Leave a Review RetirePlan
It keeps getting worse
This was a great app 10-15 years ago when I bought it. Easy to use, didn’t require an account (wherein my data can be stolen) and didn’t lose my spreadsheets. This latest revision undid all that. Numbers I’d entered years ago are lost and now I can’t see how that plan worked out. Navigating is more difficult; I can’t just type in a number but have to use their goofy and uncontrollable slider. The y-axis scale changes as I enter new data. This app just keeps getting worse with every revision and it’s time I found a new one. You should, too.Show lessFrank~76
An Outstanding Aid to Retirement Planning
I made a previous, positive review of this app, but now that I have had an opportunity to play more with it I owe it to the author to expand my review. This app allows you to factor in market corrections, major crashes, and changes in portfolio rates of return as one gets older. In addition, it allows the user to factor in a variety of future expenses and income streams. For the small cost this planning app is an essential tool for evaluating risk tolerance scenarios and life changes. I recommend it to everyone.Show lessCold Case Analyst
Welcome improvement - excellent customer service!
After using this app and loving it for several years, the visual layout and functionality was totally redesigned last year. At that time, the app took 10 steps backward, IMO, and I gave it a one star review and began looking for another retirement app. >>> UPDATE: I also sent an email to the developer stating my complaint. To his credit, he responded quickly and communicated the reasoning behind the update AND addressed some of the issues that I had. The most recent update is a much improved version, I am updating my review to four stars. I still like the previous version (prior to the redesign) better, but for now, this is a very good app.Show lessZabubabobby
Nice, Simple App
Read some of the reviews and felt compelled to add my own. Firstly, you should ignore most of the reviews that are years old, as they include complaints that have long since been addressed. More recent complaints seem to be the app lacking the ability to address RMD’s or different retirement dates for spouses. This appears to be true, however, I would counter that this is well beyond the intended scope of this app. This is a great tool for simple “what if’s?” to assess the feasibility of various saving or spending scenarios. Simply put, it can get you in the ballpark. Expecting a $5 iPad app to calculate a comprehensive retirement plan is simply unreasonable - the real world is far too complex. If you want to have some fun and noodle around with savings levels, retirement dates and the like, have at it, you won’t be disappointed. I have been using it for years in this way. Poke around the drop down list when you select “+” and you be able to concoct some workarounds to help with your specific situation. ****Jan 2024 Update**** Late 2023 provided a clunky update that moved all input to tiles along the bottom of the screen. Another update in Jan 2024 has already addressed this, moving the inputs back to the left side of the screen where they started. Note that at some point (not sure when), RMD’s were added, but it is still not possible to designate different retirement dates for spouses. Still the best five bucks I ever spent.Show lessb'way=love
Updated version ruined a great app
Bummer. The old version was way better. The new version has you scrolling left and right to get to different fields to input variables - the old version had all the variables on a bar on the left where you could see them all at once, and adjust them easily without scrolling all over and up and down. Wish I had turned off auto updates and kept the old version. Maybe they will bring it back in a “classic” version.Show lessW222222w
Developer Response
Just wanted to let you know that in our latest release we tried to address this issue. If you put your iPad in Landscape mode the fields will be back on the left where you can scroll through them all. We like it a lot better, I hope you do too!An Outstanding Aid to Retirement Planning
I made a previous, positive review of this app, but now that I have had an opportunity to play more with it I own it to the author to expand my review. This app allows you to factor in market corrections, major crashes, and changes in portfolio rates of return as one gets older. In addition it allows the user to factor in a variety of future expenses and income streams. For the small cost this planning app is an essential tool for evaluating risk tolerance scenarios and life changes. I recommend it to everyone.Show lessGreat for planning retirement but lacking while in retirement.
I purchased this app approximately 4 years ago and utilized it quite a bit especially in the 2 years leading up to my retirement. I’ve been retired now for 2 1/2 years and only look at it maybe once or twice a year. The problem with the app once in retirement is that it forces the distribution of your non tax deferred investments down to zero before allowing distributions from tax deferred accounts such as IRA’s or 401k’s. Nobody in retirement withdraws this way in real life. It is much more common in retirement to maintain a sum in non tax deferred accounts for emergency and/or for planned major expenses while beginning distributions from IRA’s and/or 401k’s. The app does not allow this.Show lessRtcfiddle
Update destroyed app
App was just a tool and was useful. Latest update requires signing in and associated information with account. Data is stored in cloud which no matter what is said is a risk. Financial data should never be put in cloud that can be used in any way for analysis. As a former natwork engineer and familiar with firewalls and infrastructure keep what you can off the cloud. AI will eventually find a way to find it . Too bad they ruined the tool and updated it without my consent with no warning. That alone is a privacy violation. Give me my old tool back.. will look and see if they post this….Show lessPrideNotMoney
A Valuable and Easy to Use Tool
Ease of use and a unique user interface make this financial planner a joy to use. Excellent use of graphical displays give one the overall picture in seconds. We only have one problem, which is determining where we enter our employer pension? Where do we enter this? (For instance Public Employees Retirement System anticipated pension?) Otherwise very highly recommended!Show lessStewardH
Retirement planning
Love the latest version. I have been using this app for several years and the new upgrades make it even better to project your retirement goals. Other retirement planning apps are tied to commercial financial companies that want you to invest in their securities. Retirement Plan is independent and not tied to any financial institutions. Great job with this version.Show lesspvelasco50
