Pleke: Personal Finance

Organize your finances, create a household budget, control your spending and save to build an emergency fund. Keep track of your credit card purchases, including installment purchases, and have an estimate of the amount on your statement before it is closed. Set spending limits and know how much you have available to spend by category by writing down each expense. If you exceed the limit for a category, adjust your budget with just a few clicks to transfer the balance from another category. For example, if you spend a lot on clothing, use part of the balance from the entertainment category to stay within your budget. Keep track of your projected account balances to avoid going into debt and paying overdraft fees. Create an emergency fund to deal with unexpected expenses without going into debt. Use the fund to plan for travel expenses or purchases of more expensive items.