Banktivity: Budget & Finances

Banktivity: Budget & Finances

Money Management & Budgeting

134 ratings
421 reviews
#169 in top-grossing Finance
🌟 Lifestyle
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated

Features

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About

Consolidate all your financial accounts in one secure place. Track, categorize, and manage transactions, create budgets, and monitor investments. Gain clarity and control over your money with powerful insights and reporting tools.

Consolidate all financial accounts
Automatic transaction import
Envelope budgeting system
Investment tracking and analysis
Customizable reports
Online bill pay
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What users say

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What's New in Banktivity

10.0.6

July 7, 2026

Thanks for using Banktivity, here is what is new in this version: - Improved widget/handoff support [macOS][iOS] - Ledgers will no longer be left stranded when a scene is closed [iOS] - The available account classes should now be correctly shown during account setup [iOS] - Fixed issue where you couldn’t restore a deleted ledger on Monterey [macOS] - Fixed issue where scroll position could get lost when minimizing a window [macOS] - Fixed issue where editing a transaction in a real estate account could make the bar chart disappear [macOS] - Fixed issue where you couldn’t remove the last name of a Banktivity User Account [macOS][iOS] - Fixed a crash that usually occurred when closing a ledger [macOS] - Fixed issue where transfer accounts wouldn’t appear in budget assistant [iOS] - Fixed fairly benign core graphics drawing error [iOS] - Made authentication more efficient under the hood [macOS][iOS] - Fixed a silly typo for cloud sync [iOS]

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Subscription plans

Gold

Subscription to gold tier

$99.991 Year
1 Month trial
How to cancel Banktivity subscription ⁉️

Charts

Top Grossing

📈 169+31

Finance

This app rose +31 positions in Finance chart.

Last updated on September 4, 2026.

User reviews

Works Well When It Works

Ongoing issues with connectivity to banks continue to frustrate. The app itself is very good and does what it should but the recurring issues with (Canadian) financial institutions seem to take a long time to fix.

Doesn’t work

I purchased a subscription and Banktivity is still telling me that I need to purchase another one or create a new ID. I tried logging into the ID that I had the last time I used Banktivity and even after resetting the password I can’t get into the app. Support is lacking and that’s being kind. I don’t remember why I stopped using it before, but I know why I want a refund and won’t be using it now. Don’t waste your time or your money on this garbage!
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Really easy to use,

If you want to use Banktivity fully get the Mac software as well, Been using this software for 15 years and I could not live without it, gives you a total clear picture of your net worth. Makes you feel in control. Connects to Barclays UK and downloads all your transactions including date, amount, and where you spent the money all I have to do is check the category for each transaction, a small thing to do. Then set up a report to see totals of each category, between any dates you choose. Once you get the hang of Banktivity you won’t use any other software for Finance. The iPhone and iPad software, compliments the fully functional Mac software. Get it and give it time when learning how to use it.
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Great

I love this software, you can see at a glance your accounts totalled from all the different banks, also great for totalling up for tax at the end of the year.

Keeps entering bogus transactions

I keep finding bogus transactions against my Apple Card every time I manage to get it to update. I keep deleting them and they keep coming back. $0 iTunes Store transactions, duplicates of other cleared transactions. I can’t merge the duplicates and the ones I delete just keep coming back. Transactions all the way back to 2019!

Almost seems silly in light of that complaint that my other complaint is that I want one thing from the iPhone client—Apple Card transactions and it tries to do everything else first. I need a button to update this one account that updates the one account! Really regretting not using one of the other apps that can download Apple Card transactions at this point. This one just sucks.
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User experience

🐞

Reported Bugs

5 issues

Duplicate transactions being downloaded

Bug

Incorrect investment account balances

Bug

Scheduled transactions not working as expected

Bug

Sync issues causing data discrepancies

Bug

Crashes and freezes after recent updates

Bug

Requested Features

5 requests

Improved UK bank and investment support

Feature

More customizable reporting and charting

Feature

Ability to attach receipts to transactions

Feature

Better integration with Apple Watch

Feature

Enhanced forecasting and cash flow tools

Feature

FAQ

What does Banktivity do?

Banktivity is a personal finance management application that helps users track, categorize, and manage all their financial accounts in one place. It offers tools for budgeting, investment tracking, and reporting to provide clarity and control over one's finances.

What are the key features of Banktivity?

Key features include consolidating over 14,000 bank accounts via Direct Access, automatic transaction importing, an envelope budgeting system, investment management for various assets, online bill pay, and customizable financial reports. It also offers an 'Update Everything' button for syncing all accounts simultaneously.

How much does Banktivity cost?

The application is available for free with in-app purchases. Specific features or advanced functionalities may require additional purchases within the app.

What devices is Banktivity compatible with?

Banktivity is available for macOS and iOS devices. It allows for syncing data across all your connected macOS and iOS devices, ensuring your financial information is accessible wherever you are.

How can Banktivity help me with my finances?

Banktivity provides a clear overview of your financial situation by bringing all accounts together. Its budgeting tools help you allocate funds effectively, while investment features allow for detailed tracking and analysis. The reporting capabilities offer insights to help you make informed financial decisions and achieve your goals faster.