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Best Richify AI Financial Wellbeing Apps

234+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

The best richify ai financial wellbeing apps on iPhone average 4.7ā˜… across 234+ titles ā€” we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Richify AI Financial Wellbeing Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Richify AI Financial WellbeingRichify AI Financial WellbeingFreeā€”YesYesJul 2026
2Origin: AI Budget and TrackOrigin: AI Budget and TrackFree4.6ā˜… (3.7K)NoNoJul 2026
3Wealthfront: Save and InvestWealthfront: Save and InvestFree4.8ā˜… (17K)NoNoJul 2026
4VoyaVoyaFree4.7ā˜… (188K)NoNoJul 2026
5Alinea: Automated InvestingAlinea: Automated InvestingFree4.8ā˜… (97K)NoNoJul 2026
6Cleo AI: Manage Your MoneyCleo AI: Manage Your MoneyFree4.7ā˜… (248K)NoNoJul 2026
7Finhabits: Invest My MoneyFinhabits: Invest My MoneyFree4.6ā˜… (22K)YesNoJul 2026
8Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8ā˜… (30K)NoYesJul 2026

Top Picks for Richify AI Financial Wellbeing

Origin: AI Budget and Track#2

Origin: AI Budget and Track by Origin Financial

Spending, Saving, & Net Worth
Strong Contender
šŸ’° Finance
4.6šŸ˜Š(3.7K ratings)
FreeIn-App Purchases
Origin: AI Budget and Track screenshot 1
Origin: AI Budget and Track screenshot 2
Origin: AI Budget and Track screenshot 3
Origin: AI Budget and Track screenshot 4
Origin: AI Budget and Track screenshot 5
Origin: AI Budget and Track screenshot 6

Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.

What We Love

  • šŸš€ Smooth and intuitive interface
  • šŸ“Š Detailed financial tracking and insights
  • šŸ¤– Helpful AI-powered features
  • šŸ’¼ Seamless integration with accounts and investments

Room to Improve

  • šŸ’° Expensive subscription cost
  • šŸ”’ Lack of two-factor authentication
  • šŸ” Inconsistent account syncing and data refreshes
Wealthfront: Save and Invest#3

Wealthfront: Save and Invest by Wealthfront

Saving, investing, stocks.
Worth Considering
šŸ’° Finance
4.8šŸ˜Š(17K ratings)
Free
Wealthfront: Save and Invest screenshot 1
Wealthfront: Save and Invest screenshot 2
Wealthfront: Save and Invest screenshot 3
Wealthfront: Save and Invest screenshot 4
Wealthfront: Save and Invest screenshot 5
Wealthfront: Save and Invest screenshot 6

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

What We Love

  • šŸš€ Fantastic HYSA and Robo-Advisor
  • šŸ‘ Impressive money managing app
  • šŸ‘ Phenomenal app for people trying to reach financial goals
  • šŸ‘ Great Robo Investing App

Room to Improve

  • šŸš« Not good for IRA and investing accounts
  • šŸš« Great APY, Terrible Features and Compatability
  • šŸ› Alas...

More Richify AI Financial Wellbeing apps to explore

4
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
šŸ’° Finance
(188K)
free
5
Alinea: Automated Investing
Alinea: Automated Investing
Alinea: Automated Investing
Expert Portfolios, AI Insights
Free

Invest with confidence using expert-built portfolios and AI-driven insights. Track performance, visualize growth, and receive personalized financial news to make informed investment decisions. Securely link bank accounts and explore curated investment strategies.

Expert-built investment portfoliosAI-powered performance insightsPersonalized financial news
šŸ’° Finance
(97K)
free
6
Cleo AI: Manage Your Money
Cleo AI: Manage Your Money
Cleo AI: Manage Your Money
AI Chat to budget your money
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
šŸ’° Finance
(248K)
freemium
7
Finhabits: Invest My Money
Finhabits: Invest My Money
Finhabits: Invest My Money
Invest, Learn, and Protect
Free

This app simplifies investing, saving, and learning about personal finance. It offers automated investment accounts, health insurance options, and educational resources to help users build a better financial future. Available in English and Spanish, it aims to make financial management accessible to everyone.

