It works, for some
I was able to set this up for use in a local uni bar with apple pay. The friend I play with was unable to do the same. I used apple pay with no issue, he encountered several issues. This app seems a little convoluted and your experience may vary, fortunately mine wasn't bad.
Wasted time
Spent at least 1 hour of my life trying to set up an account and with Apple Pay. Will not accept hsbc or monzo cards. Waste. Do not use or waste your time like me!
