Bolsillos: Offline Budget App

YOUR money, YOUR call — no chatbot, no auto-sync, no guilt. Bolsillos App is a real budget for freelancers and independents, in Spanish. Your money has a job before you spend it — and you decide what it is. WHY IT EXISTS If what you earn doesn't line up with the calendar, if your income changes every month, if you juggle money across different banks, cash and dollars — gringo apps ignore you. AI apps do the math for you but take away your awareness — and they're probably wrong anyway, because they don't know what actually matters to you. And the "Pockets" inside your bank only organize what's already inside that bank. THE METHOD Flexible Zero-Based Budgeting. You assign your income to categories and pockets you define, not what an algorithm picks for you. When the month surprises you — and it will — you reorganize. No guilt. DEBT PAYOFF WITH A PLAN Two strategies: Avalanche (pay the highest rate first — minimizes interest) or Snowball (pay the smallest first — psychological wins). Compare them side by side, add cards, lines of credit, and loans together, and the app calculates payoff date and interest saved vs. paying minimums. When you close one debt, its payment cascades into the next — automatic snowball. CHASING YOUR DREAMS Visual Dream Board with 50+ presets: flight, house, car, master's, wedding, baby, retirement, emergency. Four goal types: by-date ($X by Y), fixed monthly contribution, target balance, or spending cap. The app calculates how much to assign each time you get paid and shows your progress. If you need to pause, snooze without losing what you've built. THE 4 PILLARS LOCAL — The app lives on your iPhone. Your data doesn't leave it. OFFLINE-FIRST — The app works without internet. No auto-sync. If you turn on connections, you turn them on yourself, one by one. NO GUILT — UX that doesn't shame you for spending. It shows you reality, not judgment. NO AI MAKING DECISIONS FOR YOU — Bolsillos doesn't use LLMs. Your money isn't sent to external AI services. Receipt OCR runs on-device on your iPhone. Voice transcription runs on-device too. You pick the category, always. None of that "the algorithm recommends you spend less on coffee". WHO IT'S FOR Freelancers and independents with variable income. People who juggle money across different banks, cash and dollars. People who want to decide what banking data they share and when. People who understand that a budget is a decision, not a prediction. REAL PRIVACY, NOT MARKETING — We don't upload your transactions unless you turn it on. — We don't train models with your data. — We don't sell aggregate data to advertisers. — When you delete the app, your financial data goes with it. THE MODEL The core is free forever: pockets, ZBB, transfers, basic reports, local backup, multi-currency. Free tier caps: 2 accounts, 5 pocket groups, 50 transactions per month. Bolsillos Pro removes the caps and unlocks bank import (CSV/OFX), YNAB import, full iCloud backup, voice input, and Year Recap. $4.99 USD/month or $49.99 USD/year. Limited spots: — Founder (50 slots): $199.99 USD one-time, Pro for life + private channel with the creator. — Pioneer 2026 (100 slots): $29.99 USD/year, 40% off for life as long as your subscription stays active. No ads. No data sale. Free isn't a disguised trial: if you never exceed the caps, Bolsillos is yours free forever. TERMS & PRIVACY Bolsillos Pro is an auto-renewable subscription. Payment is charged to your Apple ID at confirmation of purchase. The subscription automatically renews unless canceled at least 24 hours before the renewal date. You can manage and cancel your subscription in your Apple ID account settings. — Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ — Privacy Policy: https://www.bolsillos.app/privacy.html LEARN MORE www.bolsillos.app