Bezant: Budget & Expense

Bezant is a private, beautifully dark personal-finance app that does two things brilliantly: it helps you plan where your money should go — and makes logging where it actually went take a single tap. No account required. No bank linking. No ads. Every number stays on your device. — DESIGNED DARK — Bezant runs in a deep near-black palette by default, with monospaced numerals across every amount for a calm, precise, terminal-like feel. Pick one of five accent colors — Mint, Lime, Blue, Amber, Violet — and the entire app re-tints to match, right down to your Home Screen widgets and shared snapshots. — LOG SPENDING IN ONE TAP — The fastest journal you'll ever keep: • Home Screen widget — tap a chip ($5 / $10 / $20) to log instantly, without opening the app • Siri — "What's my net worth in Bezant?", "Log an expense…", "Quick log…" • In-app — tap the floating + (long-press for Quick Log); three taps on the number pad and you're done • Apple Watch — companion glance plus Digital Crown quick-log Captures from your widget, Siri, or Watch land in an Inbox so you can categorize them whenever it's convenient. — PLAN, DON'T JUST TRACK — Three tabs — Home, Track, Settings — plus a floating +. Goals and Saving are Home tiles, not extra tabs. There is no Home Coach and no Monday digest. • Set savings goals and give each a Top, Mid, or Low priority • Allocate your pool with Weighted, Strict priority, Equal split, or Manual; leftover from a funded goal spills to the rest • Plan recurring income and expenses, grouped by category; optional monthly budgets on Track ▸ Spending • Run "what-if" forecasts on Home to see when each goal lands • See your full picture on Home — total wealth, cash flow, goal funding, and money health — PRIVACY, BUILT IN — • Works with no account and no bank connection. Sign in with Apple is optional and stays on this device — it labels your local profile. It is not required to use the app, and it is not how restore works • Your data lives on your device, with optional sync through your own iCloud private database. End-to-end encryption of that CloudKit copy requires Advanced Data Protection on your Apple ID; without it, Apple can access that copy. We never can — we run no server • Tap the eye icon to hide all amounts ($••••). Face Unlock gates reveal and the app lock. The app switcher shows a blur of the live UI, not a readable snapshot — BUILT FOR REAL LIFE — • 4 display currencies (USD, MYR, EUR, SGD) with daily ECB reference rates — no hardcoded fallback. If a rate is missing, display and entry both use USD • Apple Watch companion: glance, Top Goal / Net Worth / Streak complications, and quick-log • Import past expenses from CSV • Export a monthly PDF: SURPLUS is that month's actuals; goal dates use your planning surplus • Back up and restore your whole setup as a single file • Keep separate profiles for different parts of your life Bezant is for people who want clarity without surrendering their financial data to a third party. Plan it, log it, own it. Requires iOS 17 or later.