Bon Credit: Budget Planner

Bon Credit: Budget Planner

Find More Money with AI

12 ratings
9 reviews
Free

Details

  • Released
  • Updated
  • September 25, 2025
  • July 18, 2026
Bon Credit: Budget Planner screenshot #1 for iPhone
Bon Credit: Budget Planner screenshot #2 for iPhone
Bon Credit: Budget Planner screenshot #3 for iPhone
Bon Credit: Budget Planner screenshot #4 for iPhone
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Bon Credit: Budget Planner screenshot #6 for iPhone
Bon Credit: Budget Planner screenshot #7 for iPhone
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About

This AI-powered coach analyzes your credit card debt and provides a personalized plan to pay it off faster. It offers daily coaching, payment reminders, and helps you find balance transfer and consolidation opportunities.

Personalized AI debt payoff plan
Daily coaching and reminders
Balance transfer and loan finder
Secure credit card connection
Debt-free date projection
Interest-saving prioritization
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What's New in Bon Credit

1.1.40

July 18, 2026

We're always looking for new ways to help you find and keep more money. This update brings a faster, clearer experience across your budget and money insights. Open Bon Credit to see what's new.

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User reviews

Finally an app which genuinely easy to use and save some bucks

I’ve had a really positive experience using BON Credit. The app is clean, easy to navigate, and does a great job of helping me understand and manage my credit. I especially appreciate how it breaks down complex financial information into simple, actionable insights. The AI features are impressive and make tracking my credit and financial goals feel much less overwhelming. It’s refreshing to see a fintech app that’s both user-friendly and genuinely helpful. Looking forward to seeing how BON Credit continues to grow and improve. Highly recommend giving it a try!
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Super useful app

Love your free budgeting tool. Super helpful for me in managing my family finances. I’m using it everyday now.

AI for credit management

great approach help consumers build credit and reduce debt

Very helpful!

This app has educated me a lot on ways to save money and pay my credit cards off the quickest and smartest way. I recommend for anyone struggling with their credit to try!

Awesome app

Bon credit has been such a helpful tool getting me out of debt. Being able to figure out which cards to payoff first has been great. Overall, highly recommend.

Developer apps

FAQ

How does BON Credit help me pay off debt?

BON Credit analyzes your credit card balances, interest rates, and due dates to create a personalized payoff plan. It tells you which card to pay first, how much to pay, and when you'll be debt-free.

Is BON Credit secure?

Yes, BON Credit uses bank-level security with 256-bit encryption and is GDPR certified. Your credit cards are linked securely through Plaid, a trusted service used by over 8,000 financial apps.

What kind of AI coaching does BON Credit offer?

BON Credit provides daily coaching and smart reminders before due dates. You can ask your AI coach questions about your debt, eligibility for balance transfers, or how to improve your credit score.

Does BON Credit offer balance transfer or loan options?

Yes, BON Credit analyzes your credit profile to identify balance transfer opportunities and consolidation loan options that you may qualify for, helping you potentially save on interest.

Can I choose my payoff strategy in BON Credit?

Yes, BON Credit allows you to prioritize your cards mathematically using either the highest interest first (avalanche) method or the snowball method, based on your preference.

How often is BON Credit updated?

BON Credit was last updated on March 23, 2026, indicating a commitment to ongoing development and improvements. The latest version is 1.1.27.

What devices does BON Credit support?

BON Credit is available for iPhone and iPod devices, making it accessible to a wide range of Apple users looking to manage their credit card debt.

What is the age rating for BON Credit?

BON Credit has an age rating of 4+, meaning it is suitable for users of all ages, though its financial guidance is most relevant for adults managing credit card debt.