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Actual Budget - Your Finances

Actual Budget - Your Finances

Personal Finance Tracker

39 ratings
18 reviews
📊 Productivity
💰 Finance

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • January 30, 2019
  • November 12, 2021

Developer

Shift Reset LLC
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About

Easily track your finances with an envelope budgeting system. Manage spending, monitor investments, and gain a clear financial picture. Offers optional end-to-end encryption for enhanced privacy.

✓Envelope budgeting system
✓Track investment accounts
✓Local data storage
✓Optional end-to-end encryption
✓Streamlined transaction management
✓Cross-device syncing
Show original description

What's New in Actual Budget

0.0.144

November 12, 2021

* Fix a critical syncing bug that a recent released introduced in 0.0.141. If you've seen partial syncs, that should never happen again! * Also fix a few frontend caching issues which makes the budget numbers more robust * Improve entering amounts. If your system keyboard is set to a different number format than Actual, you will be shown a number input with a decimal separator like "." while Actual expects ",". Previously this made it impossible enter amounts, but now it will work regardless!

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Subscription plans

Actual

Monthly subscription

$7.991 Month
1 Month trial
How to cancel Actual Budget subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Waste of money

Desktop app is great $8 a month to connect to my local instance? No thanks. I’ll just use a free browser.
LithosysLithosys

Need option to connect self hosted server

The platform is good but the app does not allow you to specify your own server.

The web app option worked but no way to secure it using face id. If we can point it to our own server then i can secure the app with ios 18 app protection feature.
RNGensusRNGensus

DO NOT use with open source Actual

Please note this does not work with open source Actual (Actualbudget.org). The original paid for Actual is no longer open to subscribers (actualbudget.com) and this app is deprecated
kidglove57kidglove57

More expensive than YNAB!

Thought it might be a cheap alternative to the outrageously priced YNAB then found out this is even more outrageously priced! The irony of budgeting apps blasting holes in your bank balance is clearly lost on them.
KohjentKohjent

Can’t connect to self hosted instance

I have a self hosted actual-server but there doesn’t seem to be a way to connect to it. Creating an account leads me to a thing where I have to subscribe for $7.99/mo and nowhere in the app description does it mention this. Huh?
HippohumongousHippohumongous
See 13 more reviews

FAQ

What is the main budgeting method used by Actual Budget?

Actual Budget utilizes the 'envelope budgeting' method. This system treats spending categories as funds, and categorizing transactions deducts money from these funds, providing a clear view of available spending money.

How secure is my financial data with Actual Budget?

Your data is primarily stored locally. For syncing, it may be uploaded securely to our servers. Actual Budget also offers optional end-to-end encryption for enhanced privacy.

Can I track investments with Actual Budget?

Yes, you can create separate accounts to track investments, mortgages, and other financial assets that don't fit directly into your budget categories, providing a complete financial overview.

What devices does Actual Budget support?

Actual Budget is available for iPhone and iPod. The desktop app allows you to copy your budget and access it on the go.

How often is Actual Budget updated?

The latest version is 0.0.144, and the app was last updated on November 12, 2021. This indicates a development cycle that may vary.

What is the cost of Actual Budget?

Actual Budget is free to download and use. There is a subscription plan available for 'Actual' at $7.99 per month, which includes a 1-month free trial.

What is the user sentiment for Actual Budget based on ratings?

Actual Budget has an average rating of 3.7 stars from 39 ratings. This suggests a mixed but generally positive reception from its user base.

Is Actual Budget suitable for younger users?

Actual Budget has an age rating of 4+, making it suitable for younger users who are beginning to learn about financial management.