DONâT DO IT
This was quite literally the worst financial mistake I have ever made in my life. The amount for the loan I received was quite small, just something to get me out of a pinch. I thought that I would be able to quickly pay it back. I thought wrong. The interest for the loan was over FIVE HUNDRED PERCENT, and the loan documents are VERY vague. Meaning, my small loan quickly turned into a multi-thousand dollar, year-long commitment.
The payments WILL come out of your account automatically, even if your balance is lower than the payment amount. Meaning, your account will be overdrawn.
Additionally, the payments are not monthly, but instead biweekly. I was paying these people hundreds of dollars each month. So, that âsmall loanâ I took out in an attempt to pull me out of a hard place ended up putting me in a horrible spot financially.
The moral of the story is: no matter what youâre going through, this is NOT the right choice. Yes, you receive the deposit almost immediately, but that short-term happiness will not last long.
The payments WILL come out of your account automatically, even if your balance is lower than the payment amount. Meaning, your account will be overdrawn.
Additionally, the payments are not monthly, but instead biweekly. I was paying these people hundreds of dollars each month. So, that âsmall loanâ I took out in an attempt to pull me out of a hard place ended up putting me in a horrible spot financially.
The moral of the story is: no matter what youâre going through, this is NOT the right choice. Yes, you receive the deposit almost immediately, but that short-term happiness will not last long.
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Very, very,very high interest rates
I got loan for 1200$ by time I would have gotten done paying $400 a month for over 2 years, I would have paid them over $5000, I paid it all back in less than a week. And still had to pay an extra $150 , DO NOT GET A LOAN FROM THIS APP OR COMPANY, they are Legal Loan Sharks.
HORRIFIC. $500 loan pay back $1,975
Horrible. I was not shown that it would cost me this much to get a small loan. I am mortified that I fell for this. I wish I would have read the previous review first before doing this.
DO NOT USE THIS APP FOR A LOAN!!!! USE SOMETHING ELSE!!!
I was completely unaware of the terms that they HIDE. They donât care about the people the care that they get a bigger lump of money then you wanted. So if you got a $1,000, you are pay back $3,500. How does that make since? I will never come back to this I learn my lesson. PLEASE LISTEN AND BE BETTER. I donât want what happened to me happen to others.
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Donât go to AWL-extremely over charge you
They take more than 2X than what you barrow. This is the most extreme over charge out there. There are many more companies out there that charge fairly. You will regret it if you take their money. It is not worth it, this will put a whole in your pockets for a long time. They charge over 500%. I want to give zero stars
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Turn back now
If you are reading this think again before downloading and applying for a small loan thru awl, they lie about the interest rate you will receive they are based out of an Indian reservation which allows them to charge rediculously illegal interest rates otherwise in the United States a 400$ load ended up costing me 1600$ just donât do it it is not worth it.
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Dog water
The rates are absolutely unacceptable and their ethics are terrible. You will NOT know what they want you to pay until after you are accepted. $2000 for a $500.
If you really need it, go to CashNetUSA; they are actually reasonable and their team have care in mind as well as at least some decency.
If you really need it, go to CashNetUSA; they are actually reasonable and their team have care in mind as well as at least some decency.
Donât get a loan from here also app is trash
Like everyone else who utilized AWL I was a victim of false advertising for a small loan. They donât upfront reveal how much their interest rate actually is until after your loan is approved. They present it as one thing and then once you thoroughly read your contrat you realize youâre now responsible for something completely different than what you signed up for. Iâve pulled out loans in the past much larger than my AWL loan and didnât come close to the 600% interest rate. If I knew that I wouldâve never utilized them. Please spread awareness and either put it on a credit card with no interest for the first year or when utilizing a loan company look for that daily/weekly/monthly/yearly interest rate. Also this app is buggy most of the time
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Apr is to high.
I would say I wouldâve liked it but the APR on your loans is too high. I borrowed $1,300 for a year and have to pay a lot more back. I wouldnât recommend.
Class action lawsuits
Donât trust this company. They had ridiculous interest rates and was taken to court for their immoral practices. I just got a letter that my debt has been cancelled as disputes debt in the class action lawsuit they had against them towards the end of 2020. Google AWL Settlement if you want to look into how to get your outstanding debt waived/cancelled. I hope they crumble for how they conducted business and gauged their customers.
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I wouldnât recommend!
I was honestly so scared about this loan because I read the reviews about it after I got it. But if you got the loan pls pay it off right away and then deal with situation that your in another way. This loan had very larger interest rates and itâs worth the hassle. if I did do the recommended payback dates I wouldâve payed 900$ in total when my loan was 300$. SO PLEASE BE CAREFUL WHEN USING THIS LOAN.
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Bug Fixes - App Improvement - Same Day Deposit
It seems the app developers have ironed out all of the bugs and issues.
I requested a short term $300 loan and was approved within minutes.
Had the funds in my bank within 6 hours.
No issues, I needed to replace two tires on my vehicle and was able to do so.
Only concern, Iâve an extraordinary high interest rate upwards of 5000% five thousand percent. If I was unable to pay this loan off within 1 week, it would not be worth it.
For future borrowers, use their service for very short term loans.
- S Reynolds
I requested a short term $300 loan and was approved within minutes.
Had the funds in my bank within 6 hours.
No issues, I needed to replace two tires on my vehicle and was able to do so.
Only concern, Iâve an extraordinary high interest rate upwards of 5000% five thousand percent. If I was unable to pay this loan off within 1 week, it would not be worth it.
For future borrowers, use their service for very short term loans.
- S Reynolds
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Do NOT GET A LOAN WITH THEM!!!! Worst!!!
I got a loan with them of 1000 and they want me to pay 6000 back to them!!! I repeat if youâre looking for a loan there is better loans out there. Iâve gone with other loaners and Iâm in my last past with them. And with AWL Iâm not even halfway there. Scammers!! Worst 2021 option I went with. Would give it a no star
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Not happy
This app is completely horrible. wonât let make a payment , but loves to automatically take the money out of YOUR account. And I really donât like the fact that YOU canât remove the card on file and you have to speak to someone like THEIR your parent.
Very professional
These folks are very professional and their loans are reasonably priced. Iâve had two loans with them and glad they can be in my back pocket for emergencies.
I like it
I requested a $1000 loan this morning and received it this afternoon so quick its easy the only con would be the interest fees The quicker you Pay off your loan you wont have the interest fees customer service is super nice and always answers when i call i was skeptical at first but its legit
Scam
Itâs awful, there is a daily fee and you will pay so much more money than what you owe. Even if you make a payment the amount you owe wonât go down.
Horrible
I get calls and pay but it doesnât reflect on the app. Then when I go to pay off the balance it wonât let me. Intentionally set up to prevent you from paying off early so they can collect more interest. Even when I call and do a payment they donât put it through because they want to collect the interest. Donât use these people.
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Wish I could give 0 Stars!
The Mobile App wonât even open and the âAccess Appâ repeatedly says âyou must read the warning, check the box and click âacceptâ before you can proceedâ Seems easy enough. đ¤ˇđťââď¸ It would be! If there was a box to check!!! I scrolled through that stupid privacy warning 10+ times with a fine-toothed comb and NEVER found a box to check! And since I didnât check said box, clicking âAcceptâ was never an option provided to me, NOR was moving past this disclosure into ANY other parts of the app. Unless there are some MAJOR flaws addressed in BOTH apps they are simply useless!
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Canât even launch app
Tried deleting it and re-downloading the app and it wonât launch. Even turned my phone off a few times still wonât launch. 0 out of 10.