Automated investment accountsRetirement savings optionsHealth, dental, and vision insurance plans
šŸ’° Finance
(22K)
free with in-app purchases
8
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
šŸ’° Finance
(30K)
subscription
9
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
šŸ’° Finance
(177K)
free
10
SuperMoney: Budgeting AI
SuperMoney: Budgeting AI
SuperMoney: Budgeting AI
Relieve Financial Stress
Free

This AI-powered financial app automates your money management, offering personalized insights and tools for budgeting, saving, and debt repayment. It aggregates all your financial accounts, monitors credit, and helps you find better loan rates.

AI-powered budgetingAutomated savings and paymentsPersonalized financial insights
šŸ’° Finance
(37)
free with in-app purchases
11
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
šŸ’° Finance
(124K)
free with in-app purchases
12
Quicken: Intelligent Money
Quicken: Intelligent Money
Quicken: Intelligent Money
Personal & Business Finances
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
šŸ’° Finance
(11K)
free with in-app purchases
13
EFE
EFE
EFE
Your Investment Advisor
Free

Access your financial accounts and track progress toward your goals. View your portfolio, link external accounts, and connect with an advisor or planner. Review statements and plan updates for a comprehensive financial overview.

Track retirement goal progressView total portfolio and account detailsLink outside accounts
šŸ’° Finance
(7.4K)
ad-supported
14
Autopilot: Automated Investing
Autopilot: Automated Investing
Autopilot: Automated Investing
In your own brokerage account
Free

Automate your investments by copying experienced traders in real-time. Connect your existing portfolio and let expert "pilots" guide your trades. Access exclusive perks and future trades with a premium club membership.

Automate portfolio by copying tradersReal-time trade copyingPolitician trade tracker
šŸ’° Finance
(19K)
free with in-app purchases
15
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
šŸ’° Finance
(61K)
subscription
16
Empower Ā®
Empower Ā®
Empower Ā®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
šŸ’° Finance
(400K)
free with in-app purchases
17
Iwencai-Investment Assistant
Iwencai-Investment Assistant
Iwencai-Investment Assistant
AI Stock Picking & Analysis
Free

This AI-powered investment assistant helps retail investors conduct professional-level analysis and stock selection using natural language. It leverages advanced AI models and financial data to provide insights on market trends, stock performance, and potential investment opportunities.

AI-powered stock selectionNatural language investment analysisMarket hotspot interpretation
šŸ’° Finance
(7)
free
18
Spending Tracker-Money Manager
Spending Tracker-Money Manager
Spending Tracker-Money Manager
Financial & Spending Tracker
Free

Effortlessly track income and expenses with intuitive reports and budget setting. Manage multiple accounts, savings, and loans with features like receipt scanning and data synchronization across devices.

Income and expense recordingBudget setting with limitsMultiple account management
šŸ’° Finance
(841)
free with in-app purchases
19
Magnifi: Invest with AI
Magnifi: Invest with AI
Magnifi: Invest with AI
Plan, invest, analyze, grow
Free

This AI-powered app helps you research investments, create personalized plans, and manage multiple brokerage accounts. It offers a conversational AI assistant, market data, and planning tools to invest with confidence. Connect your accounts or invest directly.

AI investing assistantInvestment search enginePersonalized investing plans
šŸ’° Finance
(386)
free with in-app purchases
20
Rogo AI
Rogo AI
Rogo AI
The AI Platform for Finance.
Free

This AI platform is designed for finance professionals to enhance efficiency and generate insights. It automates time-consuming tasks, enabling users to tackle complex problems and make informed decisions.

Generative AI for financeAutomates grunt workDevelops insights faster
šŸ’° Finance
(11)
free

FAQ about Richify AI Financial Wellbeing

Are there free richify ai financial wellbeing apps for iPhone?
Yes ā€” 20 of the top richify ai financial wellbeing apps we rank are free to download, including Richify AI Financial Wellbeing and Origin: AI Budget and Track.
Richify AI Financial Wellbeing shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 234+ richify ai financial wellbeing apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.