetsNumbers: Make SpreadsheetsFree4.6★ (215K)NoYesSep 2026
5Google SheetsGoogle SheetsFree4.8★ (1.8M)NoNoSep 2026
6Budget Spreadsheet CalculatorBudget Spreadsheet CalculatorFree4.6★ (7)YesNoAug 2026
7EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
8Weekly: Budget Planner & BillsWeekly: Budget Planner & BillsFree4.8★ (3.7K)NoYesSep 2026

Top Picks for Budget Spreadsheet

Microsoft Excel#1

Microsoft Excel by Microsoft Corporation

Organize Your Data and Budget
Editor's Choice
📊 Productivity
4.8😐(1.4M ratings)
FreeIn-App Purchases
#17in Productivity
Microsoft Excel screenshot 1
Microsoft Excel screenshot 2
Microsoft Excel screenshot 3
Microsoft Excel screenshot 4
Microsoft Excel screenshot 5
Microsoft Excel screenshot 6

This powerful productivity app allows you to create, view, and edit spreadsheets on the go. Manage data, perform calculations, and analyze information with robust formatting and charting tools. Share your work easily with others.

What We Love

  • 💻 Powerful and feature-rich
  • 🔍 Useful for data management and analysis
  • 🔧 Convenient for on-the-go work
  • 🤝 Good integration with Microsoft ecosystem

Room to Improve

  • 🔒 Subscription required for full functionality
  • 🐛 Crashes and freezes
  • 📱 Limited features compared to desktop version
Goodbudget Budget Planner#2

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Strong Contender
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#57in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
Fleur - Budget Planner App#3

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Worth Considering
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#48in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods

More Budget Spreadsheet apps to explore

4
Numbers: Make Spreadsheets
Numbers: Make Spreadsheets
Numbers: Make Spreadsheets
Plan, organize, and visualize
Free

Design impressive spreadsheets with a flexible canvas, interactive charts, and powerful functions. Collaborate with others and access your work across devices. Includes tools for data analysis and text composition.

Apple-designed templatesFlexible canvas for layoutInteractive charts and pivot tables
📊 Productivity
(215K)
free
5
Google Sheets
Google Sheets
Google Sheets
Collaborate on Spreadsheets
Free

Create, edit, and collaborate on spreadsheets from anywhere, anytime. Work offline, format cells, insert formulas, and view charts. Seamlessly edit Excel files and enjoy automatic saving of your work.

Create and edit spreadsheetsReal-time collaborationOffline access
📊 Productivity
(1.8M)
free
6
Budget Spreadsheet Calculator
Budget Spreadsheet Calculator
Budget Spreadsheet Calculator
Finance Tracker & Analysis
Free

Effortlessly manage your finances without needing spreadsheet experience. Track expenses, plan budgets, and analyze spending patterns with an intuitive interface. Ideal for personal finance management and achieving financial goals.

Personal finance managementIntuitive expense trackingCustomizable budget planning
💰 Finance
(7)
ad-supported
7
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
8
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.7K)
free with in-app purchases
9
Monthly: Budget Planner
Monthly: Budget Planner
Monthly: Budget Planner
Subscriptions, Rent & Payments
Free

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Automatic fixed cost calculationIncome and expense trackingPayment reminders
💰 Finance
(13)
free
10
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

Daily budget calculationSavings goal planningExpense categorization
💰 Finance
(4.8K)
freemium
11
Simple Spreadsheet:view & edit
Simple Spreadsheet:view & edit
Simple Spreadsheet:view & edit
Lightweight Spreadsheet maker
Free

Create and edit spreadsheets with ease. Import Excel files, add charts, and generate PDFs. Offers templates and advanced cell editing features for various organizational tasks.

