
Free
About
ARC AI is a personal wealth app for people who want to grow their net worth, not just watch it.
See everything you own and owe in one place, know exactly where your money goes each month, and get a clear, AI-powered read on the health of your portfolio.
NET WORTH, ALWAYS CURRENT
Add your accounts, property, vehicles, crypto and debts, and ARC AI shows your true net worth: what you own minus what you owe. Track individual stocks and funds if you want detail, or just enter a balance. Follow your net worth over time and see exactly what moved it: what you added versus how the market moved.
GOALS YOU CAN SEE COMING
Set a wealth goal and see how far along you are, how much is left, and the month you're on track to reach it. Project forward to test different monthly amounts, timelines and returns, with every number broken down so you can see how it adds up.
CASH FLOW WITHOUT THE SPREADSHEET
Track income, recurring bills and everyday spending. Log expenses by typing, speaking, snapping a receipt or importing a bank statement. ARC AI sorts everything into categories for you to check before saving.
HABITS THAT COMPOUND
Log your contributions and build a streak. Your habit score shows whether you're sticking to the plan month after month.
PORTFOLIO HEALTH, POWERED BY AI
ArcAI reviews your actual assets and debts and scores your portfolio on diversification, debt, emergency savings, goal progress and more. It tells you the one thing to fix first, with a clear next step.
PORTFOLIO NAVIGATOR
Choose a Conservative, Balanced or Aggressive path and explore allocation mixes across equities, fixed income, real assets, commodities and cash.
REMINDERS ON YOUR TERMS
Choose which reminders you get and when: paydays, upcoming and overdue bills, a weekly preview, a monthly recap, and a short daily check-in.
PRIVATE BY DESIGN
Free to download, with no ads. Hide all balances with one tap. Your data syncs securely to your account across devices.
ARC AI provides educational tools and general guidance, not personalized investment advice.
Start tracking. Start building.
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What's New in Arc AI
3.1.1
October 28, 2026
What's New in v3.1.1 UI/UX Design Improvements Faster loading speed
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