This app is beyond awful, and it’s not just the app but their desktop version as well. Data and balance updates lag by a day or more. History is limited. The UX is unintuitive, and the UI is visually unappealing. What appears to be a common icon, like the refresh icon, does something completely unexpected in this app compared to every other app on the planet, while other icons do nothing (I.e. the dollar sign icon doesn’t do anything or provide information, just collapses the top of page bar). Transactions aren’t searchable. The projected retirement health is inaccurate since it doesn’t accurately pull in external fund data not allow a manual addition. There’s no ability to break down fund performance by the specific fund. There’s no simple distinction between traditional and Roth balances. Simple, intuitive, common trend and line charts don’t exist. The Category menu uses 1/8 of the page, with empty space below and the tiniest of frames on page to scroll to see 1-2 lines of info at a time, making it impossible to see holistic data for comparison. Rate of return is static to timeframes CUNA selects, with no customization where one might view specific timeframes, and it’s inconsistent; example: my inception date of 1/1/2014 shows a different rate of return than my YTD rate of return shown, making management of funds questionable. The option select transactions has such small font that it’s nearly impossible to tap the specific transaction type one would like to view. Statements are tiny PDF eye charts without an option to export. A hamburger menu on the right side of the screen does nothing and serves no purpose.
This app clearly has no design behind it or input from anyone who’s actually knowledgeable about retirement planning or the concerns of those trying to build retirement wealth. It’s dated, nearly unusable, and CUNA’s lack of modernization and infrequent updates is indicative they don’t care. It’s so bad that there’s zero chance I’d roll previous 401ks into this plan. Fidelity, Schwab, and so many others are light years ahead.
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