Beyond Finance Reviews: Is It Legit?

Beyond Finance
Beyond Finance
Beyond Finance Inc.

Customer Experience

Positive experience88.5% of reviews
Neutral1.1% of reviews
Negative experience10.4% of reviews

~ Based on 742 written reviews from the US App Store.

What users say about Beyond Finance

Is Beyond Finance Safe?

Beyond Finance appears safe based on user ratings. AppsHunter Safety Score for Beyond Finance is 98/100.

This assessment is based on 19,742 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.9% of ratings point to a safe experience
0.8% of ratings suggest some concerns
1.3% of ratings point to a risky experience

~ Based on 19,663 App Store ratings for Beyond Finance.

Is Beyond Finance Legit?

Beyond Finance appears to be a legitimate app. AppsHunter Legitimacy Score for Beyond Finance is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Peace of mind

Beyond has given me a peace of mind about getting my accounts taken care of without the harassment of collection calls without any judgement. They understood that life happens and things come up and they were willing to meet me right where I was with help!

Fantastic - Highly Recommend

I was drowning in debt, barely surviving, and didn’t even know it. Then I found out I was going to be a father. I immediately felt the weight of it all pulling me down. I searched for help and landed here somehow, but the peace of mind I got was incredible. I had a lot of debt so it’s been almost two years with the program but they really do work hard for you. It’s been life saving.
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Feedback

The video answered ever question I had. Very helpful

This company ….

At this time, in my life, I think I’ve found an organization that has positively demonstrated that they are , and is willing to help people like myself and others that are in the same position as myself. The awful feeling of dread, waking up day after day with the weight of being so far behind and so consumed with not financially being able to get anything accomplished. What I’m feeling right now, is almost jubilant , I’m feeling like that enormous weight of dread, has been lifted off my shoulders.
I’m not trying to say they saved my life, but they’re at least willing to help me make my life , just a little more tolerable and manageable. Thank you
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Easy process

I underwent a difficult time and suffered a hardship. It is not easy trying to live a normal life without bill. Beyond finance has been there for me. They have guided me and are very easy to work with. I love that I was able to reach out to them and they said I am here for you.

Best Finance help

No stress after I started at Beyond Finance .Debt free in less that 3 yrs .Very thankful for this company 🙏🏻

Finance journey

I am beyond grateful that Beyond Finance wanted to work with me. It is exciting to know that I will be debt free in 2 years!

Business

It’s been very easy to track and see what’s going on with my accounts. The address accounts and things in s timely fashion.

Gratitude

Beyond Finance has helped me see the light at the end of the tunnel! After a painful divorce and incurring all the marital debt, I was facing bankruptcy until I enrolled.
Many thanks to
Beyond Finance☮️

Gratefully,
Rich

Professional but not transparent

This app works fine, the company is very professional. However, there are fees in addition to the base fee of 25% of the enrolled debt that are not spelled out clearly unless you really go hunting. I will have paid an addition $4000 or so in fines above the amount I enrolled into the program. I may get some of it back when I complete my payments in 2027. This was nothing like what I was told to expect, where I would end up paying half of the enrolled debt and no additional fees. I understand there are no guarantees, but the different between the best and worse case scenarios is over $12000, and saved $0 (ended up paying $4000 EXTRA so far) above the debt I owed. I have made all payments and honored all agreements, even paying extra.
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Andy Z

I have been saved, ‘Beyond’ by the help and negotiations with my past and present credit card misery I got myself into. Beyond Financial has also helped my credit score rise substantially! Thank you

Financial relief

Great to work with this company. Easy to understand the process. Caring people to help. Overall good experience.

Thank you for all you guys do

Beyond Finance is helping me live with out a weight crushing my chest

Professional

You can totally trust this company when it comes to resolving your debt, making it manageable and affordable!
The relief is insurmountable!
They keep you informed every step of the way.
I would absolutely recommend this company to put you on a debt free path🙂

User Friendly

The app is easy to use.

Great company

It’s a great company

Good Experience, but Fees Could Be Lower

So far, I’ve had a good experience with Beyond Finance. However, I think their fees could be lower. I would like to see the fee reduced to around 15%, or possibly adjusted based on how much savings or discount is achieved when a settlement offer is negotiated. I think a performance-based fee structure would make the service feel more fair and beneficial to customers.
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Incredible

Team very patient and extremely helpful

Happy

Excellent service the staff are very understanding and helpful thank you

Fed up

I am absolutely at my breaking point - 4 years into this program and still not done- my credit card was re-negotiated 5-6 times- when I was finally told of a revolutionary offer I had to pay an extra $200 and 4 months later I was told an amount that would pay off my acct- $3,654,58 I paid it - 2 months later I am now getting told I can not get my funds back due to going back into negotiation with the creditor due to a payment they never looked into 4 months ago - I am beyond frustrated with the horrible communication of inaccurate statements and not ever made aware of their inability to negotiate an acct of mine for over 4 years now
UPDATE- to respond to Beyond's response - my account has been escalated numerous times in the last few months due to this issue with no help at all - I was lied to and told by numerous beyond employees if I pay x amount it will pay off the last two cards that I had been making payments on and told payments were being made towards the creditors for months- that was a lie come to find, i was also paying fees that whole time. For over a month I was told I was in "graduation" transition "so just be patient" I kept calling and told different things every time I called and no one knew what was going on and I had to finally talk to a supervisor to be told by him my money is still there and being held for the cards balance when it gets renegotiated (I was not told until this point that my card was even back in negotiations) only to then be told just as of last night that the money did not go towards the cards balance bc instead they had it go to fees they created and never made me aware of - I should be made aware of what is happening with my money if there is a change I should be given my money back and allowed to re-evaluate a plan for my account to move forward- instead beyond had other plans of their own- a refund is necessary due to the constant inconsistent statements made by beyond these last few months as well as the inconsistencies in their own system. they will tell you one thing while charging you for something completely different and they are now blaming me for not knowing something no one ever told me- I need this fixed my money was stolen at this point
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