Unfair
Never received my loan and won’t let me login the app even when I out the correct password
Interest
Horrible app don’t know why they charge 700% interest never download this app
Scam!!
This app does nothing but steal your money
699.9 % interest for a short term loan
They are absolute Sharks and charge .1 percent less than what would trigger federal probes for predatory lending.
Pointless
The app simply does nothing but let you change passwords or talk to AI chat 100% pointless highly don’t recommended your better off just finding a different source to help you.. because a loan of 500$ you will be paying back 3,000+$ don’t do it
Never borrow from them criminals
Avoid these criminals. The worst loan app.
App engages in fraudulent or misleading activity
This company gave me a $700 loan while living in Illinois, with a 699.96% APR. That violates Illinois state law, which caps APR at 36%. I paid $344.46 before learning the loan was illegal. The company refuses to refund or respond. This app supports predatory, unlawful lending and should be reviewed by Apple for removal.
Edit: Fascinating that you can reply here for damage control but can’t be bothered to respond to my actual emails. I’ve contacted you multiple times to resolve this, and you’ve ignored every attempt. You issued a 699.96% APR loan to me while I was living in Illinois—where that rate is illegal under state law. I’ve paid $344.46 already on a void loan. You refuse to refund or engage directly, yet have time to write PR responses on app reviews? That’s not transparency….it’s evasion. Regulators are already involved.
Edit: Fascinating that you can reply here for damage control but can’t be bothered to respond to my actual emails. I’ve contacted you multiple times to resolve this, and you’ve ignored every attempt. You issued a 699.96% APR loan to me while I was living in Illinois—where that rate is illegal under state law. I’ve paid $344.46 already on a void loan. You refuse to refund or engage directly, yet have time to write PR responses on app reviews? That’s not transparency….it’s evasion. Regulators are already involved.
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Trying to reapply
So I’ve paid off my previous loan years ago. And now I’m trying to reapply for another. But every time I sign in my account it keeps sending me back to the same page. How can I reapply?
Worst mistake Ever
Beware before you choose to borrow from this company aside from the rates being ridiculously high customer service is useless. Quite honestly they should be reported to the BBB.
DO NOT USE
you will end up paying more than what you loaned. & their customer service is terrible. DO NOT USE!!
Scam stay away
What this company does is a crime. Stay away and tell others to stay away!
Scam
To everyone who got screwed because they were desperate and couldn’t comprehend the fine print; these loans are illegal, they don’t follow federal guidelines; they operate off “tribal laws” which don’t apply if you’re not on their reservation. So don’t feel bad if you can’t pay them back. There’s protections against predatory loans in every state, which these are.
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Warning ⚠️
High interest is normally for a short term but I just found out there a $14 daily charge! If loan not paid off?! They won’t contact you if a payment didn’t go through so that put you in a late fee charge on the account and interested on that too. I thought I read everything in the contact but I guess I missed something. Another thing!!!! this dose not show on your credit report that you are making payment on time meaning doing good with this company won’t help you in future so don’t bother getting a loan here not unless you are just needing the fast money and paid off fast but be ready because they might throw you a curve ball.😉
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I need help
I have paid more than 1 month in a row 135 dollars per week and it still says that my debt is at 1000 dollars that was the loan they made is a big problem! I need an answer and help with the issue!
Changed my balance.
So the other day I checked my account and it said my balance was like $900 something and when I checked it again this afternoon it says my balance was a little over 1,000 I have never missed a payment on this and am aware of the high interest but that shouldn’t effect what my balance is it should be getting lower not higher and I feel like I’m getting screwed over. They changed my balance on me and I have no idea why and I can’t find a way to check my previous payments. This is ridiculous. I only borrowed $1,000 and have been paying it off since May. I am grateful that I was able to get the money as fast as I needed it and I thought the terms of the contract were reasonable but I never imagined that they would change my balance on me like that I wish that I would have taken a screenshot and was able to post the change as proof but I’m just really upset about this right now. I don’t think I will be comfortable using this loan service again due to this issue. I can’t say it’s 100% a scam because I did get the money but the rest of it definitely feels like a scam so beware to those looking into this service.
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Response from developer
Your feedback is incredibly valuable to us. We're sorry to hear about your negative experience. Our commitment is to consistently provide exceptional service and to maintain open lines of communication. We would be more than happy to engage in further discussions with you to address your concerns. Please feel free to contact our customer service team by calling (866) 441-7674.
Fraud
Interest rates are higher than in the most dangerous cities in the world hahahaha WARNING
Bad Loan
I got approved of 600 each week they take out minimum for 3 weeks how come the due date balance get increased instead of decreasing
Yamilia
0 stars, 999 apr, for 700 now I have to pay 4300 or more, don’t use this loan option! This people are thieves! Complete scammers!
Changed my balance.
So the other day I checked my account and it said my balance was like $900 something and when I checked it again this morning it says my balance was 1,124.22. I have never missed a payment on this and I feel like I’m getting screwed over. They changed my balance on me and I have no idea why and I can’t find a way to check my previous payments. This is ridiculous. I only borrowed $1,000 and have been paying it off since May. I am grateful that I was able to get the money as fast as I needed it and I thought the terms of the contract were reasonable but I never imagined that they would change my balance on me like that I wish that I would have taken a screenshot and was able to post the change as proof but I’m just really upset about this right now. I don’t think I will be comfortable using this loan service again due to this issue. I can’t say it’s 100% a scam because I did get the money but the rest of it definitely feels like a scam so beware to those looking into this service.
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Response from developer
Your feedback is incredibly valuable to us. We're sorry to hear about your negative experience. Our commitment is to consistently provide exceptional service and to maintain open lines of communication. We would be more than happy to engage in further discussions with you to address your concerns. Please feel free to contact our customer service team by calling (866) 441-7674.
Loan
Absolutely the worst. Will never borrow again. Paying back way more than I borrowed.
