Banktivity: Budget & Finances

Banktivity: Budget & Finances

Money Management & Budgeting

133 ratings
406 reviews
#194 in top-grossing Finance
🌟 Lifestyle
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated

Features

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About

Consolidate all your financial accounts in one secure place. Track, categorize, and manage transactions, create budgets, and monitor investments. Gain clarity and control over your money with powerful insights and reporting tools.

Consolidate all financial accounts
Automatic transaction import
Envelope budgeting system
Investment tracking and analysis
Customizable reports
Online bill pay
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What users say

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What's New in Banktivity

10.0.6

July 7, 2026

Thanks for using Banktivity, here is what is new in this version: - Improved widget/handoff support [macOS][iOS] - Ledgers will no longer be left stranded when a scene is closed [iOS] - The available account classes should now be correctly shown during account setup [iOS] - Fixed issue where you couldn’t restore a deleted ledger on Monterey [macOS] - Fixed issue where scroll position could get lost when minimizing a window [macOS] - Fixed issue where editing a transaction in a real estate account could make the bar chart disappear [macOS] - Fixed issue where you couldn’t remove the last name of a Banktivity User Account [macOS][iOS] - Fixed a crash that usually occurred when closing a ledger [macOS] - Fixed issue where transfer accounts wouldn’t appear in budget assistant [iOS] - Fixed fairly benign core graphics drawing error [iOS] - Made authentication more efficient under the hood [macOS][iOS] - Fixed a silly typo for cloud sync [iOS]

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Subscription plans

Gold

Subscription to gold tier

$99.991 Year
1 Month trial
How to cancel Banktivity subscription ⁉️

Charts

Top Grossing

📉 194-14

Finance

This app dropped -14 positions in Finance chart.

Last updated on July 21, 2026.

User reviews

It was good until…

I started with Banktivity when it used to be called iBank. It was the app I needed to get me out of Windows and Quicken world. Everything has been good up until whatever recent version introduced the Ledgers “feature”. In short, it has completely blown up my workflow of using the same iBank file saved in iCloud, so I can travel and access it via laptop, or access it on my main computer at home. Not anymore. Now, once you import your old iBank file, you no longer have control of where the data is stored (apparently now it stored on the local machine somewhere in a Library folder). Sure, I could get the same functionality back for my workflow IF I subscribe to Banktivity cloud features. Sorry, but no. Enough with these subscriptions already! So now I’m looking for a replacement because this type of shakedown in the name of “we’re making it better for you” is absolute bs and I know I speak for a lot of other users when I say we are tired of being treated like ATMs. But if you only need it on a single computer and/or don’t mind paying their subscription fees, then the software is likely a better fit for you than me. There was literally nothing wrong with the software before this, and the lack of ability to turn off this “feature” tells me everything I need to know about this company now. It was fun while it lasted, but I’m moving on.
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Just keeps getting better.

After retiring in 2018, I was desperate to replace Quicken with something built for MacOS and iOS. Banktivity had recently made major upgrades from its previous iteration called iBank. From what I had read it offered just what I wanted. A cleaner interface, more stability, and amazing customer support. Since then, I have never looked back. Banktivity is beautifully designed for ease of use, for tracking income and expenditures, preparing reports (perfect for simplifying taxes), and for making and living within a budget. Other than my beautiful wife of 53 years, Banktivity is the one thing I know I can will always be able to count on.
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Response from developer

We’re so happy you’re enjoying the new features and updates made to Banktivity. Our goal is to continually provide services that help our community better manage their money and pursue all their financial goals.

Best I’ve found

After about ten years using the Better-known (fairly ubiquitous) product for tracking our finances, I switched about five years ago to Banktivity — and never looked back! Straightforward, very intuitive, easy to use app. I’ve used it for business (now retired) as well as for personal financial management. Easy to learn; simple to use; and the updates generally offer incremental improvements of function and utility. I did quite a bit of research before selecting Banktivity. Now, I feel I can pat myself on the back for having made a great choice. I highly recommend!
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Keeps crashing after closing it

Since the last version update it keeps crashing after closing the app, and the next time I open it it shows the organiser instead of opening the actual document.

v10 ‘organizer’ pop up is extremely frustrating

It feels like Banktivity is now aiming itself at small businesses with this ‘organizer’ that pops-up every time to run the app and has zero value for individuals. Every browser prevents pop-ups so why did the geniuses at Banktivity think we’d want one? Why can’t we just select it from the menu if we want it?

Update: Thanks for your reply. However the problem still exists. That and some banks no longer connect means Money.Wiz is looking really good about now.
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User experience

🐞

Reported Bugs

5 issues

Duplicate transactions being downloaded

Bug

Incorrect investment account balances

Bug

Scheduled transactions not working as expected

Bug

Sync issues causing data discrepancies

Bug

Crashes and freezes after recent updates

Bug

Requested Features

5 requests

Improved UK bank and investment support

Feature

More customizable reporting and charting

Feature

Ability to attach receipts to transactions

Feature

Better integration with Apple Watch

Feature

Enhanced forecasting and cash flow tools

Feature

FAQ

What does Banktivity do?

Banktivity is a personal finance management application that helps users track, categorize, and manage all their financial accounts in one place. It offers tools for budgeting, investment tracking, and reporting to provide clarity and control over one's finances.

What are the key features of Banktivity?

Key features include consolidating over 14,000 bank accounts via Direct Access, automatic transaction importing, an envelope budgeting system, investment management for various assets, online bill pay, and customizable financial reports. It also offers an 'Update Everything' button for syncing all accounts simultaneously.

How much does Banktivity cost?

The application is available for free with in-app purchases. Specific features or advanced functionalities may require additional purchases within the app.

What devices is Banktivity compatible with?

Banktivity is available for macOS and iOS devices. It allows for syncing data across all your connected macOS and iOS devices, ensuring your financial information is accessible wherever you are.

How can Banktivity help me with my finances?

Banktivity provides a clear overview of your financial situation by bringing all accounts together. Its budgeting tools help you allocate funds effectively, while investment features allow for detailed tracking and analysis. The reporting capabilities offer insights to help you make informed financial decisions and achieve your goals faster.