Love it so far
Great app lets me get all my spending in order and helps to plan for the future
Free
About
This personal finance app helps you manage your money privately. Track accounts, set custom budget buckets, and monitor your progress towards financial goals. Your data is end-to-end encrypted and only accessible with your PIN.
✓Multi-account tracking
✓Smart budget buckets
✓Fixed expense management
✓Multiple income streams
✓Goal tracking
✓Category progress overview
✓Manual expense logging
Show original description
What's New in Budget Flow
1.0
May 26, 2026
User reviews
FAQ
What is Budget Flow?
Budget Flow is a personal finance app designed for private budgeting. It allows you to track all your accounts, sort income into custom buckets like Needs, Wants, and Savings, and monitor your progress towards financial goals.
How secure is my data with Budget Flow?
Budget Flow is built with privacy by design and is end-to-end encrypted. Your financial data is encrypted on your device with a key derived from your PIN. Only you can decrypt your data; not even Budget Flow staff or its hosting provider can access it.
What happens if I forget my PIN for Budget Flow?
Because Budget Flow uses true end-to-end encryption, your PIN is the sole key to decrypt your data. If you forget your PIN, your data cannot be recovered by anyone, including us. It is crucial to keep your PIN in a safe place.
Can I track multiple income sources with Budget Flow?
Yes, Budget Flow supports tracking multiple income streams. This includes recurring paychecks (weekly, bi-weekly, semi-monthly, monthly, annual) as well as one-off variable income from freelance or side gigs.
Does Budget Flow offer a free trial or subscription tiers?
Budget Flow is available for free and does not mention any subscription tiers or paid features in its description. It is a free application for users to manage their finances.
What devices does Budget Flow support?
Budget Flow is supported on iPhone, iPad, and iPod devices. It is designed to be accessible across Apple's mobile ecosystem.
How often is Budget Flow updated?
Budget Flow was last updated on May 26, 2026, with version 1.0. The release date is also May 26, 2026, indicating it is a new application.
Can I export my financial data from Budget Flow?
Yes, Budget Flow allows you to export your financial data. You can download a full record of your accounts, transactions, transfers, income, and goals as a CSV file at any time, ensuring your data is portable.