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Bad Credit? No Problem!

Bad Credit? No Problem!

Desk Job Simulator

1.1K ratings
336 reviews
#68 in free Strategy
🎮 Games
🕹 Simulation
🏰 Strategy
Free
In-App Purchases

Details

  • Released
  • Updated
  • August 8, 2024
  • September 30, 2024

Features

Developer

FOORBYTES, LLC
✨Promote your app ✨
Bad Credit? No Problem! video #1 for iPhone
Bad Credit? No Problem! screenshot #2 for iPhone
Bad Credit? No Problem! screenshot #3 for iPhone
Bad Credit? No Problem! screenshot #4 for iPhone
Bad Credit? No Problem! screenshot #5 for iPhone
Bad Credit? No Problem! screenshot #6 for iPhone
iphone
ipad
🧾$0.99 - $3.99
In-App Purchase↘︎
📊no. 68
Charts↘︎
📌Ready
Reviews summary↘︎
⭐336
Reviews↘︎
📝9+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
🎪1 happening
Events↘︎
🏆3 achievements
Achievements↘︎
❓5 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Step into the role of a title loan agent with a 14-day probation period. Review applications, make critical decisions impacting clients' lives, and balance your boss's demands with ethical considerations. Survive probation to unlock an endless survival mode.

✓Title loan agent simulation
✓Decision-making gameplay
✓Ethical dilemmas
✓Survival mode
✓Halloween event
✓Cloud saving
Show original description

What users say

Summarized from real user reviews of Bad Credit? No Problem!. Based on 1.1K reviews and a 4.5/5 average, it highlights the 5 positives and 4 negatives reviewers mention most about this game.

Positive things

  • 🚀Enjoyable gameplay
  • 👍Simple yet challenging
  • 🎨Appealing pixel art style
  • 💰No ads or pay-to-win mechanics
  • 🕹️Reminds players of Papers, Please

Negative things

  • 🐛Occasional bugs and glitches
  • ⏱️Strict time limits and limited retries
  • 🔁Repetitive and can get monotonous
  • 🤔Some unclear or confusing mechanics
See all reviews

What's New in Bad Credit? No Problem!

1.1.0

September 30, 2024

Bad Credit Patch Notes v1.1 New Event: - Fright Night Files: A mysterious stranger leaves a cursed playing card on your desk. Now, you’re stuck in an eternal Halloween until every applicant is processed—or until you get fired! New Item: - PayHack: Forget about doing the math. PayHack instantly converts weekly salaries into monthly totals, making your job a little easier. Create Agent: - New: Bald Option - New: Added Halloween themed color options to all clothing Fixes: - Cleaned up art assets. - Corrected monthly/weekly salary calculations. - Fixed the ending repetition bug. - Adjusted the price and UI of PrintPro. UI Updates: - Added bank balance to the new game page. - Clarified the use of bank balance in the shop. - Enhanced Bank App explanations regarding your money. - Expanded space on the inaccurate paperwork sheet to display applicant errors fully. - Fixed paperwork placement on Day 1 of survival mode when opening the folder.

More
4

In-App Purchases

$0.99

Buy Hints x10

Get 10 hints to aid applicant evaluations.

Charts

Top Free

📊 68

Strategy games

The game has maintained its position at 68 recently.

Last updated on August 16, 2026.

Top Free

📊 143

Simulation games

The game has maintained its position at 143 recently.

Last updated on August 16, 2026.

Events

Read more about From Zero to Loan Hero!
Event EndedPremiere

From Zero to Loan Hero!

Desk Job Simulator meets loan shark bootcamp!

Aug 8, 2024 — Aug 22, 2024

Read More

Read more about Fright Night Files
Event EndedSpecial Event

Fright Night Files

Survive the endless Halloween chaos!

Oct 3, 2024 — Nov 3, 2024

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Super fun

I really enjoy this game. It’s got funny dialogue and the characters have a huge variety of lines to deliver. It keeps me engaged and wanting to play over and over again. I’m hoping they come out with a new update!
izzykzizzykz

Underrated gem

Deceptively simple, brilliantly stressful, and weirdly addictive. There’s something deeply satisfying about getting into the flow state, blazing through applications, and surviving another chaotic “workday”. Hands down one of my most favorite jobs I’ve ever played. No PTO or vacations yet so, wish me luck!
Show more
ŷůmēmįŷůmēmį

Said I didn’t select a option

I like the game but occasionally when I decline something it will say it’s wrong and it’s something I selected
Lovelongtime1Lovelongtime1

BRO THIS GAME HAS INSANE POTENTIAL ADD MORE UPDATES!!!!

LISTEN DEVS! I UNDERSTAND BURNOUT AND DETOURING! BUT PLZ DONT ABANDDON THIS GAME!!!! IT HAS SO MUCH POTENTIALLLL😭😭😭😭
BrixmassBrixmass

Most fun desk job I have had

It’s fun lol
rockingdemhipsrockingdemhips
See 331 more reviews

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User experience

🐞

Reported Bugs

2 issues

Inconsistent income requirements

Bug

Issues with correctly identifying valid applications

Bug
✨

Requested Features

4 requests

More game modes and content updates

Feature

Ability to skip or continue from previous days

Feature

Improved tutorial or onboarding process

Feature

Customization options for the office and character

Feature

FAQ

What is this app about?

This app is a simulation game where you play as a part-time title loan agent. You have 14 days to prove yourself to your boss by reviewing applications, making crucial decisions, and assisting clients. Your choices can significantly impact the lives of those seeking loans.

What are the key features of this game?

Key features include a challenging probation period with a demanding boss, critical decision-making that affects clients' homes, an unlockable 'Endless Shift' survival mode, and a special Halloween event. The game also supports manual cloud saving across iOS devices.

Is this app free to play?

The app is free to download and play, offering an ad-free experience. However, it does include in-app purchases, allowing players to acquire additional content or features.

What kind of decisions will I have to make?

You will face decisions that pit your boss's demands against the needs of desperate clients. These choices determine whether families keep their homes or face further hardship, forcing you to navigate complex ethical dilemmas within the title loan industry.

Can I play this on multiple devices?

Yes, the game supports manual cloud saving. You can upload or download your latest game saves from the options menu to continue your progress across different iOS devices.