HMBradley: Save, Spend, Borrow

Build habits that build your wealth. The best time to start saving was yesterday – the second best time to start saving is right now. Start automating your savings journey today with HMBradley. Funds are FDIC insured up to $250,000 per depositor with our partner bank.1 Save More Earn up to 4.70% APY2 on your balance.3 Spend Wisely You’ve got expenses – use them to earn unlimited 1.5% cash back.4 Build Routines Automate your finances to build strong habits. Streamline the process of building your savings in just a few clicks with Triggers and Actions. ___________________________ HM Bradley, Inc. (HMBradley) is a financial technology company, not a bank. Deposit accounts provided by New York Community Bank, a division of Flagstar Bank, N.A., Member FDIC. Accounts are insured up to $250,000 per depositor. The HMBradley Mastercard Credit Card is issued by MRV Banks pursuant to a license from Mastercard, Inc. and may be used everywhere Mastercard debit and credit cards are accepted. Certain restrictions may apply. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 1. HM Bradley, Inc. (HMBradley) is a financial technology company, not a bank. Deposit accounts provided by New York Community Bank, a division of Flagstar Bank, N.A., Member FDIC. Accounts are insured up to $250,000 per depositor. 2. APY means Annual Percentage Yield. To earn 4.70% APY, you must have $500 in total deposits each month. Interest rates may change. Terms and conditions apply; see NYCB Deposit Account Terms and Current APYs for details. 3. Interest paid on balances up to $500,000. Terms and conditions apply. 4. See full list of cashback categories for more information. See Credit Card Rewards Terms and Conditions. Subject to credit approval.