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Budget.

Budget.

by Kian Schuele

0 ratings
💰 Finance
Free
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Details

  • Released
  • Updated
  • June 19, 2026
  • September 20, 2026

Features

Developer

Kian Schuele
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About

Budget. is a no-nonsense personal finance app that puts you in control of your money — without subscriptions, without cloud accounts, and without sending your data anywhere. Your money stays on your phone. Always. Everything is stored locally on your device. No account required. No server. No tracking. Just you and your finances. TRACK EVERY FRANC Add income and expenses in seconds. Your balance updates instantly. See exactly what came in, what went out, and what's left — all in one place. KNOW WHAT'S SAFE TO SPEND Budget. calculates your safe-to-spend amount by factoring in upcoming recurring bills, savings goals, scheduled debt payments, and provisions. No more guessing. RECURRING TRANSACTIONS Set up monthly or weekly schedules for rent, salary, subscriptions, and more. Budget. tracks which ones are paid, which are pending, and which are coming up — right on the dashboard. SAVINGS GOALS Create goals for anything — a holiday, a new car, an emergency fund. Contribute each month and watch your progress build. PROVISIONS Set aside money each month for quarterly or annual bills like insurance or taxes. When the bill arrives, the money is already waiting. DEBTS & LOANS Track what you owe and what you're owed. Set repayment schedules, record payments, and see the remaining balance at a glance. NET WORTH Add your assets and liabilities for a full picture of your financial health. Savings goals and debts are included automatically. BUDGET LIMITS Set monthly spending caps per category and get visual warnings when you're approaching or over the limit. ENCRYPTED BACKUP Export an AES-256 encrypted backup of all your data to Files, iCloud Drive, or anywhere you choose. Restore it anytime with your PIN. Your data never touches a server. BEAUTIFUL THEMES 8 carefully designed colour themes including Midnight, Dawn, Arctic, and more. Budget. is built for people who want a clear, honest view of their finances — without the complexity of spreadsheets or the privacy concerns of cloud-based apps. No subscription. No account. No nonsense.
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What's New in Budget.

1.2.6

September 20, 2026

What's New in Version 1.2.6 Instant Transactions Add a new section to the Add screen showing transactions you make often. Budget automatically detects any description + amount combo you've used 3 or more times and suggests it as a one-tap add. You can also create your own custom instant transactions, reorder them, and remove any you don't want — even auto-detected ones won't come back once dismissed. Split Transactions Split a single transaction across multiple categories directly from the Add screen or Quick Add. Enter the amounts manually or let Budget auto-fill the last one for you. Fixed Salary Job Have a fixed monthly salary instead of an hourly wage? Set it up under Settings → Job → Fixed Salary Job. Set your net pay, payday, and how weekends should be handled. Your payday now shows on the Calendar and triggers a reminder on Dashboard — tap to confirm the amount (handy if you got a bonus) and it's logged as income automatically. Daily Budget A new way to see what you can spend per day until your next payday. Set an amount under Settings → Daily Budget, and Budget will count down to your next Fixed Salary payday (or any custom date you choose) and show your total spending allowance for that stretch. Can also be used to cap your Safe to Spend number automatically. Wishlist on Dashboard Your wishlist now shows right on the Dashboard, with photos, prices, and progress bars for anything linked to a savings goal. Toggle it on or off in Dashboard Customization. Dashboard Customization, Reorganized The customization screen is now grouped into clear sections instead of one long list, so it's easier to find what you're looking for. Bug Fixes Fixed word-matching so categories like "Gas" no longer wrongly match unrelated words like "Gastronomy" Fixed a bug where deleting a withdrawal from a savings goal or provision didn't return the money to the pot Fixed recurring payment skip status not saving correctly and reappearing after restart Fixed "Deny" on recurring reminders not marking the payment as skipped Fixed scheduled payments not showing a Pay button when due the same day Fixed Safe to Spend breakdown showing deductions for options you'd already turned off Fixed toggle switches sometimes showing the wrong color until tapped Various smaller polish and stability fixes

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