BTG Pactual Empresas: Conta PJ

BTG Pactual Empresas: Conta PJ

Capital de Giro, Pix, Cartão +

427 ratings
134 reviews
Free

Details

  • Released
  • Updated
  • March 29, 2020
  • September 18, 2026

Features

BTG Pactual Empresas: Conta PJ screenshot #1 for iPhone
BTG Pactual Empresas: Conta PJ screenshot #2 for iPhone
BTG Pactual Empresas: Conta PJ screenshot #3 for iPhone
BTG Pactual Empresas: Conta PJ screenshot #4 for iPhone
BTG Pactual Empresas: Conta PJ screenshot #5 for iPhone
BTG Pactual Empresas: Conta PJ screenshot #6 for iPhone
BTG Pactual Empresas: Conta PJ screenshot #7 for iPhone
BTG Pactual Empresas: Conta PJ screenshot #8 for iPhone
BTG Pactual Empresas: Conta PJ screenshot #9 for iPhone
BTG Pactual Empresas: Conta PJ screenshot #10 for iPhone
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About

This digital business account offers a comprehensive suite of financial tools for companies, including a credit/debit card, unlimited Pix transactions, and cash flow management services. It provides 24/7 customer support and a simple, fully digital account opening process for various business types.

Digital business account
Zero-maintenance fee
PJ credit and debit card
Unlimited Pix transactions
Card receivables anticipation
Overdraft facility
24/7 customer support
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+2

What's New in BTG Pactual Empresas

26.27.02

September 18, 2026

Correções e melhorias.

User reviews

App n funciona

Muito ruim

App sofre pelo design

O foco excessivo em design flat atrapalha muito o uso, parece que o app parou no tempo em 2017. Fora que o banco complica demais a experiência do usuário tanto no app de investimentos quanto no de conta pj e pf, tentaram imitar o nubank mas falharam bastante na interface e usabilidade. As vezes o simples é bem mais funcional.
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Não funciona o APP

Acabei de abrir a conta e não consigo acessar o APP da Empresa, fica processando e não carrega o APP

O app nao abre e nao tem suporte

Tenho que pagar um boleto hoje pela pj e o app simplesmente nao abre.. nao consigo acessar minha conta e resolver meu debito de forma correta e ainda pagarei juros por isso…

Que banco péssimo

Vive dando bug no aplicativo, quando você precisa ele simplesmente não entra nem na conta. Já desisti de usar, vou migrar pra outro

Developer apps

FAQ

What is BTG Pactual Empresas: Conta PJ?

BTG Pactual Empresas: Conta PJ is a digital business account offered by BTG Pactual Empresas. It provides a range of financial services designed to simplify and optimize business management, including a credit and debit card, unlimited Pix transactions, and cash flow management tools.

What are the key features of this business account?

Key features include a digital business account with no maintenance fees, a PJ credit and debit card with zero annual fees for the first 12 months, unlimited and free Pix transactions, the ability to anticipate card receivables, an overdraft facility (Limite da conta), and 24/7 humanized customer support.

Is there a cost to open or maintain this business account?

No, the digital business account from BTG Pactual Empresas is free to open and is exempt from maintenance fees and tariff packages. The PJ credit card also has zero annual fees for the first 12 months.

What types of businesses can open an account?

The account opening process is 100% digital and available for all types of companies, including MEI (Microempreendedor Individual), EI (Empresário Individual), S.A. (Sociedade Anônima), and LTDA. (Limitada).

How can I manage my company's cash flow with this app?

The app offers a service called 'Antecipação de Recebíveis de Cartão' (Card Receivables Anticipation). This allows businesses to receive funds from card sales faster, with attractive rates and no IOF, helping to organize cash flow without bureaucracy. Transactions made by 4:30 PM are typically received on the same day.