Love it so far
Great app lets me get all my spending in order and helps to plan for the future
Response from developer
Thank you so much for your review, super glad that this has been beneficial for you!
Free
About
This personal finance app helps you manage your money privately. Track accounts, set custom budget buckets, and monitor your progress towards financial goals. Your data is end-to-end encrypted and only accessible with your PIN.
✓Multi-account tracking
✓Smart budget buckets
✓Fixed expense management
✓Multiple income streams
✓Goal tracking
✓Category progress overview
✓Manual expense logging
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What's New in Budget Flow
1.1.0
August 1, 2026
LOG AN EXPENSE IN SECONDS Type one line and you're done: "coffee 12". Budget Flow figures out the amount, the date, and which bucket it belongs in. • Dates just work: "gas 40 monday", "dinner 45 yesterday", "vacation 800 june" • Say it instead of typing — tap the microphone on your keyboard • New expenses are sorted into Needs, Wants, or Savings automatically, and the app learns from your corrections • Got something wrong? Undo or fix it right from the confirmation REMINDERS A nudge to log what you spent, so nothing slips through. Daily at 9 PM to start — switch to weekly or monthly, pick your own time, or turn it off entirely from the profile menu. Reminders are scheduled on your phone, and nothing about your spending leaves it. YOUR BUDGET AT A GLANCE Buckets now appear as a pie chart on the Budget tab, biggest share first, each slice labelled with its percentage. Tap a slice to jump straight into that bucket. Prefer a list? Show the chart, the list, or both. FIXES • Hiding balances now hides every amount, including spending totals and archived items • The quick-add box no longer sits behind the keyboard • Smaller bug fixes & improvements throughout
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FAQ
What is Budget Flow?
Budget Flow is a personal finance app designed for private budgeting. It allows you to track all your accounts, sort income into custom buckets like Needs, Wants, and Savings, and monitor your progress towards financial goals.
How secure is my data with Budget Flow?
Budget Flow is built with privacy by design and is end-to-end encrypted. Your financial data is encrypted on your device with a key derived from your PIN. Only you can decrypt your data; not even Budget Flow staff or its hosting provider can access it.
What happens if I forget my PIN for Budget Flow?
Because Budget Flow uses true end-to-end encryption, your PIN is the sole key to decrypt your data. If you forget your PIN, your data cannot be recovered by anyone, including us. It is crucial to keep your PIN in a safe place.
Can I track multiple income sources with Budget Flow?
Yes, Budget Flow supports tracking multiple income streams. This includes recurring paychecks (weekly, bi-weekly, semi-monthly, monthly, annual) as well as one-off variable income from freelance or side gigs.
Does Budget Flow offer a free trial or subscription tiers?
Budget Flow is available for free and does not mention any subscription tiers or paid features in its description. It is a free application for users to manage their finances.
What devices does Budget Flow support?
Budget Flow is supported on iPhone, iPad, and iPod devices. It is designed to be accessible across Apple's mobile ecosystem.
How often is Budget Flow updated?
Budget Flow was last updated on May 26, 2026, with version 1.0. The release date is also May 26, 2026, indicating it is a new application.
Can I export my financial data from Budget Flow?
Yes, Budget Flow allows you to export your financial data. You can download a full record of your accounts, transactions, transfers, income, and goals as a CSV file at any time, ensuring your data is portable.