Nidhi Negi—your loyal and fooled customer
My existing EMI Card was suddenly blocked without any proper reason. When I contacted customer service, they simply said that the card cannot be unblocked because I am “not eligible as per their criteria.” However, the shocking part is that with the exact same details and profile, they told me to apply for a new EMI card with a new number, and suddenly I became “eligible.”
This clearly shows how unprofessional and misleading their process is. Instead of helping customers resolve issues with existing cards, they push customers to apply for new ones. Customer service provided no proper explanation, no transparency, and no real support.
This kind of behavior is completely unacceptable from a financial company. Bajaj Finance seriously needs to improve its customer service and stop harassing customers with such illogical policies. Very disappointing experience. 🚫
Literally useless app
I have been facing issue to login by your your mobile app and website as well.
When I tried to login by using mobile app then your app is throwing an error message saying “Suspecious activity identified “ perhaps it doesn’t make any sense. I have been using Icici bank and Axis bank in my mobile but there is no such false information reported by this bakers. Only your Bajaj app is showing such false information to your customers.
I am asking a straight forward question , don’t you have any strong security team who can identify your correct customer ?
Second thing, I wanted to make a part payment through your IVR option. It was sent a link to me as an SMS and asking to click on that link to make part payment. when you are not allowing the your existed customer to access your m mobile app then why do you send mobile app payment link ? Who is that bad designer in your IT system?
It is nothing but stitching the shirt with our head! Doesn’t make any sense.
Also, your app is asking for evidence to login and I tried 3-4 times and always it is getting crash. Can you allow me 1 time to login and close my relationship with you pertinently by making full payment.
Please allow me to login into my account to make part payment, other wise I will escalate to ombudsmen’s and I will collect interest from Monday the amount what I wanted to pay off.
Hope you will have proper customer support
I recommend Apple Store should remove this app from App Store to maintain apple credibility.
Response from developer
Hi, we are here to assist you. 1. Update to the newest version of the app from playstore 2. If the issue still persists, write to us with details of issue on appsupport@bajajfinserv.in along with A. Phone Number B. Device model & operating system C. Date with Approximate time of issue Mention ref ID AS060126-05. Thank you - Nandini
Multiple bugs on the application on ios and web application both
Rude & uncooperative
Response from developer
Hi, we would like to get to the bottom of this. In order to resolve your query, please confirm if you have raised your concern as per below mentioned steps. If not, please visit our mobile App -> Account -> Help & Support -> Raise a Request and help us with required details. Mention the ref ID EX04085-01. Thank you - Preety
Worst Application and Fraud and Cheaters
First they said you will receive cash back on to your bank, but later they said you will receive scratch card, to receive a scratch card also there is a huge delay, after calling them many times once you receive the scratch card then another issue that scratch card dont work, you try to scratch the card but it show server issue again you will have to call them and get the issue fixed but they again take weeks time to fix it, and finally when the scratch works and receive the cash into your app wallet, here comes another issue when you try to withdraw the cash to your bank, by using all the methods (upi, bank account) nothing works because the next screen shows you dont have wallet balance, but when you click on wallet it shows the baalnce… then you will realise what a funny and blunder company Bajaj fianance is.
Dont ever take their services better take Tata OD or any other banks personal loans.
Excellent working app
---
**Bajaj App Review**
The Bajaj app offers a seamless experience for managing financial services and products. The user-friendly interface makes it easy to navigate through various features, including loan applications, insurance policies, and investment options.
**Pros:**
1. **Intuitive Design:** The app is well-organized, allowing users to access information quickly.
2. **Comprehensive Services:** It covers a wide range of financial products, making it a one-stop solution for users.
3. **Secure Transactions:** The app prioritizes security, ensuring that personal and financial information is protected.
4. **Real-Time Updates:** Users receive timely notifications about their account status and offers.
**Cons:**
1. **Occasional Bugs:** Some users report minor glitches that can affect the experience.
2. **Limited Customer Support:** While the app is feature-rich, customer support can be slow to respond during peak times.
**Conclusion:**
Overall, the Bajaj app is an excellent tool for anyone looking to manage their financial services efficiently. With its user-friendly design and extensive features, it stands out in the competitive landscape of financial apps.
---
Feel free to customize any part of this review to better suit your perspective!
Response from developer
Hi Ghandi, thank you for sharing your valuable feedback. We have made a note of it and will share the same with our team for further consideration - Jijo
Amazing application
Response from developer
Thank you for the great review! We’re so happy you loved the App - Jijo
worst of worst experience i’ve ever had
Response from developer
Hi, we are here to assist you. The loan Approval/Rejection is the basis of our risk policies. Kindly make sure to maintain good credit behaviour and try again after six months. We value our customers and their feedback, do reconsider your review with us when your query gets resolved. Thank you - Jijo
Superb
1. **Easy Navigation**: The app's layout is intuitive, allowing me to find and access different features without any hassle. Everything is well-organized, from viewing loan details to making payments.
2. **Comprehensive Features**: It covers a wide range of financial services, including loan applications, EMI management, investment options, and insurance. This all-in-one approach saves me the trouble of using multiple apps for different financial needs.
3. **Real-Time Updates**: The app provides real-time updates on transactions, loan status, and investment performance, which helps me stay informed about my financial activities.
4. **Secure and Reliable**: Security is a top priority for me, and the Bajaj Finserv app doesn't disappoint. It uses robust encryption and multi-factor authentication, ensuring my data is safe.
5. **Customer Support**: The in-app customer support feature is highly responsive. I had a query regarding my EMI schedule, and the support team promptly resolved it.
6. **Additional Tools**: The app includes useful tools like EMI calculators and budget planners, which are great for financial planning and decision-making.
