Fidelity Youth®

Introducing Fidelity Youth®—a free* app that helps teens save and invest their own money. Teens can practice good money habits with features that help them organize their goals, monitor their spending, and save money automatically. Plus, parents or guardians can transfer money and oversee trades and transactions. Download the Fidelity Youth® app today so that teens can start making smart money moves. For Teens: See how Fidelity Youth® can help you learn to make, manage, and invest your own money. Make: Fidelity Youth® helps teens get started making their own money. - Request and receive money from your parent or guardian. - Set up direct deposits to easily get your paychecks. - Exchange unwanted gift cards for cash you can save or invest. Manage: Fidelity Youth® helps teens learn to manage how they save. - Organize your money with customizable buckets. - Set rules to save money automatically. - Enjoy no subscription fees, account fees, or minimum balance.† Invest: Fidelity Youth® helps teens learn to invest early to put their money to work. - Learn about investing with tools and tips in the app’s learning center. - Get the only investment account that teens can own themselves. For Parents or Guardians: Help your teen develop a sense of financial independence—with your guidance. - Track how your teen saves and spends every month. - Support their financial learning. - Easily send money between accounts. - Set up recurring allowance payments. - View your teen’s account activity (trades and transactions). - Close your teen’s debit card or account at any time. - Fidelity Customer Protection Guarantee. - View multiple children’s account activity and learning progress. - Get 24/7 support. *The Fidelity Youth® app is free to download. Fees associated with your account positions or transacting in your account apply. †Zero account minimums and zero account fees apply to retail brokerage accounts only. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and other commissions, interest charges, or other expenses for transactions may still apply. See Fidelity.com/commissions for further details. 1028114.21.0