Afterpay. Pay over time User Reviews

Customer Experience

Positive experience22.2% of reviews
Neutral7.0% of reviews
Negative experience70.8% of reviews

~ Based on 284 written reviews from the US App Store.

Is Afterpay. Pay over time Safe?

Afterpay. Pay over time appears safe based on user ratings. AppsHunter Safety Score for Afterpay. Pay over time is 98/100.

This assessment is based on 435,670 user ratings, with an App Store average of 4.9/5.

Is Afterpay. Pay over time Legit?

Afterpay. Pay over time appears to be a legitimate app. AppsHunter Legitimacy Score for Afterpay. Pay over time is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Kerrie Goff

I CANNOT make contact as I do not remember my password. I am trying to change my card as the recorded card is non existent. I am overdue with my account and I cannot rectify the situation.

Review

My phone is to old to update the app😢

Update has removed key feature

The August 26 update has removed the displayed total amount for next payment date, e.g ‘Aug 08 $200’. This makes it harder to budget / plan for the upcoming payment date.

This app is an absolute dog’s breakfast…

What happened to the total amount due in the next payment? Why remove that? I already know my full amount…I want to know at a glance what is due next.

In the list of payments owing you really need to make it easier to see the due date. The due date is easy to see if it isn’t the next payment, but the payments that are due you can’t see the date unless you click into it. This really needs to be fixed to make it easier to know the date payments are due.

Every update of this app - that you are forced to update to - gets worse and worse. No UX has been applied here. It’s clumsy, clunky, and a bit mess. It needs a streamlined review to make it usable at a basic level. TERRIBLE
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What’s not to love about AP

I love AfterPay and have been a longtime user, the only thing I would change if I could would be double the payment time as I’m on a pension and large purchases become difficult to budget m. If there was a box to tick for 6 or 8 payments that would make this an amazing app. Keep up the great work 🫶 Muk
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Over 10 years loyal customer why aren’t you listening to me?

My bank accounts and cards were frozen because it was hacked by thieves! Afterpay are not helping keep adding excess fees and not calling back

blocked access for not updating app

I can’t update the app because I have an iphone 7. The app blocked my access until I update. What am I supposed to do? Cancel my subscription because you blocked me from accessing my account? How can I cancel my subscription when I can’t access my account? How is this legal? You’ll keep charging me for a service you blocked me from? And you won’t even let me cancel the service? I’m a loyal paying customer who has never missed a payment and you just blocked me from the app. Ok, thanks, nice knowing you.
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ID verification

The app doesn’t work properly. I’ve tried to verify my ID with foreign passport but I can’t submit my documents. Every attempt doesn’t work. I tried to contact support help but also I don’t have answer about this. So sad

Disappointed customer service

⭐️ Very disappointed with Afterpay’s customer service

I am extremely disappointed with Afterpay and the way my issue has been handled. There was fraudulent activity involving my payment card and my husband’s card, so we immediately contacted our bank and had the cards blocked to prevent any further unauthorised transactions.

I have already emailed Afterpay and explained the situation. The bank is also aware of the issue, and this was done purely for security reasons. Unfortunately, despite informing Afterpay, my account/payment issue has still not been resolved.

It has now been a couple of weeks, and I have received very little help or communication. Even my emails are not being properly responded to. I understand that security checks may take time, but I expected much better communication and support from Afterpay.

I am simply asking Afterpay to properly review my situation and provide a solution. Very disappointing experience so far.
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Bad support team

I was really struggling with money, and forgot a few payments. Got told to pay them and they’d unfreeze my account. Paid all of them, then was told my account was locked and I won’t be able to use it ever again or make a new account. They also just took so long to get back to me, was not notified at all. I’d much rather just save up and get the product I’m after, then deal with these guys again. Was good for a while, but don’t think you guys are actually helping with people who are financially struggling. Never again.
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💯

💯

Scammers ! Very tricky

To get the late payment they will go to any extreme even though you have a proper credit card added they will send a message your payment not processed , late payment alerts . And 0 rating for customer service , you don’t get any response from cx service. full scammer business.

