Bank Millennium Reviews: Is It Legit?

Customer Experience

Positive experience77.2% of reviews
Neutral5.0% of reviews
Negative experience17.9% of reviews

~ Based on 302 written reviews from the US App Store.

What users say about Bank Millennium

Is Bank Millennium Safe?

Bank Millennium appears safe based on user ratings. AppsHunter Safety Score for Bank Millennium is 96/100.

This assessment is based on 1,427 user ratings, with an App Store average of 4.8/5.

Safety Analysis

96.0% of ratings point to a safe experience
1.3% of ratings suggest some concerns
2.7% of ratings point to a risky experience

~ Based on 1,423 App Store ratings for Bank Millennium.

Is Bank Millennium Legit?

Bank Millennium appears to be a legitimate app. AppsHunter Legitimacy Score for Bank Millennium is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Intuitive and just works

I’m a happy customer; it’s the center of my financial life.
The exchange rates for foreign currency conversion became favorable within the app (so I don’t have any reason to use Walutomat anymore)
One improvement could be an opt-in AI assistant feature for possible investments for the excess cash lying around for business customers. I can lock in for 1-2-3-6 months, a year or two and would like to know my options to invest in either polish stock market, bonds or other instruments. I’d like to run analysis and know for example what I could’ve done with that 100k sitting on my account if it would have been invested what I could’ve make for a past period. Things like that AI assistant for investing. Just integrate it as an opt-in feature please.
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Comfortable with a couple of disadvantages

Missing analytics of expenses - cannot change categories for sellers one time and forever.
Cannot request next mortgage payment from the app and cannot pay extra money against the mortgage.

Sızıle çalıştıgım için çok şaslyım

Çok memunum

Za dużo bloków reklamowych, niewygodny UX

No hard feelings, review was requested in an app, so you can convert it straight to the tickets in Jira. 😉

To be able to find necessary „button” you need to scroll up to 3 times, as almost every section followed by an Ad section 😐. Ad sections are usually irrelevant to the needs and sometimes even promoute already enabled services. Same with marketing notifications that feels like a spam.

„Income” calculation is a joke - when you receive money from external source - it is calculated as „income” and when you move them between accounts - it is added to income again.

Cashback is another joke: Did you try use it before shipping? Try to make a cart in allegro’s mobile view, it’s nightmare. 😐 Business create an „app” to provide better experience for users (something that you try to do), and you push users to use them in browser’s mobile view that is usually the crappiest experience ever (Why you need a mobile view, if you have a mobile app, right?)

Mortgage overpayment results calculation is also broken. Overpayment to reduce monthly payment calculates in an increase of monthly payment. 🤷🏻‍♂️

No way to repeat the payment or copy to edit (or maybe it exists, but UX is confusing and it is extremely hard to find). In overall navigation inside app in unclear and screens usually repeat themselves.

Being super confusing, it at least works, so 3/5.
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Excellent

Excellent app. When you believe it won’t become better you still fund ways to improve it! Congratulations to the whole team. Maybe now it is time to refresh MILLENET as the internet version is running quite behind the mobile version. But anyway keep up the great work.

❤️

❤️brdzo fine

Unreliable app

1. The app randomly logs me out and demands to do phone verification, which is complicated while I’m being abroad,
2. Few days ago the app simply stopped working. I see screen “connection problem” and cannot do anything

BEST BANK EVER

I can not fault them, the security measures, communication, the ease of use of the app and the banks services, tailored app and services to suit you, kindness, attentiveness of the staff, and so on. If you’re looking for a bank, Join Millenium, you will not regret it!

Response from developer

Thank you very much for your kind words! Regards, Bank Millennium Team

Mój polski bank!!!

Bardzo dobry bank! Pracownicy trzech oddziałów, które odwiedziłem, szybko i kompetentnie rozwiązali moje problemy! Uprzejma i przyjazna obsługa! Aplikacja banku jest po prostu wspaniała; jest po polsku i angielsku, ale łatwa w obsłudze, bo wszystko jest proste. Jestem w 100% zadowolony! Polecam wszystkim Ukraińcom – to Wasz bank!
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Great app!

Great app in general and easy to use. The only thing that is missing for me is “Scan and pay” (“Skanuj i płać”) feature. I’d love to have it in the app. Otherwise the app is very convenient.

Top Tier

I bank with Millenium here in Poland. As far as my experience goes, top notch bank for customer service as well as app functionality.

App

Ngl best bank everything is simple and easy 1 thing i would recommend adding is maybe a section to split earnings so when someone sends you money the app automatically splits the money lets say you setup a saving account and that 10% of income will go into savings and someone sends you money 10% automatically transfers to savings
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Great bank and great app

Im with Millennium for 1 year now and they are a great bank , with good customer service in English , app also is available in English and easy to navigate. I often visit Poland and it’s very convenient to have Polish bank account.

Bank

The app itself is really aesthetic and easy to use but one thing that would make it even better is adding a custom color of widget for example dark mode where the widget turn dark instead of white

Very good

I have 3 Apps for Banking on my Phone this is the easyiest and most logical of all.

A perfect app

I love Millenium app for its simplicity and a huge variety of features that make my life so much easier. The app is very helpful and reliable in every day life. I barely go to the bank or call the service thanks to it. It saves me a lot of time.

Jazyk ?

Немає Української

terrible bank terrible app

The worst bank you can imagine. You will regret dealing with this bank every time you use its services. A unique mix of incompetence and bureaucracy, and a clear example of the consequences of a de facto monopoly in Portugal's financial services market

Response from developer

You are referring to the Polish Bank Millennium app. Please verify if you want to comment on this app or the Portuguese Millennium bcp app. Regards, Bank Millennium Team

Great Bank Great App

I am very satisfied as a client with the Bank and also appreciate the customer centric, easy to use App!

The customer

Very good bank my whole family it’s with that bank people always are welcome easy app to use well recommend Malbork best customer service