Best Loan Simulator Apps & Games

249+ iOS apps & games curated and reviewed

4.0 avg rating
16 free apps & games
Updated August 2026

Looking for free loan simulator apps and games? 16 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Loan Simulator Apps & Games (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Bad Credit? No Problem!Bad Credit? No Problem!Free4.5★ (1.1K)NoYesSep 2026
2Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoSep 2026
3Bank Account SimulatorBank Account SimulatorFree3.0★ (1)NoYesAug 2026
4Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesSep 2026
5Loan & Capacity SimulatorLoan & Capacity SimulatorFree5.0★ (1)YesNoMay 2026
6Loans & Interests SimulatorLoans & Interests SimulatorFree4.8★ (472)YesYesSep 2026
7Loan simulator with insuranceLoan simulator with insurance$2.995.0★ (1)NoNoAug 2026
8iLoan, credit simulatoriLoan, credit simulator$4.99NoNoAug 2026

Top Picks for Loan Simulator

Bad Credit? No Problem!#1

Bad Credit? No Problem! by FOORBYTES, LLC

Desk Job Simulator
Editor's Choice
🎮 Games
4.5😊(1.1K ratings)
FreeIn-App Purchases
#60in Games
Bad Credit? No Problem! screenshot 1
Bad Credit? No Problem! screenshot 2
Bad Credit? No Problem! screenshot 3
Bad Credit? No Problem! screenshot 4
Bad Credit? No Problem! screenshot 5

Step into the role of a title loan agent with a 14-day probation period. Review applications, make critical decisions impacting clients' lives, and balance your boss's demands with ethical considerations. Survive probation to unlock an endless survival mode.

What We Love

  • 🚀 Enjoyable gameplay
  • 👍 Simple yet challenging
  • 🎨 Appealing pixel art style
  • 💰 No ads or pay-to-win mechanics

Room to Improve

  • 🐛 Occasional bugs and glitches
  • ⏱️ Strict time limits and limited retries
  • 🔁 Repetitive and can get monotonous
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(105K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Bank Account Simulator#3

Bank Account Simulator by Vasile Rotaru Gasnikov

Most complete bank simulator
Worth Considering
💼 Business
3.0(1 ratings)
FreeIn-App Purchases
Bank Account Simulator screenshot 1
Bank Account Simulator screenshot 2
Bank Account Simulator screenshot 3
Bank Account Simulator screenshot 4
Bank Account Simulator screenshot 5
Bank Account Simulator screenshot 6

Learn modern banking and investing without real-world risk. Build a digital banking setup, manage accounts and cards, track transactions, and explore investments in a simulated environment. Experiment with financial products and strategies safely.

More Loan Simulator apps to explore

4
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
5
Loan & Capacity Simulator
Loan & Capacity Simulator
Loan & Capacity Simulator
Simulate and manage your loans
Free

This tool helps you plan major expenses by simulating loan payments and calculating your borrowing capacity. Save and compare different financing options to make informed decisions for your projects.

Personalized loan simulationCalculate borrowing capacityAmortization tables
💰 Finance
(1)
ad-supported
6
Loans & Interests Simulator
Loans & Interests Simulator
Loans & Interests Simulator
Finance Calculator
Free

Easily calculate loan payments, maximum credit amounts, and interest paid. Get payment reminders, visualize data with graphs, and access an amortization table. This app helps manage various loan types and is free to use.

Calculate loan variables (interest, payment, duration, amount)Visualize data with graphsReceive payment reminders
💰 Finance
(472)
free with in-app purchases
7
Loan simulator with insurance
Loan simulator with insurance
Loan simulator with insurance
Simulate loans. Compare offers
$2.99

This tool helps you simulate various loan scenarios, including insurance rates and additional fees, to accurately compare total costs. Make informed financial decisions by understanding monthly payments, total interest, and amortization schedules before committing to a loan.

Loan simulationsMonthly payment breakdownTotal cost comparison
💰 Finance
(1)
paid
8
iLoan, credit simulator
iLoan, credit simulator
iLoan, credit simulator
by JP-Software
$4.99

This app helps users simulate and compare various loan and mortgage scenarios. It calculates monthly payments, APR, and total loan costs for real estate, vehicles, and consumer credit. Users can also analyze savings and income plans, with options to export detailed reports.

