Comparison

PayPlan vs Payment Calendar

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayPlan

Features
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Take full control of your expenses with PayPlan! Managing your credit card installments, monthly payments, and budget has never been this safe and easy. Developed for those who are tired of complex finance apps, PayPlan is a practical budget assistant that works completely offline and stores your data solely on your device. WHY PayPlan ? View the installments across all your cards and your fixed monthly expenses on a single screen, without getting lost between banking apps. Avoid surprises by knowing your future debt load in advance. KEY FEATURES: SMART INSTALLMENT TRACKING: Enter your credit card expense and select the number of installments. The app automatically divides and organizes your payments across the upcoming months. MONTHLY PAYMENT PLAN: How much do you have to pay in the coming months? Analyze your total debt status for future months at a single glance. 100% OFFLINE USAGE: Add expenses and control your budget on the subway, on a plane, or anywhere without an internet connection. COMPLETE PRIVACY AND SECURITY: Your financial data is never sent to our servers or the cloud. All information is kept solely in your own phone's memory. NO MEMBERSHIP OR LOGIN: Start using the app the moment you download it, without the hassle of creating an account. SIMPLE AND MODERN INTERFACE: Financial management is now highly enjoyable with its easy-on-the-eyes, fast, and user-friendly design. WHO IS IT FOR? Those who struggle to keep track of their credit card installments, Those who want to make ends meet more comfortably, Privacy-focused users who do not want to upload their financial data to the cloud. Download PayPlan now and start managing your budget today!

About

Payment Calendar

Features
Read full description

See what's coming — without the end-of-month surprise. Payment Calendar brings your credit card statements, installments, loans, bills and subscriptions together in a single calendar. Enter them once, and the app reminds you of the rest. It's not a daily expense tracker. You don't need to log every receipt — just add your recurring obligations and clearly see your payment load for the months ahead. ENTER ONCE, FORGET • Card statement, installment, loan, bill, subscription — six types, one flow • Link an installment to its card: it's counted within the statement, no double counting • Installments and loans drop off the calendar automatically when they end SEE WHAT'S AHEAD • This month's total, paid/remaining and overdue on the home screen • This Month's Balance compares recorded income with planned payments; everyday spending is not included • What you'll pay on which day in the calendar, with category colors • Upcoming months in Forecast — which month is heavy and when each installment ends REVIEW YOUR SUBSCRIPTIONS • Subscription Center shows monthly average, estimated yearly cost, and upcoming renewals • Mark subscriptions you no longer use to review their potential yearly cost; this does not cancel them • Set a reminder to decide before renewal and open official account-management help for supported services REMIND ON TIME • A notification before the due date (how many days ahead is up to you) • Mark as paid as you go and track the rest YOUR DATA STAYS WITH YOU • No account, no sign-up, no bank linking • Financial data stays on your device; iCloud backup stays in your own space • No ads, no tracking, no data selling HONEST PRICING • The core app is free: unlimited entries, calendar, reminders, and 6-month forecast • The basic subscription summary and decision reminders are free • Premium adds 12- and 24-month forecasts, advanced yearly analysis, and reminders for individual payments — no misleading trial or surprise charges • Yearly, monthly, or a one-time lifetime purchase — your choice Support: https://saevaexe.github.io/odemetakvimi-web/support-en.html Privacy Policy: https://saevaexe.github.io/odemetakvimi-web/privacy-en.html Terms of Use: https://saevaexe.github.io/odemetakvimi-web/terms.html

Screenshots

PayPlan4 screens
Payment Calendar4 screens

Verdict

The call

The clearest difference is in-app purchases: PayPlan at none against Payment Calendar's 3. PayPlan also leads on update cadence (daily vs every 5 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Payment Calendar sells 3 in-app purchases, starting at $2.99 per month. PayPlan asks for nothing beyond the download.

UpkeepUpdate frequency

PayPlan ships an update daily, Payment Calendar every 5 days. The most recent releases landed on September 15, 2026 and September 19, 2026 respectively.

Scorecard2 real differences Ā· 4 level
PayPlan versus Payment Calendar: the parameters behind the verdict, then further details
ParameterPayPlanPayment Calendar
PriceFreeFree
Update frequencyDaily — betterEvery 5 days
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad — betteriPhone
Requires iOS16.416.0 — better
Further details — not scored
Size41 MB24 MB
Age rating4+4+
DeveloperMuhammet YakupogluOsman Seven

In-app purchases

None

PayPlan

No in-app purchases

3 purchases

Payment Calendar

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium$19.991 Year
One-time1
  • Lifetime Premium$39.99

Questions

Is PayPlan free?
PayPlan is free to download, with no in-app purchases.
Is Payment Calendar free?
Payment Calendar is free to download, with in-app purchases available.
Do PayPlan or Payment Calendar have ads?
Neither PayPlan nor Payment Calendar shows ads.
Which is updated more often, PayPlan or Payment Calendar?
PayPlan ships an update daily, and Payment Calendar every 5 days. Most recently, PayPlan was updated on September 15, 2026 and Payment Calendar on September 19, 2026.

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