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BTG Pactual Banking

BTG Pactual Banking

Conta, Pix e cartão de crédito

3.2K ratings
106 reviews
With Ads
💰 Finance
Free
With Ads

Details

Released
June 3, 2020
Updated
October 15, 2026

Features

Developer

BTG Pactual
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BTG Pactual Banking screenshot #1 for iPhone
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BTG Pactual Banking screenshot #4 for iPhone
BTG Pactual Banking screenshot #5 for iPhone
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BTG Pactual Banking screenshot #7 for iPhone
BTG Pactual Banking screenshot #8 for iPhone
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About

This app offers premium banking and investment services with exclusive benefits. It provides access to VIP lounges, special investment funds, and a loyalty program with cashback or points. Manage your finances, make instant payments, and enjoy a sophisticated credit card experience.

✓Concierge services
✓Exclusive investment terminal access
✓Unlimited VIP lounge access
✓Special IOF with cashback on foreign purchases
✓Loyalty program with cashback/points
✓Access to Black Tesouro Selic Fund
✓Digital payment options
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What users say about BTG Pactual Banking

Reviews of BTG Pactual Banking are mostly negative: the Finance app is rated 4.9/5 from 3.2K App Store ratings. What users like most: fast transactions, intuitive interface. Top complaints: frequent crashes and errors, confusing layout and navigation. Summarized from real user reviews.

Positive things

  • 🚀Fast transactions
  • 👍Intuitive interface
  • 💡Excellent investment features
  • 🔒Secure authentication

Negative things

  • 🐛Frequent crashes and errors
  • 🔍Confusing layout and navigation
  • 🔒Excessive biometric authentication requirements
  • 💰Issues with account and investment access
See all reviews
+1

What's New in BTG Pactual Banking

2.52.0

October 15, 2026

Pensando em melhorar sua experiência com nosso app, trouxemos uma versão mais atualizada que corrige bugs e traz ajustes para facilitar o seu dia a dia. Seu feedback é fundamental para continuarmos aprimorando nossas soluções, com o objetivo de facilitarmos sua jornada financeira.

More

Events

Read more about Assistente Virtual BTG
Event EndedMajor Update

Assistente Virtual BTG

Simplifique seu dia com o Assistente Virtual BTG

Mar 18, 2025 — Apr 18, 2025

Read More

Read more about Débitos de Veículos
Event EndedLive Event

Débitos de Veículos

Pague seu IPVA 2025 agora mesmo!

Jan 13, 2025 — Jan 31, 2025

Read More

Read more about Cartão Ultrablue BTG Pactual
Event EndedMajor Update

Cartão Ultrablue BTG Pactual

Para superar expectativas e elevar experiências.

Nov 21, 2024 — Dec 22, 2024

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Business

Easy business 👍🏽!!
CBCORUJA BR

Response from developer

Olá, agradecemos pela sua avaliação. Seguimos trabalhando para evoluir continuamente a experiência oferecida pelo aplicativo.

Bloqueio de dinheiro

Preciso utilizar o meu próprio dinheiro no período noturno, porém o banco limita o uso em R$1 mil.
Eles disseram não haver exceção e que isso é uma norma do Bacen. Não saber dizer nem a norma do. A em nem o procedimento do Banco.
AUAndre Braga US

Response from developer

Olá, Andre. Agradecemos pela sua mensagem. Sua opinião é importante para nós. Estamos comprometidos em aprimorar a performance do app e a experiência dos nossos usuários.

Muito prático

Ajuda muito por ser intuitivo e deixar na palma da sua mão as decisões mais relevantes.
MM4te0s

Response from developer

Olá. Ficamos felizes em saber que o app torna suas decisões mais práticas e intuitivas. Agradecemos pela confiança e pela avaliação.

Excepcional

Melhor App Banking, sem dúvidas!
DLDiuliano Lago

Response from developer

Olá, Diuliano Lago. É ótimo saber que você considera o BTG Banking o melhor aplicativo bancário. Agradecemos por compartilhar sua experiência e pela sua avaliação.

Fácil e intuitivo

O app do BTG é fácil e intuitivo. Estou gostando muito de usar no dia a dia
NFNo Figueiredo

Response from developer

Olá. Ficamos felizes em saber que você está tendo uma experiência positiva. Agradecemos pelo seu feedback.

See 101 more reviews

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User experience

🐞

Reported Bugs

3 issues

Login loop issues

Bug

Incompatibility with newer devices

Bug

Delayed account updates and transaction processing

Bug
✨

Requested Features

3 requests

iPad app version

Feature

Improved Pix functionality

Feature

Better card management and transaction tracking

Feature

FAQ

What does the BTG Pactual Banking app do?

The app offers premium banking and investment services, translating the BTG Pactual DNA into a product that delivers excellence, refinement, and innovation. It provides access to exclusive benefits for travel, investments, and more, aiming to exceed expectations and elevate user experiences.

What are the key features of the BTG Pactual Banking app?

Key features include a Concierge BTG Pactual service, access to the Terminal BTG Pactual with special conditions, unlimited access to over 1,000 LoungeKey VIP rooms, special IOF with cashback on foreign purchases, a loyalty program with cashback or points, and access to the Black Tesouro Selic Fund for investments up to R$ 5 million with no administration fee.

How much does the BTG Pactual Banking app cost?

The description indicates that the current account is free of opening and maintenance fees. While the app itself is free to download and use for managing your banking and investments, specific premium credit card benefits or investment fund access may have associated costs or requirements.

What are the common use cases for the BTG Pactual Banking app?

Common use cases include managing your finances through a secure and practical current account, making instant payments via Pix, automating bill payments with direct debit and DDA, using digital wallets like Apple Pay, and accessing exclusive benefits like VIP lounges and special investment opportunities through premium credit cards.

How can I get a BTG Pactual credit card?

To request a BTG Pactual credit card, you need to open an account in the BTG Banking app. The offer for a credit card will be made after a data analysis. You can also share benefits with loved ones by adding an additional card, with all spending controlled through the app.