Loan and mortgage simulationsMonthly payment calculationAPR and total cost analysis
💰 Finance
(0)
paid
9
Easy Loan Calculator Pro
Easy Loan Calculator Pro
Easy Loan Calculator Pro
Simulation, Comparison, Export
Free
💰 Finance
(0)
10
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
11
Bank Simulator : Money Manager
Bank Simulator : Money Manager
Bank Simulator : Money Manager
Cash Counter, ATM & Loan Game
Free
🎮 Games
(0)
12
Loan payment calculator $
Loan payment calculator $
Loan payment calculator $
Mortgage & Credit calculation
$2.99

Estimate monthly loan payments, compare financing options, and calculate borrowing capacity. This tool provides detailed amortization schedules and helps evaluate refinancing scenarios for mortgages, personal, and business loans.

Monthly payment calculationBorrowing capacity estimationLoan refinancing simulation
💰 Finance
(0)
paid
13
Loan Calculator - PRO
Loan Calculator - PRO
Loan Calculator - PRO
Simulate, compare & plan
Free

Easily calculate loan installments, compare financing options, and plan payments with detailed amortization tables. This tool offers a modern interface for simulating personal loans, mortgages, and other financing types.

Monthly payment calculationLoan comparison toolSaved loans management
💰 Finance
(2)
ad-supported
14
Car Loan Calculator Tools
Car Loan Calculator Tools
Car Loan Calculator Tools
Auto Loan Calculator
Free

This app helps potential car buyers estimate car loan details. It calculates monthly installments, loan amounts, and total interest paid without needing an internet connection. It's intended for general awareness and not as financial advice.

Car loan calculationMonthly installment estimationLoan amount calculation
🔧 Utilities
(4)
free
15
Teле-2: Debt Impact Simulator
Teле-2: Debt Impact Simulator
Teле-2: Debt Impact Simulator
Test Loans Before You Commit
Free
🔧 Utilities
(0)
16
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Instant Loan & EMI Calculator
Free
💰 Finance
(0)
17
Instant Loan: EMI Calculator
Instant Loan: EMI Calculator
Instant Loan: EMI Calculator
Personal Loan Calculator
Free
💰 Finance
(0)
18
Loan Calculator%- Simple Loan Calculator
Loan Calculator%- Simple Loan Calculator
Loan Calculator%- Simple Loan Calculator
by usman hamid
Free

Calculate loan and mortgage payments with detailed breakdowns. This app provides insights into monthly payments, interest paid, total credit cost, and amortization schedules. Compare different loan options based on these financial metrics.

Calculate monthly paymentsDetermine interest paidCalculate total credit cost
💰 Finance
(1)
free
19
LoanCraft: Loan Calculator
LoanCraft: Loan Calculator
LoanCraft: Loan Calculator
Home Loan & Mortgage Planner
Free
💰 Finance
(0)
20
Mortgages & Loan payment calculator with schedule
Mortgages & Loan payment calculator with schedule
Mortgages & Loan payment calculator with schedule
by DC Labs
$3.99

This app helps you manage budgets and make informed financial decisions for loans and mortgages. It provides detailed calculations for monthly payments, credit capacity, and total loan costs, with visual aids and exportable reports.

Calculate monthly payments with insuranceEstimate credit capacity and debt ratioCompare total loan costs
💰 Finance
(14)
free

FAQ about Loan Simulator

What are the best loan simulator apps & games for iPhone?
Bad Credit? No Problem! tops our loan simulator apps & games ranking as of August 2026, with a 4.5-star average from 1.1K App Store ratings, and it's free to download.
Yes — 16 of the top loan simulator apps & games we rank are free to download, including Bad Credit? No Problem! and Loan Calculator‰.
Bad Credit? No Problem! has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ loan simulator apps & games on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a simulation game where you play as a part-time title loan agent. You have 14 days to prove yourself to your boss by reviewing applications, making crucial decisions, and assisting clients. Your choices can significantly impact the lives of those seeking loans.
Key features include a challenging probation period with a demanding boss, critical decision-making that affects clients' homes, an unlockable 'Endless Shift' survival mode, and a special Halloween event. The game also supports manual cloud saving across iOS devices.

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