Panhandle First: Learn & Earn

Kids and teens can now learn important money management skills through our easy-to-use app and Visa® Prepaid Card. Our app is your kids/teens everything you’d ever want for helping them to learn the important money management skills they need to be successful adults. From the palm of their hands they can make real-life money decisions with parents serving as a safety net. Teens and kids can earn money and personally manage it in our Save/Invest, Share, and Spend areas or move it to their own prepaid card for purchases. Parents approve all money transactions leaving the app. Chores and allowance tracker: Parents can now give their kids an allowance by having them do chores based on age and schedule. In addition, the app’s chores and allowance tracker lets kids learn how to earn money and important character traits like accountability, dependability, time management and teamwork. Enjoy our easy setup and real-time push notifications on chores and money transactions. Investing made easy: Teach your kids/teens how to invest from an early age and their potential can be limitless. Think college funds, first car, a home, and more. These valuable skills will guide them through adulthood. Learn to invest on our app and your assets are safe with our integrated investing platform, backed by Apex Clearing Corporation. It’s so simple to use! Teach them the investing basics with just a few clicks to select popular stocks and ETFs. For as little as $10 a transaction (and say goodbye to commissions) you can empower your child’s financial growth today! BusyPay Use a BusyPay QR code so friends and family can add money to the account for birthdays, holidays, or working for a neighbor. Use BusyPay to send money to others using BusyKid. Additionally, kids and teens can donate some allowance to over 60 charities. Safety First: We use the latest SSL encryption technology, and funds inside the app (child’s accounts) are FDIC Insured. The app and cards require individual PINs for use, and we strongly encourage all PINs be different. Parents receive alerts for any money transactions and card issues. Has all sensitive information stored by partners compliant with all Payment Card Industry Data Security Standards. Disclaimers: Our Visa® Prepaid Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa® U.S.A. Inc. Member FDIC, pursuant to a license from Visa U.S.A. Inc. Brokerage services provided by Apex Clearing, an SEC-registered broker-dealer and member of FINRA /SIPC. Investments in securities: Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives, charges and expenses.