I always desired to have both the policy and the capability to operate in the financial sector in Ethiopia, especially banking. Wow, Ethiopia is finally delivering both of these! So my rating of this app is a response not only to the app but also to the new policy - I see them as a package. I would have rated it 5 but I could not create my account because the sign up form has an Ethiopian phone number as a required field. That is a blocker and I usually rate this type of blunder very seriously. I was lenient because, as I said earlier, I see this app as an app and an embodiment of the new financial policy, i.e., as a package.
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