Import and edit Excel (xlsx) filesCreate tables and chartsGenerate PDF and print sheets
🔧 Utilities
(6.9K)
free with in-app purchases
12
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
💰 Finance
(125K)
free with in-app purchases
13
Budget helper - spreadsheets
Budget helper - spreadsheets
Budget helper - spreadsheets
Easy accounting and cloud sync
Free

Easily manage your family's finances with this app that syncs your data into spreadsheets. Track income and expenses with detailed reports, manage multiple accounts, and collaborate with family members. Access your financial information anytime, anywhere.

Spreadsheet data syncDetailed income/expense reportsMulti-account management
💰 Finance
(0)
free with in-app purchases
14
Bills Organizer Budget Planner
Bills Organizer Budget Planner
Bills Organizer Budget Planner
Bill Payment Calendar Tracker
Free

This app helps you manage your finances by tracking expenses, planning budgets, and scheduling future payments. Gain insights into your spending habits and work towards your financial goals with intuitive tools and visual reports.

Track expenses and transactionsVisualize spending with reportsSchedule future payments
💰 Finance
(3)
free with in-app purchases
15
Spending Budget Tracker
Spending Budget Tracker
Spending Budget Tracker
by 洪彬 林
Free

Manage your personal finances to spend smarter and save more. Track your expenses with a simple interface and visualize your spending habits with clear pie charts. Export your billing data for easy record-keeping.

Expense trackingBudget managementSpending visualization
💰 Finance
(0)
free
16
Toble - Tracker & Spreadsheet
Toble - Tracker & Spreadsheet
Toble - Tracker & Spreadsheet
Track time, savings and tally
Free

This app offers a minimalist spreadsheet and tracker for managing various aspects of your life. It automatically tallies values and performs calculations without requiring complex formulas. Easily track time, finances, habits, and more, with options to share and export your data.

Automatic calculations without formulasCustomizable templatesTime, income, and expense tracking
📊 Productivity
(10)
free
17
FloosYo: Budget Planner
FloosYo: Budget Planner
FloosYo: Budget Planner
Simple Smart Spending
Free

This app helps you identify and manage recurring expenses that drain your finances over time. It projects the future cost of subscriptions, bills, and daily habits, empowering you to make informed decisions about your spending.

Voice-powered expense entryRecurring expense trackingFuture spending projections
💰 Finance
(4)
freemium
18
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Offline Money Manager & Bills
Free

This privacy-focused app helps you manage your money using the envelope budgeting method. Easily divide your income into virtual envelopes, track spending in real-time, and always know your available balance. It operates entirely offline, keeping your financial data secure on your device.

Envelope budgetingOffline operationPrivacy-focused
💰 Finance
(0)
freemium
19
Bill Budget Calendar Forecast
Bill Budget Calendar Forecast
Bill Budget Calendar Forecast
Bill & Budget Planner
Free

This app provides a clear, visual timeline of your income, expenses, and future balances. It helps you plan your finances, avoid missed payments, and make informed decisions with daily forecast notifications and bill reminders.

Calendar view of income & expensesProjected daily balancesDaily financial forecast notifications
💰 Finance
(14)
free with in-app purchases
20
OneLine Budget
OneLine Budget
OneLine Budget
Minimal daily expense tracker
Free
💰 Finance
(0)

FAQ about Budget Spreadsheet

What are the best budget spreadsheet apps for iPhone?
Microsoft Excel tops our budget spreadsheet apps ranking as of August 2026, with a 4.8-star average from 1.4M App Store ratings, and it's free to download.
Yes — 20 of the top budget spreadsheet apps we rank are free to download, including Microsoft Excel and Goodbudget Budget Planner.
Microsoft Excel has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ budget spreadsheet apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Key features include creating and editing spreadsheets, performing data analysis with charts and graphs, managing budgets and finances, customizing tables with robust formatting, and easily sharing files with others. It also offers drawing and annotation capabilities on touch-enabled devices.
The app is available for iPhone and iPad. A Microsoft 365 subscription unlocks the premium experience for your phone, tablet, PC, and Mac.

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