I am totally frustrated with After pay.
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Convoluted and issues galore

Don’t expect help from a person. There ain’t no people at Afterpay.
Paid for the plus service. Card declined several times. That extra will be canceled on Monday. Ai told me to remove card from wallet, now the app says it card find the card. That’s because you told me to delete it. Honestly in the history of ideas why is simplicity lost on these organisations. The instruction given to me by the helpful ai is the equivalent of the epic of Gilgamesh or the Trojan tales. It be great to speak to a human but alas they’ve all gone to greener fields. At its heart was a good idea but they stuffed it up and it’s not fit for purpose. A customer just wants the card to work, they don’t want to have to engage with code, ai, complicated process they want to have trust that when it is touched swiped added it works. Everytime. Is this too much to ask????
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AVOID UPDATES...

Latest update:
App is very sluggish.
Screen goes into sleep mode before I can scroll through next sale item. Given up!
Will just use app to monitor my payments. Everything else is impossible.

Previous:
“Available to spend” is still cropped by the banner above (w/ the figure amount) ! Who’s ridiculous idea was to light colour the (bottom left and bottom right) keys on the keyboard ??? – it’s very hard to read the white characters !!! How dumb😡 There’s no continuity, nor consistency; “ not all features available on the Afterpay app are accessible on the Web Portal, and vice versa.” Are we still in XVIII century? App is now a lot slower/sluggish now😩😫🙄 *Your new fiddley layout makes me use the app less and less. Thank you. UPDATE: The new update is a let down; The “Available to Spend” is half cut w/ the banner (w/ my name) over the top, so I actually cannot read how much is available for me to spend ?! You don’t need such a deep overlay banner, just to say: “Hi Name”... Very disappointing mr. developer😫 OLDER: ‘My Orders’ are now impossible to find. This menu is now buried deep, under millions of sales advertising. It’s discussing, I cannot find how to make a payment!! One more reason to buy less and less... Thank goodness, there’s lots new competition 😉
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Painful App

Awful app, makes weekly payment budgeting horrendous. Used to get a notification now these gizzards removed that too!

Won’t let me back in

Haven’t been on my account for a while now went to log in and it keeps sending me back to complete my profile page as if I was creating a new account then keeps saying I have an account so I go back to log in and it sends me back to the same page every time and I can’t get in to my account but

Overkill

I have regularly used Afterpay for convenience, and I’ve always paid my balances off well before the payments were due. However, you’ve now charged me a $10 fee and given me only a couple of hours’ notice to make the payment.

It’s not the $10 itself that bothers me so much as the principle of it. I’m really disappointed that, after being a regular customer who consistently pays ahead of schedule, I was given such short notice and then charged a fee for the convenience of using your platform.

As a result, I’ve removed Afterpay from my wallet and from my family’s accounts so that we can no longer use it. I simply think this is unnecessarily greedy, particularly given the fees you already receive from retailers for providing your service.
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Amateurs making software

Whose bright idea was it where email fields starting with digits \d+ are forced into phone numbers only should be stripped for their engineer title. Even mini/flash lite models are smarter than that.

Afterpay’s Punishment

Afterpay removed my no upfront payment feature. It’s because I forgot to pay little amount and literally paid next day morning. Also reduced my limit 700$ down. I want that feature back! Since long time I am using afterpay and it’s because only 1 day you can not do that to me. Or else I won’t use Afterpay again I promise.
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Disappointed customer service

⭐️ Very disappointed with Afterpay’s customer service

I am extremely disappointed with Afterpay and the way my issue has been handled. There was fraudulent activity involving my payment card and my husband’s card, so we immediately contacted our bank and had the cards blocked to prevent any further unauthorised transactions.

I have already emailed Afterpay and explained the situation. The bank is also aware of the issue, and this was done purely for security reasons. Unfortunately, despite informing Afterpay, my account/payment issue has still not been resolved.

It has now been a couple of weeks, and I have received very little help or communication. Even my emails are not being properly responded to. I understand that security checks may take time, but I expected much better communication and support from Afterpay.

I am simply asking Afterpay to properly review my situation and provide a solution. Very disappointing experience so far.
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