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Banco Plata

Banco Plata

Card with real cashback

6.2K ratings
864 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • March 31, 2023
  • July 9, 2026

Features

Developer

Banco Plata, S.A., Institucion de Banca Multiple
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Banco Plata screenshot #1 for iPhone
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Banco Plata screenshot #9 for iPhone
Banco Plata screenshot #10 for iPhone
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About

This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.

✓Real cashback rewards
✓Extended payment deadlines
✓Digital card for secure online shopping
✓Fast and personalized card delivery
✓Easy-to-use app interface
✓Investment services with AI guidance
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What users say

Summarized from real user reviews of Banco Plata. Based on 6.2K reviews and a 4.8/5 average, it highlights the 9 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Smooth, easy to use
  • 🚀Efficient and fast
  • 💳Excellent credit card features
  • 💳Innovative credit card
  • 💳Great cash back and rewards
  • 🏆Excellent service and support
  • 🏆Friendly and helpful staff
  • 🏆Prompt and professional delivery
  • 🏆Seamless application process

Negative things

  • 💳Insufficient credit limit
  • 💳Confusing fees and charges
  • 🐛Occasional technical issues
  • 🔒Security concerns
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What's New in Banco Plata

2.6.0

July 9, 2026

A fresh new look A redesigned experience: lighter and faster across the app. Share Banco Plata with friends Invite your friends to open their first product with us. Your money is protected by IPAB up to a certain amount. Coverage applies to the total balance across all your accounts at Plata. At Banco Plata, our app keeps evolving to be simpler, safer, and easier to use.

More

Events

Read more about Banco Plata is here
Event EndedMajor Update

Banco Plata is here

Plata 2.0: A whole new banking experience

Apr 22, 2026 — May 23, 2026

Read More

Read more about Banco Plata is here
Event EndedMajor Update

Banco Plata is here

Plata 2.0: A whole new banking experience

Apr 17, 2026 — May 18, 2026

Read More

Read more about Up to 12% cashback
Event EndedSpecial Event

Up to 12% cashback

Earn more real money with our cashback partners.

Oct 1, 2025 — Oct 13, 2025

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Excelente

Excelente tarjeta
robangelrobangel

👌

Recomendable
ItzetlItzetl

Cesar Velazquez

Grey credit card and debit card whichever you prefer it’s amazing card the processes for your easy and fast only take like 15 minutes I will recommend
greńas19greńas19

Felicitación al Embajador

Por este medio me gustaría prestaran atención a esta petición; ya que la persona o embajador como lo llaman ustedes es d ello más profesional y receptivo, así como un ejemplo de su actividad que rwaliza
luiscarlosmexicoluiscarlosmexico

Buena tarjeta de crédito

Tiene buenos aumentos de crédito y buenos cash backs.
jomacefijomacefi
See 859 more reviews

User experience

🐞

Reported Bugs

2 issues

Login screen freezes

Bug

Compatibility issues with older devices

Bug
✨

Requested Features

3 requests

Increase credit limit options

Feature

Provide more transparency on fees

Feature

Improve mobile app stability

Feature

FAQ

What does the Banco Plata app do?

The Banco Plata app provides a financial solution centered around its credit card. It allows users to manage their account, track transactions, and access features like real cashback rewards and extended payment deadlines. The app also offers an integrated investment service.

How does the cashback feature work?

The app's cashback feature provides rewards in real money (pesos) that users can use for monthly payments, purchases, or cash withdrawals. Users can also choose specific purchase categories to earn cashback on, offering a personalized reward experience.

What are the payment terms for the credit card?

The credit card offers up to two additional months to make payments without incurring late fees or penalties. This flexibility is designed to provide users with greater ease and control when managing their finances.

Is the app available on different devices?

While the description focuses on the mobile app's functionality, it implies availability for smartphones to manage credit cards and investments. Specific compatibility details for operating systems like iOS or Android are not explicitly mentioned but are standard for such applications.

What are the benefits of using the investment service?

The investment service allows users to easily, quickly, and securely invest in stocks, ETFs, and investment funds directly from their phone. It offers personalized guidance based on artificial intelligence, helping even new investors make informed decisions with low commissions and integrated financial education.