Great application
in Kosovo .
Very fast transfers between the onefor account and from bank's to onefor via debit card.
I don't know how long it takes in a bank transaction because I haven't tried it.
I used it in Turkey the whole time I was there and it worked wonderfully.
Opening the account is simple and fast, only if you make a mistake or give the wrong data, then there will be a little delay until the complete and safe verification