Affinity Plus Youth Banking

Welcome to Affinity Plus Youth Banking! Easily send money, view transactions, and track finances with our all-in-one app designed for parents and kids. It’s where your kids can learn about money and practice good habits, all with your help. What kids can do: • Watch short videos about how banking works, and how to be smart with money. • Send you requests for money, with a note about why they want it. • See your notes and reply to them, or just send a heartfelt emoji. • Transfer between their own Affinity Plus accounts, if they have more than one. • Keep track of their chores, and let you know when they’re done. • They can even send YOU money, if they need to pay you back. • Check their balance and see all their transactions. What parents can do: • Request money from your child, and make it a practice loan with monthly payments and due dates (late fees, too) • Include notes to your child when you transfer to them, or when you say no to their requests. • Set spending limits for them. • Assign chores, track progress, and pay when they’re done. • Freeze their debit card. • Check their balance and see all their transactions. • One parent can link to multiple kids in the app. To get the app: 1. First, both you and your child need: • Your own mobile phones with separate phone numbers (for multi-factor authentication) • Your own separate email addresses (to register for the app) • Affinity Plus memberships If your child doesn't have a membership yet, you can open one over video banking, or at one of our branches. Please note that we’ll ask for a copy of your child’s birth certificate. 2. You’ll both download the Affinity Plus Youth Banking app to your devices. 3. The parent should register first, then the child – and both should do it on their own phones. 4. It helps to have both devices handy when you register, because your child will need a Parent Code from you. 5. Then get ready for easy transfers, and even better – good talks about money!