Best apps like Amartha - Pendanaan UMKM

34+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated July 2026

Looking for something like Amartha? We've analyzed 34+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Amartha

KoinWorks Super App Funding#1

KoinWorks Super App Funding by SEJAHTERA LUNARIA ANNUA, PT

Revolution Investment App
Editor's Choice
šŸ’° Finance
4.0(22 ratings)
FreeAds
KoinWorks Super App Funding screenshot 1
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KoinWorks Super App Funding screenshot 4

Manage your finances and grow your wealth with a comprehensive financial super app. Access diverse investment products like P2P lending and bank deposits, and explore business loan options. Track all your financial data and reports in one user-friendly platform.

LandX#2

LandX by NUMEX TEKNOLOGI INDONESIA, PT

Strong Contender
šŸ’° Finance
5.0(3 ratings)
Free
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Invest in businesses with a minimum of 1 million rupiah through a digital crowdfunding platform. This app offers a simplified investment experience, making it accessible for beginners. It provides electronic stock ownership and potential dividends every three months.

Danamas Lender (Pendana)#3

Danamas Lender (Pendana) by PASAR DANA PINJAMAN, PT

Worth Considering
šŸ’° Finance
5.0(4 ratings)
Free

This peer-to-peer lending platform connects investors with productive micro-businesses needing capital. It offers a streamlined online system for efficient funding, providing attractive returns for investors and manageable payments for borrowers.

More apps like Amartha

4
Bareksa - Super App Investasi
Bareksa - Super App Investasi
Bareksa - Super App Investasi
by PT. BAREKSA MARKETPLACE INDONESIA
Free

This app is a comprehensive investment platform offering stocks, mutual funds, government bonds, and gold. It features Indonesia's first licensed Robo Advisor for personalized recommendations and a unique Umroh planning tool. Invest easily, securely, and online with integrated payment options.

Robo AdvisorMutual Fund InvestmentStock Trading
šŸ’° Finance
(71)
free with in-app purchases
5
AsetKu - Digital Lending
AsetKu - Digital Lending
AsetKu - Digital Lending
Licensed and supervised by OJK
Free

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

Collateral-free loansFlexible loan amounts (Rp 150,000 - Rp 15,000,000)Repayment terms (91-365 days)
šŸ’° Finance
(17)
free
6
Finansialku
Finansialku
Finansialku
by SOLUSI FINANSIALKU INDONESIA PT
Free

Manage your finances, create a financial plan, and achieve your goals with this comprehensive finance app. It offers financial education, investment tracking, and personalized planning tools.

Financial health check-upOnline financial consultationFinancial education resources
šŸ’° Finance
(1)
free
7
tanamduit-Reksa Dana,SBN, Emas
tanamduit-Reksa Dana,SBN, Emas
tanamduit-Reksa Dana,SBN, Emas
Emas, Reksa Dana, SBN
Free

Invest in mutual funds, government bonds, and gold all in one app. Start investing safely and conveniently with features like goal setting, financial planning tips, and a variety of payment options. Ideal for beginners and experienced investors alike.

Invest in mutual funds, SBN, and goldGoal-based investing with 'Tanam Mimpi'Biometric login for secure access
šŸ’° Finance
(2)
free with in-app purchases
8
CrowdDana | Investasi Bisnis
CrowdDana | Investasi Bisnis
CrowdDana | Investasi Bisnis
by CROWDDANA TEKNOLOGI INDONUSA, PT
Free

Invest in diverse businesses like dormitories, restaurants, and gas stations with equity crowdfunding. Start with as little as 1 million rupiah and become a business owner, receiving dividend profit sharing. This platform is licensed and supervised by OJK for secure and sustainable investments.

Equity crowdfunding for business investmentInvest in diverse businesses (dormitories, restaurants, gas stations)Start with 1 million rupiah capital
šŸ’° Finance
(2)
ad-supported
9
Bizhare - Investasi Bisnis
Bizhare - Investasi Bisnis
Bizhare - Investasi Bisnis
by PT. Investasi Digital Nusantara
Free

Invest in various businesses, from F&B to tech startups, with a minimum of 1 Million Rupiah. This platform offers transparent financial reports and regular passive income through dividends. It's a regulated and secure way to grow your wealth while supporting local businesses.

Equity crowdfunding platformInvest in diverse businessesStart with 1 Million Rupiah
šŸ’° Finance
(1)
free with in-app purchases
10
Pinjam Modal
Pinjam Modal
Pinjam Modal
by Finansial Integrasi Teknologi
Free

This app connects individuals needing unsecured loans with lenders. It offers quick and easy loan application processes for business capital or employee loans, with transparent terms and interest rates. Data privacy is a key focus.

Unsecured business loansEmployee loansLoan tenor options (3-12 months)
šŸ’° Finance
(10)
free