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Thank you for contacting Visions FCU and for your feedback. When transactions post to your account from outside merchants, unfortunately the merchants many not always attach additional details to the posted debit, and we are not able to display them in your account history. The FICO score that is posted in your account in online banking is a once-a-month snapshot of your score on the day it is obtained. There are many reasons why a score may change. FICO® Scores are calculated each time they are requested, taking into consideration the information that is in your credit file from a consumer reporting agency at that time. So, as the information in your credit file at that CRA changes, FICO® Scores can also change. Review your key score factors, which explain what factors from your credit report most affected a score. Comparing key score factors from the two different time periods can help identify causes for a change in a FICO® Score. Keep in mind that certain events such as late payments or bankruptcy can lower FICO® Scores quickly. Score factors are delivered with a consumer's FICO® Score, these are the top areas that affected that consumer's FICO® Scores. The order in which the score factors are listed is important. The first factor indicates the area that most influenced the score and the second factor is the next most significant influence. Addressing these factors can benefit the score. Please feel free to visit our informational page on credit scores https://www.visionsfcu.org/ficoscores
