Banktivity: Budget & Finances

Banktivity: Budget & Finances

Money Management & Budgeting

138 ratings
425 reviews
Free
In-App Purchases

Details

  • Released
  • Updated

Features

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About

Consolidate all your financial accounts in one secure place. Track, categorize, and manage transactions, create budgets, and monitor investments. Gain clarity and control over your money with powerful insights and reporting tools.

Consolidate all financial accounts
Automatic transaction import
Envelope budgeting system
Investment tracking and analysis
Customizable reports
Online bill pay
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What users say

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What's New in Banktivity

10.1

September 2, 2026

Thanks for using Banktivity! We got a bunch of great fixes and improvements in this version. Here is what is new: – Avoided crashes caused by invalid category parent relationships. [macOS][iOS] – Clearing a search no longer causes it to reappear when returning to the document summary. [iOS] – Improved the appearance and spacing of the Portfolio view. [iOS] – Fixed selection being lost while editing transactions in the Confirm Scheduled Transactions window. [macOS] – Fixed security prices sometimes being saved to the wrong date when editing from the Watchlist. [iOS] – Fixed issues when clearing or editing security prices in the Portfolio view. [iOS] – Empty transaction line items are now automatically removed when saving. [macOS][iOS] – Improved database health checks to detect and repair orphaned, duplicate, and incorrectly grouped items. [macOS] – Improved contact matching when looking up addresses for check printing. [macOS] – Fixed a crash when removing additional loan line items while editing a transaction. [macOS] – When you have only one ledger, Banktivity now opens it directly instead of displaying the Organizer. [macOS][iOS] – Fixed several crashes, hangs, and threading issues when opening, closing, and working with ledgers and Portfolio views. [macOS][iOS] – Fixed securities with an “&” in their symbol failing to download prices. [macOS][iOS] – Banktivity now respects your system setting for the first day of the week. [macOS] – Fixed balance-forward transactions sometimes importing as deposits or credits. [macOS][iOS] – Fixed liability account values being displayed incorrectly in the Apple Watch app. [iOS] – Fixed category selection issues when moving envelope cash between budget categories. [macOS] – Fixed currency options such as U.S. dollars and euros being unavailable with certain regional settings. [macOS][iOS] – Fixed the Organizer sometimes displaying an outdated saved date for a ledger. [macOS] – Fixed transfer arrows pointing in the wrong direction for amounts under $1. [macOS] – Improved window size restoration after relaunching Banktivity. [macOS] – Inactive child categories are now properly excluded from category selection. [macOS][iOS] – Fixed crashes when adding or editing transactions. [macOS] – Improved handling of external files and imports when multiple ledgers are open. [macOS][iOS] – Fixed an issue that could prevent some files from migrating successfully. [macOS] – Transfers in search results now favor active accounts instead of appearing under inactive accounts. [macOS] – Fixed truncated reconciliation balances for currencies that use more than two decimal places. [macOS] – Fixed scheduled transactions sometimes becoming uneditable after being set to end. [macOS] – Fixed an error that could occur when ending a scheduled transaction. [macOS] – Net worth summaries are no longer affected by the selected account balance display style. [macOS][iOS] – Improved sign-in behavior and credential handling in the Organizer. [macOS] – Fixed invalid whitespace in currency symbols and added detection for it to Check Document Health. [macOS] – Improved editing of budgeted categories in Year view. [macOS] – Fixed transfer accounts sometimes being missing from the Budget Assistant. [iOS]

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$99.991 Year
1 Month trial
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User reviews

Does it work for UK yet??? How can I tell?

I paid for a year’s subscription and set it up to parallel run with Moneydance. I prefer the look to Banktivity and despite the annual fee (which I detest) for the software I MIGHT have made the switch, but it really didn’t work for my UK investments….. Now that 10.1 is out, should I try again? I don’t know and am not going to shell out for another years subs just in case….. So sticking with Moneydance for now. So non-US buyers beware - check whether it will work 100% for you.
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Good right till it wasn’t

I’ve Benn using this app for a long time, back when it was called iBank and loved the app. Then it was changed to Banktivity and in the beginning the app pretty much worked the same iBank. Recently they changed the whole app and how it operates. They now use Ledgers which I have no clue what that even means. All I know is I closed the app on my computer to update to do an update and when I went to open my file there were two choices. No notation of what the last file “Ledger” was used. I clicked on the newest one, the last backed up one was two days older. And it’s taken over 45 minutes to open my file that should have just opened by clicking on the app icon. Why don’t these deciders just leave someone alone when it works? I’d say it’s totally useless now. Find something else.
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Removed ability to plan

I am sick of Banktivity making changes that negatively affect workflow…they claim it’s to bring better parity between Mac & IOS but it’s horse manure.

Why would you remove the ability to summarize your entire net worth and see the total of today’s balance vs future balance…

I went through the long process of manually entering future deposits so I could plan and now they only show net worth as the sum of all deposits (cleared and uncleared)…

I have Zero ability to see the summary of current net worth which I use to track my investments…

Banktivity…do better.
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Excellent financial software

Keeping on top of your spending, balances, investments, pensions etc has never been easier. Filing tax returns is so much easier (although I hope that one day a UK specific tax version will be released.

Works Well When It Works

Ongoing issues with connectivity to banks continue to frustrate. The app itself is very good and does what it should but the recurring issues with (Canadian) financial institutions seem to take a long time to fix.

User experience

🐞

Reported Bugs

5 issues

Duplicate transactions being downloaded

Bug

Incorrect investment account balances

Bug

Scheduled transactions not working as expected

Bug

Sync issues causing data discrepancies

Bug

Crashes and freezes after recent updates

Bug

Requested Features

5 requests

Improved UK bank and investment support

Feature

More customizable reporting and charting

Feature

Ability to attach receipts to transactions

Feature

Better integration with Apple Watch

Feature

Enhanced forecasting and cash flow tools

Feature

FAQ

What does Banktivity do?

Banktivity is a personal finance management application that helps users track, categorize, and manage all their financial accounts in one place. It offers tools for budgeting, investment tracking, and reporting to provide clarity and control over one's finances.

What are the key features of Banktivity?

Key features include consolidating over 14,000 bank accounts via Direct Access, automatic transaction importing, an envelope budgeting system, investment management for various assets, online bill pay, and customizable financial reports. It also offers an 'Update Everything' button for syncing all accounts simultaneously.

How much does Banktivity cost?

The application is available for free with in-app purchases. Specific features or advanced functionalities may require additional purchases within the app.

What devices is Banktivity compatible with?

Banktivity is available for macOS and iOS devices. It allows for syncing data across all your connected macOS and iOS devices, ensuring your financial information is accessible wherever you are.

How can Banktivity help me with my finances?

Banktivity provides a clear overview of your financial situation by bringing all accounts together. Its budgeting tools help you allocate funds effectively, while investment features allow for detailed tracking and analysis. The reporting capabilities offer insights to help you make informed financial decisions and achieve your goals faster.