Borcly – Debt & Budget Tracker

Who do you owe? Who owes you? Borcly puts every debt, bill, and subscription in one place — so you always know exactly where you stand financially. Track personal loans between friends and family, manage credit card balances, mortgage payments, and installment plans — all in a single, clean dashboard. — DEBT TRACKING — - Credit cards, personal loans, mortgages & installments - Payoff timeline with interest calculator - Debt snowball & avalanche strategies - Remaining balance and payment history — SUBSCRIPTION MANAGER — - Netflix, Spotify & all your recurring subscriptions - Renewal date reminders - Monthly subscription cost overview — ACCOUNT MANAGEMENT — - Bank accounts and cash tracking - Income & expense records - Transfers between accounts — AI-POWERED INSIGHTS — - Personalized financial recommendations - Spending habit analysis - Savings opportunity detection — BANK STATEMENT IMPORT — - Upload PDF statements - Automatic transaction recognition - Smart categorization — REPORTS & ANALYTICS — - Export to Excel and PDF - Monthly & yearly comparisons - Visual charts and graphs — SMART REMINDERS — - Due date alerts before deadlines - Overdue payment notifications - Customizable notification times — SECURITY — - Face ID & Touch ID protection - Data encrypted on your device - Optional cloud backup Dark mode • Multi-currency support • English & Turkish Questions? info@borcly.com