For the last 7 years I have strictly used YNAB and got tired of the subscription plan and found Centsible. This app is way under rated for several reasons. 1. Very easy to use budgeting app that has a very clean UI. The monthly expenses plan widget at the top lets you know your plan for every month so you know your plan is realistic to your income. 2. The IPAD app is under rated and is not talked about, super easy to use and once again has a very clean UI. 3. The product to value ratio is through the roof compared to other companies. Best part is, you can buy a lifetime membership and stop paying for another subscription. 4. The expense plan “expense plan with a cap” is highly under rated and is one of my favorites in the app. I absolutely love it.
I would highly recommend this app to someone who wants to budget and make an ACTUAL difference in their finances. However, this app requires you to be an active budgeted which means you willl need to enter transactions manually but if your going to make an ACTUAL difference in your financial situation you need an ACTIVE budgeting app that allows you to know real time numbers. And for those of you wondering how can I trust the money that’s in my budget? Well there is a reconciliation feature that allows you to reconcile your accounts so you can start looking at your budget to make purchase decisions instead of your bank account
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