Borcly vs PayPlan

Who do you owe? Who owes you? Borcly puts every debt, bill, and subscription in one place — so you always know exactly where you stand financially. Track personal loans between friends and family, manage credit card balances, mortgage payments, and installment plans — all in a single, clean dashboard. — DEBT TRACKING — - Credit cards, personal loans, mortgages & installments - Payoff timeline with interest calculator - Debt snowball & avalanche strategies - Remaining balance and payment history — SUBSCRIPTION MANAGER — - Netflix, Spotify & all your recurring subscriptions - Renewal date reminders - Monthly subscription cost overview — ACCOUNT MANAGEMENT — - Bank accounts and cash tracking - Income & expense records - Transfers between accounts — AI-POWERED INSIGHTS — - Personalized financial recommendations - Spending habit analysis - Savings opportunity detection — BANK STATEMENT IMPORT — - Upload PDF statements - Automatic transaction recognition - Smart categorization — REPORTS & ANALYTICS — - Export to Excel and PDF - Monthly & yearly comparisons - Visual charts and graphs — SMART REMINDERS — - Due date alerts before deadlines - Overdue payment notifications - Customizable notification times — SECURITY — - Face ID & Touch ID protection - Data encrypted on your device - Optional cloud backup Dark mode • Multi-currency support • English & Turkish Questions? info@borcly.com

Take full control of your expenses with PayPlan! Managing your credit card installments, monthly payments, and budget has never been this safe and easy. Developed for those who are tired of complex finance apps, PayPlan is a practical budget assistant that works completely offline and stores your data solely on your device. WHY PayPlan ? View the installments across all your cards and your fixed monthly expenses on a single screen, without getting lost between banking apps. Avoid surprises by knowing your future debt load in advance. KEY FEATURES: SMART INSTALLMENT TRACKING: Enter your credit card expense and select the number of installments. The app automatically divides and organizes your payments across the upcoming months. MONTHLY PAYMENT PLAN: How much do you have to pay in the coming months? Analyze your total debt status for future months at a single glance. 100% OFFLINE USAGE: Add expenses and control your budget on the subway, on a plane, or anywhere without an internet connection. COMPLETE PRIVACY AND SECURITY: Your financial data is never sent to our servers or the cloud. All information is kept solely in your own phone's memory. NO MEMBERSHIP OR LOGIN: Start using the app the moment you download it, without the hassle of creating an account. SIMPLE AND MODERN INTERFACE: Financial management is now highly enjoyable with its easy-on-the-eyes, fast, and user-friendly design. WHO IS IT FOR? Those who struggle to keep track of their credit card installments, Those who want to make ends meet more comfortably, Privacy-focused users who do not want to upload their financial data to the cloud. Download PayPlan now and start managing your budget today!