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Details
About
This digital bank offers a comprehensive suite of financial services, including a high-yield digital account, credit card options, loans, and payment solutions. Manage your money, make purchases securely, and access financial planning tools all within one app.
✓Digital account that yields interest
✓Pix and boleto installment payments
✓Cashback and price comparison shopping
✓Loan simulation and contracting
✓Credit and debit cards with growing limits
✓Virtual card for secure purchases
✓Mobile phone top-ups
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What users say
Summarized from real user reviews of Banco PAN. Based on 679 reviews and a 4.8/5 average, it highlights the 7 positives and 12 negatives reviewers mention most about this Finance app.
Positive things
- 👍Easy and practical to use
- ⚡Fast and quick transactions
- 💰Simple loan and credit approval process
- 📱User-friendly interface and navigation
- 🎯Straightforward account opening
- 💳Good credit and loan conditions
- 🔄Reliable for daily transactions
Negative things
- 🐛Frequent app crashes and freezes
- ⚠️Constant maintenance downtime
- ❌PIX functionality frequently broken
- 🔐Excessive selfie verification requests
- 📵Poor customer support availability
- 💸Money locked in account during outages
- 🚫Payment processing failures
- ⏱️Slow app loading times
- 🔌Frequent 'unexpected error' messages
- 📞Limited support channels (IA only, no personal assistance)
- 🛑QR code payment issues
- ⚡App becomes unavailable during peak hours
What's New in Banco PAN
3.8.0
July 29, 2026
Nesta atualização, o app ficou ainda mais seguro e intuitivo. Implementamos melhorias na biometria, com nova tecnologia de validação de identidade, e ajustamos os fluxos de login, recuperação de senha e tokenização de cartões. Também aprimoramos a exibição de informações, como o CET e detalhes de pagamento. Outras melhorias incluem avisos mais organizados, ajustes no crédito consignado e remoção de fluxos antigos do Pix. Atualize o app e aproveite.
MoreUser reviews
User experience
🐞
Reported Bugs
12 issues
PIX confirm button freezes during payments
Login page loses data repeatedly
✨
Requested Features
5 requests
Apple Pay compatibility
Feature
Increased credit limits
Feature
FAQ
What does the Banco PAN app do?
The Banco PAN app is a digital bank that allows users to manage their finances. It offers a digital account that earns interest, various loan options, credit and debit cards, and tools for shopping and payments.
What are the key features of the Banco PAN app?
Key features include a digital account with daily yield, installment payments for Pix and boletos via credit card, cashback and price comparison shopping, loan simulations and contracting (including FGTS loans), credit/debit cards with potential limit growth, and a virtual card for secure online purchases.
Is the Banco PAN app free to use?
The app itself is free to download and use. While the core banking services are free, there may be associated costs or conditions for specific financial products like loans or credit card usage, which are detailed on their website.
What types of loans can I get through the app?
The app allows for simulation and contracting of various loans, including FGTS loans, personal loans, private CLT consolidated loans, vehicle guarantee loans, and vehicle financing. Users can also advance installments directly through the app.
Can I make payments and transfers with the app?
Yes, the app supports free Pix transactions with installment options, as well as the payment of bills and boletos. You can also pay fines and IPVA using your credit card.
