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America First Credit Union

America First Credit Union

Mobile Banking

72K ratings
923 reviews
💰 Finance
Free

Details

Released
August 27, 2011
Updated
August 19, 2026

Features

Developer

America First Credit Union
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America First Credit Union screenshot #1 for iPhone
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America First Credit Union screenshot #8 for iPhone
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About

Manage your finances conveniently with a secure mobile banking app. Perform transactions, deposit checks, track spending, and apply for loans anytime, anywhere. Aggregate accounts from other institutions for a consolidated view of your financial health.

✓Customizable dashboard
✓Mobile check deposit
✓Budget and spending tracking
✓Fund transfers
✓Account aggregation
✓Loan applications
✓Card control features
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What users say about America First Credit Union

Reviews of America First Credit Union are mostly positive: the Finance app is rated 4.8/5 from 72K App Store ratings. What users like most: quick and easy banking, secure with card guard. Top complaints: inconsistent app performance, slow transaction updates. Summarized from real user reviews.

Positive things

  • 🚀Quick and easy banking
  • 🔒Secure with card guard
  • 👍User-friendly interface
  • 💰Helps track spending
  • 🏦Great credit union overall

Negative things

  • 🐛Inconsistent app performance
  • 🕰️Slow transaction updates
  • 🤔Confusing account management
  • 🔍Lack of search/filter options
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What's New in America First Credit Union

9.0.260601

August 19, 2026

This latest release offers a new look and enhanced capabilities, allowing you to do everything you could do with America First digital banking before, plus more. New features include: • Sleek design – We used your feedback to make navigation easier. • Seamless experience — Mobile & online now feel and function the same. • Simplified banking — Transactions are more user-friendly and efficient. • Powerful tools — Manage your money and take control of your financial future.

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User reviews

Most RecentHighest RatedLowest Rated

Outdated and not joint-owner friendly

I hate the functionality of this app. It feels more like a 2016 system than a 2026. I hate that joint owners can’t receive verification codes or card guard updates. The text notification options are very limited- I had more options from my bank account I owned in 2012.
TTalbot42

New update is awful

The UX on the new update is terrible. Why can’t I see a vendors logo to see what the charge was for without clicking into it? Very weird update

Can you please revert back to how this used to be.
Ddylgasm

Love the app..

Makes banking easier for me..highly recommend
Jjacquelinemoonchi

New update needs work

I used to love this app. There were clear ways to see the withdrawals and deposits in the list of transactions. There was a great spend analyzer with a graph charting spending habits. The new update is hard to follow, messy, unclear, and doesn’t have the same features as before. It is very frustrating to use, and a lot of the features are finicky. I might just need to spend more time familiarizing myself with it, but so far, this update is a huge downgrade.
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EEmmaJ2418

Great

Much better than the old one
SSnowmann78
See 918 more reviews

User experience

🐞

Reported Bugs

3 issues

Pending charges not always shown

Bug

Login/authentication issues

Bug

Incorrect account balance displays

Bug
✨

Requested Features

4 requests

Customizable budgeting tools

Feature

Ability to save payee information for transfers

Feature

Chronological sorting for bill pay history

Feature

Improved syncing between app and website

Feature

FAQ

What can I do with the America First mobile banking app?

The app allows you to manage your finances on the go. You can transfer funds between accounts, deposit checks by taking pictures, track your spending with automatic categorization, and apply for various loans and credit line increases. It also offers features like account aggregation and card controls.

How do I deposit a check using the app?

Depositing checks is simple. Just take a clear picture of the front and back of your endorsed check within the app and upload it. The funds will be quickly and securely added to your account.

Is the America First mobile banking app free to use?

Yes, the app is free to download and use. There are no additional charges for accessing your accounts or performing transactions through the mobile banking platform.

Can I see accounts from other banks in this app?

Yes, the app features account aggregation. You can easily add accounts and cards from other financial institutions to monitor all your finances in one secure place within the America First mobile banking app.

What are the benefits of using the Card Guard feature?

Card Guard provides enhanced control over your America First Visa card. You can set geographical or spending limits, and receive alerts for transactions, giving you peace of mind and helping to prevent unauthorized use.