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Atomic Credit Union

Atomic Credit Union

by Atomic Credit Union, Inc.

6.9K ratings
89 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • February 19, 2016
  • June 25, 2026

Features

Developer

Atomic Credit Union, Inc.
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About

Manage your finances conveniently from your mobile device. Perform essential banking tasks like depositing checks, paying bills, and transferring funds between accounts. Access your accounts on-the-go with features like external transfers and card controls.

✓Remote check deposit
✓Bill Pay
✓Fund transfers
✓External transfers
✓Card On/Off
✓Account alerts
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What users say

Summarized from real user reviews of Atomic Credit Union. Based on 6.9K reviews and a 4.9/5 average, it highlights the 4 positives and 3 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Great bank with friendly staff
  • 💡Convenient mobile app features
  • 🚀Seamless user experience
  • 🔒Secure banking platform

Negative things

  • 🐛Frequent app crashes and bugs
  • 🔍Difficult login and account access
  • 🤔Confusing app updates and changes
See all reviews

What's New in Atomic Credit Union

4021.2.0

June 25, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Most RecentHighest RatedLowest Rated

User friendly

Easy and convenient atomic is the number 1 bank!
Mavrav45Mavrav45

Tim6

The friendliest people in town work there. Great problem solvers. It feels like home. Just stay out of politics!!
TimR5877TimR5877

Shawn

Very easy to navigate and very helpful!
Fox2026!Fox2026!

Bank

Best Bank!!
jsoshdbsbskjsoshdbsbsk

Thieves

Stealing from a senior citizen and taking my hard earned money is what this company stands for. Charging fees for things I had not authorized and for a bill pay when I was already in the hole. I was in the hospital and had no way to access my account but they refused to credit my account for the ridiculous overdraft fees that they charge. Thanks for taking my money ACU, my entire check that I was depending on was taken from me by your company
Show more
JMS 1987JMS 1987
See 84 more reviews

User experience

🐞

Reported Bugs

3 issues

Login credentials not working after updates

Bug

App freezing and not loading account information

Bug

Inconsistent performance and functionality

Bug
✨

Requested Features

3 requests

Bring back facial recognition login

Feature

Improve bill pay and money transfer options

Feature

Add Apple/Google Pay support

Feature

FAQ

What can I do with the Atomic Credit Union mobile app?

The app allows you to manage your finances conveniently from your mobile device. You can deposit checks remotely, pay bills using Bill Pay, transfer funds between your accounts, and even pay other members. It offers many of the same functionalities as managing your accounts in a branch.

What are the key features of the app?

Key features include remote deposit capture for checks, Bill Pay for managing your bills, the ability to transfer funds between your accounts, and external transfers. You can also control your cards with Card On/Off functions and set up alerts for your accounts.

Is the Atomic Credit Union mobile app free to use?

Yes, the application is free to download and use. There are no charges associated with managing your accounts or utilizing the core features of the app.

What devices is the Atomic Credit Union app compatible with?

The app is designed for mobile devices, allowing you to manage your finances on-the-go. While specific operating system requirements are not detailed, it is intended for use on smartphones and tablets.

How can I deposit a check using the app?

The app features remote deposit capture, which allows you to deposit checks electronically. You will typically need to take photos of the front and back of your endorsed check through the app to complete the deposit.