User Reviews: Bright Lending

Top reviews

  • Terrible

    Have paid off on time way more than I originally borrowed completely upset! I’d understand if you do not make payments on time….but that is not the case! Would use again if they stoped charging you after repaying requested amount

    Developer Response

    We’re sorry to hear of your negative experience. The APR is disclosed on our website and is prominently displayed in loan documents that are reviewed and signed by our customers. We regret your experience was not reflective of our commitment and thank you for sharing your feedback. Should you have any further questions or concerns, please call customer service at (866) 441-7674.
  • Can’t schedule payment and have already past due status. Terrible

    App doesn’t work good

    Developer Response

    Thank you for sharing your feedback. We are sorry to hear of your negative experience. We strive to always provide exceptional service and communication. We would be happy to discuss this further with you and provide additional clarification. Should you have any further questions or concerns, please call customer service at (866) 441-7674.
  • The only real approve

    That the only help me with my credit score! Thank you so much! I waiting the deposit!

    Developer Response

    Thank you for taking the time to leave us a review. We are so happy you chose Bright Lending for your personal loan needs and appreciate your feedback.
  • Good Company

    This is a short term loan, and it clearly tells you when you signing your contact your interest rate and how much you will be paying back. For those people who say it’s hidden or not disclosed are lying or they didn’t read the contract that they sign. I have borrowed several times from this company and always paid the loan off ahead of schedule. The only suggestion I would give is for returning customers who have built that trust with, maybe lowering the interest rate from time to time. We try to show good faith by paying on time and paying loan off early just maybe a little reward who be nice.

    Other than that, I have no issues with this company. If I call customer service they have always been respectful and understanding to my situation. For those reasons is why I only use Bright lending anytime I need extra cash.

    Developer Response

    Thank you for taking the time to leave us a review. We are so happy you chose Bright Lending for your personal loan needs and appreciate your feedback.
  • Fair company!

    They helped a lot when needed. The APR is extremely high but I was able to read the contract before signing and accepting anything so I was highly aware of the interest rate and how much I was going to pay. They’re also great about paying your loan off early, so since I did that it was much lower than paying them back monthly.

    Developer Response

    Thank you for taking the time to leave us a review. We are so happy you chose Bright Lending for your personal loan needs and appreciate your feedback.
  • Worst company ever

    Please do not apply for a loan with this company . They have a high APR rate and won’t tell you about it and will purposely leave out information when you apply for a loan. Idk how they’re in business . This is a complete scam ! Don’t apply here . I been trying to get in contact about my loan and they were so rude and refuse to give me a refund . Don’t apply here !

    Developer Response

    We’re sorry to hear of your negative experience. The APR is disclosed on our website and is prominently displayed in loan documents that are reviewed and signed by our customers. We regret your experience was not reflective of our commitment and thank you for sharing your feedback. Should you have any further questions or concerns, please call customer service at (866) 441-7674.
  • Do not used this app! 700 percent interest !!!

    Their interest charge is insane ! 600 and now I owe 3 grand !!! Do not used this app!!! It’s a scam !!!! Please advice and read this !!!

    Developer Response

    We advise our customers that this is an expensive form of borrowing and recommend early payment to reduce the cost of borrowing. APR and finance charges reflect minimum payments over the loan term. Please feel free to contact our customer service team by calling (866) 441-7674 or through the contact us page on our website: https://brightlending.com/contact/
  • This app is trash

    Too many failed attempts to reset password only to be told that I don’t have an account associated with my details. If that was the case it wouldn’t let me reset my password. It wants me to contact customer service when they won’t even reply to my emails. I started the account and filled out the needed information and sent a picture of my ID and no response. It’s been days. I got an email saying that I was good to finish my application but when I sign in I’m still at the screen where it says to send a copy of my ID for review. It’s a waste of time.

    Developer Response

    We understand and apologize for your negative experience. Our team strives to provide exceptional service and maintain clear lines of communication with all our customers. It is disappointing to hear that we did not meet your expectations and we thank you for bringing this to our attention. We encourage you to reach out to our customer service department at (866) 441-7674 for additional assistance with your application.
  • Short term loan

    I recently received a loan offer from bright lending for an undisclosed amount so I took it.
    I am aware that the rates are extremely high but I understand that this is not a long term loan.
    I took the offer last month and I payed the first monthly payment for credit management purposes and then I payed the total amount without penalty.

    I will say it again this is a short term loan hence the high rates, but for someone who is working hard to fix my credit and finally getting an loan offer to me it was good opportunity and I took it.

    I recommend Bright Lending but only if you’re looking for “short term” loan. Meaning you have to pay it back in a couple months.

    Developer Response

    Thank you for taking the time to leave us a review. We are so happy you chose Bright Lending for your personal loan needs and appreciate your feedback.
  • Useful if you’re overdrafted and can pay back

    Helped me out when I was over drafted from moving across the country and being in between jobs. Still paid a ton in interest but less than daily over draft fees. DO NOT USE IF YOU CAN NOT PAY BACK WITHIN A WEEK

    Developer Response

    Thank you for taking the time to leave us a review. We are so happy you chose Bright Lending for your personal loan needs and appreciate your feedback.

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