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Banco PAN: Conta, Cartão e +

Banco PAN: Conta, Cartão e +

Cartão de crédito e empréstimo

697 ratings
108 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • September 7, 2018
  • August 19, 2026

Developer

Banco Pan S/A.
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About

This digital bank offers a comprehensive suite of financial services, including a high-yield digital account, credit card options, loans, and payment solutions. Manage your money, make purchases securely, and access financial planning tools all within one app.

✓Digital account that yields interest
✓Pix and boleto installment payments
✓Cashback and price comparison shopping
✓Loan simulation and contracting
✓Credit and debit cards with growing limits
✓Virtual card for secure purchases
✓Mobile phone top-ups
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What users say

Summarized from real user reviews of Banco PAN. Based on 697 reviews and a 4.8/5 average, it highlights the 7 positives and 12 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy and practical to use
  • ⚡Fast and quick transactions
  • 💰Simple loan and credit approval process
  • 📱User-friendly interface and navigation
  • 🎯Straightforward account opening
  • 💳Good credit and loan conditions
  • 🔄Reliable for daily transactions

Negative things

  • 🐛Frequent app crashes and freezes
  • ⚠️Constant maintenance downtime
  • ❌PIX functionality frequently broken
  • 🔐Excessive selfie verification requests
  • 📵Poor customer support availability
  • 💸Money locked in account during outages
  • 🚫Payment processing failures
  • ⏱️Slow app loading times
  • 🔌Frequent 'unexpected error' messages
  • 📞Limited support channels (IA only, no personal assistance)
  • 🛑QR code payment issues
  • ⚡App becomes unavailable during peak hours
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What's New in Banco PAN

3.9.0

August 19, 2026

Atualização com ajustes de layout e otimizações na captura de documentos para maior precisão. Melhorias de usabilidade e experiência garantindo navegação mais intuitiva e eficiente. Atualize agora para aproveitar as melhorias e siga @BancoPAN nas redes sociais para não perder nenhuma novidade!

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User reviews

Most RecentHighest RatedLowest Rated

DECEPÇÃO

Não consigo gerar o boleto do financiamento antes do vencimento. Ao tentar emitir, aparece o erro “Não conseguimos carregar as informações”.

Já atualizei o aplicativo, desinstalei e instalei novamente e até reiniciei o celular, porém o problema continua.

É extremamente frustrante ter que lidar com esse tipo de instabilidade justamente ao tentar realizar o pagamento antecipado da parcela.

Espero que o problema seja solucionado o quanto antes. Se continuar, procurarei os canais formais de reclamação.
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Após atualização está RuimApós atualização está Ruim

Adicionar a APPLE

Falta apenas colocarem na carteira do Apple Pay.
Rennan_LimaRennan_Lima

Muito bom banco prático e fácil nunca tive nem um problema

Top
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Top

Fácil utilização
RoMuLo_-RoMuLo_-

Muito fácil

Gostos muito do banco
vivvolpevivvolpe
See 103 more reviews

Developer apps

Token Consignado
Token Consignado

by Banco Pan S/A.

💼 Business

(8)

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User experience

🐞

Reported Bugs

12 issues

PIX confirm button freezes during payments

Bug

Login page loses data repeatedly

Bug

App closes when entering CPF

Bug

WhatsApp code delivery not working

Bug

QR code payment crashes

Bug

Card payment errors in credit and debit modes

Bug

Account balance not displaying

Bug

Selfie verification loop causing repeated authentication

Bug

App crashes on startup

Bug

Unexpected error messages during transactions

Bug

Account blocking without explanation

Bug

CDB investment auto-deactivation

Bug
✨

Requested Features

5 requests

Apple Pay compatibility

Feature

Increased credit limits

Feature

Online customer support chat

Feature

Personal/live customer service

Feature

Better delivery process for physical cards

Feature

FAQ

What does the Banco PAN app do?

The Banco PAN app is a digital bank that allows users to manage their finances. It offers a digital account that earns interest, various loan options, credit and debit cards, and tools for shopping and payments.

What are the key features of the Banco PAN app?

Key features include a digital account with daily yield, installment payments for Pix and boletos via credit card, cashback and price comparison shopping, loan simulations and contracting (including FGTS loans), credit/debit cards with potential limit growth, and a virtual card for secure online purchases.

Is the Banco PAN app free to use?

The app itself is free to download and use. While the core banking services are free, there may be associated costs or conditions for specific financial products like loans or credit card usage, which are detailed on their website.

What types of loans can I get through the app?

The app allows for simulation and contracting of various loans, including FGTS loans, personal loans, private CLT consolidated loans, vehicle guarantee loans, and vehicle financing. Users can also advance installments directly through the app.

Can I make payments and transfers with the app?

Yes, the app supports free Pix transactions with installment options, as well as the payment of bills and boletos. You can also pay fines and IPVA using your credit card.