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Baniya - Retire Early

Baniya - Retire Early

Track your FIRE journey

4 ratings
2 reviews
📚 Education
💰 Finance
Free

Details

  • Released
  • Updated
  • February 8, 2024
  • June 26, 2026

Features

Developer

Moblize IT LLC
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About

This app provides personalized, step-by-step plans to achieve financial independence and early retirement by analyzing your financial data. It offers hyper-personalized recommendations, tracks your progress with real-time projections, and identifies opportunities to optimize assets and debts.

✓Personalized FIRE action plans
✓Real-time passive income tracking
✓Expense reduction strategies
✓Debt and asset optimization
✓FIRE number calculation
✓Smart financial recommendations
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What's New in Baniya

4.4.2

June 26, 2026

Fixed push notifications

User reviews

Most RecentHighest RatedLowest Rated

I Did Not Get Paid 👎

I was selected by Baniya AI to do a 20 minute Zoom call on Feb 10th, 2026 to review and give my opinion on this Baniya FIRE app. They offered $25 for my time. I completed the Zoom call, gave my honest options, and was never paid. I got the run-around for nearly a month, as today is March 4th, 2026. Do not download this app, and definitely do not give or trust these people with your financial information. They are dishonest and will not stand on their word. Beware.
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This is my go to for finances

This app has helped me put my finances into perspective and tackle them head on, allowing me to grow my income and become much more organized. I highly recommend this to anyone who’s budgeting.
VisualsxAdrianVisualsxAdrian

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FAQ

What is Baniya's FIRE progress tracker?

Baniya's FIRE Progress Tracker allows you to monitor your passive income growth and expense reduction with real-time projections. It helps you visualize how your financial actions impact your journey towards Financial Independence and Early Retirement.

How does Baniya provide personalized advice?

Baniya analyzes your specific financial data, including income, expenses, assets, and debts, to offer hyper-personalized recommendations. It suggests concrete actions like investing specific amounts or paying off certain debts to accelerate your FIRE goals.

What kind of action plans does Baniya offer?

Baniya provides action plans that are tailored to your financial situation. These plans can include optimizing underperforming assets, tackling high-interest debt, and investing in specific financial instruments to achieve your retirement timeline.

How does Baniya help with asset and debt optimization?

Baniya identifies financial leaks, such as money lost to inflation or high interest rates on debts. It then provides actionable steps to fix these issues, helping you to stop losing money and improve your overall financial health.

What is Baniya's FIRE number calculation?

Baniya helps you calculate your personal FIRE number, which is the amount of money you need to be financially independent. You can then track your progress towards this number and simulate how different financial adjustments can impact your retirement timeline.

Is Baniya secure for my financial data?

Yes, Baniya uses bank-grade security to protect your data. The app states that it never shares your financial details with third parties, prioritizing user privacy and data protection.

What devices does Baniya support?

Baniya is available on iPhone and iPod devices. The app is designed for Apple's mobile ecosystem.

When was Baniya last updated?

Baniya was last updated on March 28, 2026, with version 3.8.0. This indicates recent development and potential for ongoing improvements and feature additions.