Get real-time balance and transaction alerts, access your accounts, make transfers, deposit checks and much more! With the Royal Credit Union mobile app, banking on the go is free, convenient, and secure!
A combined login experience allows Members with both personal and business accounts to use a single app. Members may save a separate username and password for personal and business accounts. After logging in, users will see separate personal and business experiences.
TOP FEATURES:
- Real-time balance and transaction alerts
- Touch ID® or Face ID® login on supported devices
- Camera check deposit with multi-check capability and auto image capture
- Schedule Appointment option for office appointments
MANAGE YOUR ACCOUNT:
- Check balances and transactions on all devices, including Apple Watch®
- Freeze your Royal debit or credit card
- Easily transfer funds or make payments
- Pay bills with Pay a Bill/Bill Pay
- Manage your Royal credit card
- Pay other people
- View account statements or cleared checks
- Stop payment on checks
- For business experience users, admins may manage business users and complete approvals
MORE FEATURES:
- Open a new account or apply for a new loan
- Send a secure message and get answers or help
- Check your FICO® score
- Find a nearby Royal office or ATM location
- Sign up for online banking
- Find Royal’s routing number
SAFE, SECURE BANKING:
- Industry-standard encryption for safe mobile access
- Last login popup for enhanced security
Loans subject to credit approval. Insured by NCUA. Equal Housing Opportunity.
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Summary of user reviews
Positive highlights
🤝
This app hasExcellent customer service
📈
This app hasHelpful business banking tools
🏠
This app hasConvenient mobile banking
💳
This app hasEasy bill payments and transfers
🧭
This app hasIntuitive and user-friendly app
🏦
This app hasTrusted and reliable credit union
🏆
This app hasConsistently meets expectations
Negative highlights
🤳
This app hasBuggy mobile check deposit
🕰️
This app hasSlow transaction processing
🔍
This app hasLack of advanced features (e.g., filtering, defaulting)
💰
This app hasInconsistent overdraft policies
🔌
This app hasUnreliable app performance (crashes, loading issues)
🚫
This app hasMissing key functionality (e.g., paying loans from external accounts)
What's New in Royal Credit Union
2024.7.0.1
August 7, 2024
This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.
I switched to credit union banking about three years ago in the hope that it would be easier. It’s not. The reason is because Royal Credit Union’s online banking app is often shut down due to maintenance purposes or for 3rd party evaluations to “verify” their customers like just now that I can’t even log into my online banking app to transfer money from savings account to checking account for gas (I often transfer money between the two accounts to help me better regulate my spendings, etc). This is scary! Imagine going overseas and you have to transfer money between the two accounts and have this issue. This happens way too often and not just a once-in-a-while thing lately! I’ll be switching back to Wells Fargo and just work my way up to paying off debts and buying my first house and not having to deal with these online banking shut downs anymore!
