Best AsetKu alternatives: apps like AsetKu - Digital Lending

7+ similar apps compared and reviewed

4.0 avg rating
7 free apps
Updated November 2026
AsetKu - Digital Lending
AsetKu - Digital Lending
PT. PINTAR INOVASI DIGITAL

AsetKu is great, but it's not the only option. Explore 7+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to AsetKu

Bank Jago/Jago Syariah#1

Bank Jago/Jago Syariah by Bank Artos

Mobile transfer & track money
Editor's Choice
💰 Finance
4.8😐(320 ratings)
Free
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Bank Jago/Jago Syariah screenshot 6

This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

What We Love

  • 👍 Easy to use interface
  • 💰 Many promotions and bonuses
  • 🔗 Good integration with other apps (Bibit, Gopay, Shoppay)
  • 💳 Convenient for online transactions
  • ✨ Simple and cool banking app
  • 💸 Free transfers (historically, but changing)
  • 📈 Good for saving and budgeting
  • 🚀 Fast transactions (sometimes)
  • 🌐 Useful abroad
  • 🎁 Referral bonuses

Room to Improve

  • 🐛 Frequent app errors and crashes
  • 🐌 Slow customer service response
  • ❌ Account blocking without clear reason
  • 💸 Transfer fees (recent change)
  • 🔒 Login issues and account lockouts
  • 📉 Poor performance on iOS
  • 🔄 UI changes are confusing
  • ⚠️ Money disappearing without explanation
  • 🚫 Inability to switch between Syariah and conventional accounts
  • 🔗 Directing to other apps for investment
  • 📉 High cost of transfers (contradicts some reviews)
  • 🚫 App not running on jailbroken devices
  • 🚷 Difficulty with verification
  • ❓ Unclear reasons for account blocking
  • ⏳ Long waiting times for OTP
  • 📉 Inconsistent transfer times
  • 🚫 Transaction failures with no driver/item received
  • ❌ Customer service is unhelpful and uses templates
3.0(4 ratings)
Free
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AmarthaFin screenshot 6

Invest in grassroots communities and empower micro-entrepreneurs while earning competitive returns. Additionally, generate profit by selling digital products like phone credit and electricity tokens, with free money transfers and secure transactions.

4.8(262 ratings)
Free
SeaBank screenshot 1
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Open a digital bank account in minutes for easy and fast digital transactions with QRIS. Enjoy no admin fees, 100 free transfers monthly, and high savings interest up to 6% p.a. Also offers instant loans with competitive rates.

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LinkAja / LinkAja Syariah
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This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

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Skorlife: Check Credit Score
Credit Score, Get Certificate
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Understand your financial health with this app. It helps you check your credit score, view all loans, protect your data, and get assistance with debt repayment. Receive personalized financial product recommendations to make smarter decisions.

Check credit score and payment historyView all active loansDetect unauthorized data access
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Livin' by Mandiri
Livin' by Mandiri
Livin' by Mandiri
by PT. Bank Mandiri (Persero) Tbk.
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Manage your finances and lifestyle needs in one comprehensive app. Easily pay bills, transfer funds internationally, invest, and even apply for loans. Earn rewards and enjoy exclusive perks with this all-in-one financial companion.

Lifestyle payments and rewardsInvestment managementCross-currency transfers
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