Overall, the Bajaj Finserv mobile app is a comprehensive and reliable financial companion. I highly recommend it to anyone looking for a convenient way to manage their finances.
Response from developer
Thank you so much for sharing your experience with us - Jijo
Good and bad
Response from developer
Hi Kishore, request you to update the new app version from App store, if issue still persist then write to us with details of issue on appsupport@bajajfinserv.in along with Phone No, Device model & operating system, Date with Approximate time of issue. Mention the ref ID AS072824-01 for us to track. Thank you. - Mithun
Nice app
Google best
Difficulty Accessing Loan Account from Abroad – Urgent Assistance Required
Response from developer
Hi Jiju, Unfortunately, we do not currently offer services outside of India. We appreciate your understanding. Thank You- Mithun
Seamless & Reliable Application
One of the standout features of the app is its user-friendly interface. Navigating through the app is a breeze, and I've encountered no difficulties in finding the information I need. The design is intuitive, making it easy for users to access various features without any confusion. The thoughtful layout contributes to a hassle-free experience every time I use the app.
One of the crucial aspects that convinced me to continue using the Bajaj Finance app is its flawless performance during every login. Whether I'm checking my account balance, reviewing transactions, or exploring new features, the app consistently delivers a smooth and efficient performance. This reliability has been a key factor in building my trust in Bajaj Finance's digital services.
The app serves its purpose effectively, meeting my financial needs with precision. From managing EMI payments to staying updated on my loan details, the app provides a comprehensive platform that caters to all my requirements. The convenience it offers has made it an integral part of my financial management routine.
Based on my positive experience, I would confidently recommend the Bajaj Finance app to others. It has proven to be a reliable companion for managing financial transactions, and I appreciate the efforts put into ensuring a seamless user experience. If you're in search of a trustworthy and efficient financial app, Bajaj Finance is certainly worth considering.
Response from developer
Thank you so much for this review - Preety
App login issue
I m very disappointed from bajaj.
I think i have to go to consumer court.
Kindly suggest ?
Response from developer
Hi, Greetings from Bajaj Finance! 1. On account of regulatory compliance, wallet of customers who have more than 1 wallet on the same officially valid document (OVD) have been blocked 2. For assistance, raise a request click on My account -> Help and Support -> Raise a Request -> Wallet and mention the ref ID RN092723-08 Thank you - Akshay
Bad customer support
Response from developer
Hi, This is definitely not the experience we want you to have. Visit us on Bajaj Finserv App -> My Account -> Help & Support -> Raise a Request. Mention the ref ID EX070423-08 . Thank you. - Shashank
Do not take any loan from them
Response from developer
Hi Harish, We regret for the less than satisfactory service. It is our constant endeavor to provide all our customers with the best service and we would like to make things right please click on the following link www.bajajfinserv.in -> Click on ""Contact us"" -> Click on ""Support"" -> Click on ""Email us"" and share the required details for a quick resolution. Thank you - Akash
Complain against agent
Response from developer
Hi, Sorry for the inconvenience caused. However, we need more details to address your concern we suggest to visit our website www.bajajfinserv.in -> Click on "Contact us" -> Click on "Support" -> Click on "Email us" and share the required details for a quick resolution. Mention the ref ID EX081922-03 for us to track it. Thank you - Aki
Horrible service
Had to face prblm when emi didn't get deducted due to bank issues.
One cannot make payment on said dates. You hav to pay on particular dates as mentioned by the company . So you better remember the dates . If u make the payment between 26th to 7 th of any month it wont be reflected and the guys will harass you by calling innumerable times a day ( even if u have made the payment ) plus cherry on cake you get a penalty)
Second month
Dats not all the customer representative don't have proper knowledge . Asked them if i can make the payment in their branch between 26th to 7 th person said yes . Once you reach the brach close to u. U get to know they "only give loans and don't accept payment "had to waste an entire day and visit the branch that accepts payment again they say the same thing make payment during the said date ..
This such a big big issue is this .
Y cant one make payment . When ever they want . If the payment not done u harras through calls .
Now tried paying my 2 nd emi app not working . Online payment the final page is not getting uploaded .
And now this employee is talking to me so rudely like - hooligan like you wait and watch we will send ppl at your place and blocked my card . Would definitely give up the card now and not recommend it to anyone
Response from developer
Hi, We regret the experience. 1. Write to us with details of issue on appsupport@bajajfinserv.in along with A. Phone Number B. Device model & operating system C. Date with Approximate time of issue. 2. For any other issues, we suggest to visit our website www.bajajfinserv.in -> Click on "Contact us" -> Click on "Support" -> Click on "Email us" and share the required details for a quick resolution. - Aki
App unusable on ios. Can’t login to view my open accounts and statements
I had to pay a huge convenience fee which I couldn’t see the breakdown of because my app was not working and I couldn’t login to see what was happening behind the scenes of. I tried to login in front of the biller for 25 minutes straight and then gave up after he used text messages to complete my transaction. I had literally walked out of a store if the transaction couldn’t be completed just because of the app experience.
At the time of writing this review I still can’t login to see anything but the marketing menu’s which advertise products works flawlessly. It’s still says guest and I can’t glance over my account or EMI information, I have to ask the biller and then
Make calculations as to what I am agreeing to in a EMI transaction. Fix it please!
Response from developer
Hi, Greetings for the day! 1. Request to clear the app data & cache 2. Ensure PAN/DOB/MPIN/OTP are updated correctly 3. If not resolved, write to us with details of issue on appsupport@bajajfinserv.in along with A. Phone Number B. Device model & operating system C. Date with Approximate time of issue Mention ref ID AS052122-01. Thank you - Rashmi
