Banktivity: Budget & Finances

Banktivity: Budget & Finances

Money Management & Budgeting

145 ratings
430 reviews
#97 in top-grossing Finance
🌟 Lifestyle
💰 Finance
Free
In-App Purchases

Details

Released
October 26, 2020
Updated
November 4, 2026

Features

Banktivity: Budget & Finances screenshot #1 for iPhone
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Banktivity: Budget & Finances screenshot #10 for iPhone
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About

Manage your finances and budget effectively with powerful tools and insights. Consolidate all your financial accounts in one secure place, track transactions, and gain clarity on your spending and savings.

✓Consolidate all financial accounts
✓Automatic transaction import
✓Envelope budgeting system
✓Investment tracking and analysis
✓Online bill pay
✓Cross-device synchronization
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What users say about Banktivity

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+1

What's New in Banktivity

10.2.2

November 4, 2026

Thanks for using Banktivity! We have a few good changes for you: - The iOS number keyboard is back to the right size [iOS] - Fixed a rare crasher when setting up a Yodlee linked account [macOS][iOS] - Improved handling of importing potential duplicates from QIF files [macOS][iOS] - Improved report setup assistant [iOS] - Removed an old reference to 'documents' and changed it to 'ledgers' [macOS]

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Subscriptions & In-App Purchases

Gold

Subscription to gold tier

$99.991 Year
1 Month trial
How to cancel Banktivity subscription ⁉️

Charts

Top Grossing

📉 97-7

Finance

This app dropped -7 positions in Finance chart.

Last updated on November 10, 2026.

User reviews

Keyboard too small now

Love the app and recommend it a lot, but the latest update on iOS has made the numerical keyboard too small when entering transactions on your phone. Please revert it to the previous size

Response from developer

Thank you for the kind words and for flagging the keyboard issue. We're aware of this bug and a fix is already in the works. We appreciate your patience and look forward to getting it back to the size you're used to.

Happy camper after ten years!

I have been using Banktivity now for over ten years. Watching the platform develop over the last decade has been fantastic—they consistently introduce thoughtful updates that make managing my money easier.

Beyond the great features, their customer service has always been awesome too & worthy of a shout! Whenever I’ve needed assistance, the support team has been quick, helpful, and genuinely dedicated.

I highly recommend Banktivity!
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Response from developer

Ten years and still going strong! We love hearing from long-time users and really appreciate the shout out to our support team. Reviews like this mean a lot to everyone here at Banktivity.

Excellent app for daily use

Used to love MS Money and mourned its demise. Have managed with personal spreadsheets until I discovered Banktivity. Love it. Does just what I need to manage current account routine debits and forecast cash-flow. I am only scratching the surface of the functionality.

Response from developer

Welcome to Banktivity, and thank you for the kind words! Glad it's already doing the job for your daily finances. As you dig deeper you'll find plenty more great money-management/maximizing features, and if you ever get stuck our U.S.-based support team is always happy to help.

Too Much technical issues

Too Much technical issues, especially with online banking.

Keeps entering bogus transactions—if it enters anything

New behavior—now it doesn’t sync my Apple Card transactions at all. I don’t want to use this app. It’s the only way (other than the competing iPhone apps) to get Apple Card transactions, but it’s trying to sync every other account but the one I can manage on my phone.

I keep finding bogus transactions against my Apple Card every time I manage to get it to update. I keep deleting them and they keep coming back. $0 iTunes Store transactions, duplicates of other cleared transactions. I can’t merge the duplicates and the ones I delete just keep coming back. Transactions all the way back to 2019!

Really regretting not using one of the other apps that can download Apple Card transactions at this point. This one just sucks.
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User experience

🐞

Reported Bugs

5 issues

Duplicate transactions being downloaded

Bug

Incorrect investment account balances

Bug

Scheduled transactions not working as expected

Bug

Sync issues causing data discrepancies

Bug

Crashes and freezes after recent updates

Bug
✨

Requested Features

5 requests

Improved UK bank and investment support

Feature

More customizable reporting and charting

Feature

Ability to attach receipts to transactions

Feature

Better integration with Apple Watch

Feature

Enhanced forecasting and cash flow tools

Feature

FAQ

What is Banktivity's subscription model?

Banktivity offers several subscription tiers including Bronze, Silver, and Gold, available on a monthly or annual basis. Monthly plans include a 1-month free trial. For example, the monthly Bronze plan is $6.99/P1M with a free trial.

Does Banktivity have ads?

No, Banktivity does not contain advertisements. The application is free to download and use, with in-app purchases available for its subscription plans.

How secure is Banktivity?

Banktivity prioritizes security and privacy, with features designed to protect your financial data. It uses secure connections to over 14,000 banks worldwide and ensures your information is handled safely.

What devices does Banktivity support?

Banktivity is available on macOS, watch, iPhone, iPad, and iPod devices, allowing for seamless synchronization across your Apple ecosystem.

How often is Banktivity updated?

The latest version of Banktivity is 10.2.2, last updated on November 4, 2026. While specific update frequency isn't detailed, this indicates ongoing development and support.

Can I import my old financial data into Banktivity?

Yes, Banktivity includes a setup assistant that can import your old financial data and download current transactions directly from your bank account online.

What types of financial accounts can I manage with Banktivity?

You can manage a wide range of accounts including checking, savings, credit cards, real estate, mortgages, and brokerage accounts, providing a comprehensive overview of your financial picture.

What are the pros and cons of Banktivity according to user reviews?

Users praise Banktivity for its ease of use, excellent budgeting features, and seamless syncing. However, some users find the subscription model expensive and have reported connectivity or sync issues with certain banks.