Best Aave alternatives: apps like Aave: Save and Earn

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated October 2026

Whether you want more options like Aave or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Aave

Plasma One: Stablecoin Card#1

Plasma One: Stablecoin Card by Plasma

Save, Spend & Cashback
Editor's Choice
💰 Finance
4.4(203 ratings)
Free
Plasma One: Stablecoin Card screenshot 1
Plasma One: Stablecoin Card screenshot 2
Plasma One: Stablecoin Card screenshot 3
Plasma One: Stablecoin Card screenshot 4
Plasma One: Stablecoin Card screenshot 5
Plasma One: Stablecoin Card screenshot 6

This app allows you to spend your stablecoin balance at millions of Visa merchants worldwide using a virtual or physical card. You can also send money internationally for free, earn rewards on your balance, and manage all your finances in one place with self-custody control.

Zodl: Zcash Wallet#2

Zodl: Zcash Wallet by The Zerocoin Electric Coin Company

Send truly private payments
Strong Contender
💰 Finance
4.9😊(124 ratings)
Free
Zodl: Zcash Wallet screenshot 1
Zodl: Zcash Wallet screenshot 2
Zodl: Zcash Wallet screenshot 3
Zodl: Zcash Wallet screenshot 4
Zodl: Zcash Wallet screenshot 5
Zodl: Zcash Wallet screenshot 6

This app offers a secure and user-friendly way to send private cryptocurrency payments. It simplifies complex blockchain technology, allowing users to transact freely and privately without fear of data exploitation. The app prioritizes user control and transparency through open-source development and self-custody of funds.

What We Love

  • 👍 Easy to use, clean, elegant UI
  • 🔒 Very safe and secure
  • 🚀 Fast and reliable transactions
  • 💡 Innovative features like auto-shielding and Tor integration
  • ✨ Sleek and simple user experience
  • 💰 Private money with great UI
  • 🔄 Seamless swapping in/out of tokens
  • 🚀 Transformative app
  • 🤝 Nice and helpful support people
  • 🌟 User-friendly and secure
  • 🚀 Future of payments
  • 🚀 Private digital gold
  • 🛡️ Unstoppable private money
  • 💎 Consumer product feel for crypto
  • 🚀 History in the making
  • 👍 Easy to keep up with 24 words
  • ✨ Amazing UI, exciting future features
  • 🚀 AAA wallet for AAA protocol
  • 🚀 Revolutionary technology

Room to Improve

  • 🐛 Integration with Flexa is buggy
  • 🐛 Unable to send ZEC back to Kraken (insufficient funds error)
  • 🐛 App bricks on wallet birthday page for restoration
  • 🐛 Occasional bugs out and gets stuck on Sending screen
  • 🐛 Shielding and swapping errors
  • 🤔 Needs a PIN for login option
  • 🤔 Bottom tabs feel off and unprofessional (iOS specific)
  • 🤔 Lying about no personal data collected (user suspects data upload)
Fuse - Solana Smart Wallet#3

Fuse - Solana Smart Wallet by Squads Labs Inc.

The safest Solana wallet
Worth Considering
💰 Finance
4.5(38 ratings)
Free
Fuse - Solana Smart Wallet screenshot 1
Fuse - Solana Smart Wallet screenshot 2
Fuse - Solana Smart Wallet screenshot 3
Fuse - Solana Smart Wallet screenshot 4
Fuse - Solana Smart Wallet screenshot 5
Fuse - Solana Smart Wallet screenshot 6

This app redefines digital asset management with a smart wallet built on Solana. It replaces traditional seed phrases with multifactor authentication and programmable smart accounts for enhanced security and control over your Solana assets.

More apps like Aave

4
ether.fi: Crypto Card & Spend
ether.fi: Crypto Card & Spend
ether.fi: Crypto Card & Spend
Earn Crypto on Card Spend.
Free

A DeFi-native credit card that allows you to earn crypto rewards on everyday spending. Enjoy flexible payment options, exclusive member perks, and robust security features, all while maintaining control of your digital assets.

Earn up to 4% cashback in cryptoSpend anywhere cards are acceptedDeFi-native and non-custodial
💰 Finance
(414)
free
5
Tether Wallet: USDT & Bitcoin
Tether Wallet: USDT & Bitcoin
Tether Wallet: USDT & Bitcoin
Self-custody USDT, BTC & Gold
Free

Manage digital dollars, Bitcoin, and gold securely. Send and receive assets using usernames or traditional addresses, with no hidden network fees. This self-custodial wallet gives you complete control over your private keys and funds.

Send/receive digital dollars, Bitcoin, goldUsername or address transfersAutomatic network fee handling
💰 Finance
(15)
free
6
Tuyo: Your Money Companion
Tuyo: Your Money Companion
Tuyo: Your Money Companion
Earn interest, spend, and send
Free

Manage your digital dollars (USDC) with a self-custodial finance app. Access global banking features, send money instantly worldwide, and earn yield on your holdings. Spend USDC at millions of merchants using a linked card.

Self-custodial control of USDCUSD, EUR, MXN account numbersFree, instant global USDC transfers
💰 Finance
(134)
free with in-app purchases
7
Payy
Payy
Payy
Payy anyone, anywhere
Free

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

Send stablecoins with payment linksNo account freezing or suspensionUser-controlled funds
💰 Finance
(35)
free
8
Believe
Believe
Believe
Believe in someone
Free

Support individuals you believe in, from creators to founders. Your backing can lead to potential rewards if they achieve success. Discover emerging talent and invest in their future.

Support emerging talentInvest in creatorsBack promising founders
💰 Finance
(350)
ad-supported
9
Avici: Internet finance
Avici: Internet finance
Avici: Internet finance
stablecoin,credit card,wallet
Free

Spend your cryptocurrency effortlessly with a Visa credit card. This app provides a self-custodial wallet, allowing you to maintain full control of your funds. It also offers an easy way to fund your account with a dedicated US dollar account and facilitates low-fee crypto swaps.

Visa credit card for crypto spendingApple Pay integrationSelf-custodial crypto wallet
💰 Finance
(51)
free
10
Ready: Crypto & Card
Ready: Crypto & Card
Ready: Crypto & Card
Spend crypto with no fees
Free

Manage your finances with a crypto-linked card. Spend digital assets like cash globally with no fees, earn cashback rewards, and grow your wealth through in-app investments and token swaps. Securely manage your Bitcoin and Ethereum holdings.

Spend crypto like cash globally with no feesEarn up to 3% cashback on spendingInvest in Bitcoin and Ethereum
💰 Finance
(2.3K)
free