Expense Tracker vs Budget.

Moncap - Expense Tracker Moncap helps you log everyday spending before you forget, set a monthly money cap, and understand your spending speed at a glance. Open the app to snap receipt photos, add transactions in seconds, review month and week totals, browse spending history, save receipt memories, and see your totals on Home Screen or Lock Screen widgets. No account required. Your transactions stay on your device. The free version includes up to 10 transactions. Moncap Pro unlocks unlimited logging and premium receipt tools. KEY FEATURES Camera-First Expense Logging Capture receipt photos and log coffee, food, rides, bills, and everyday spending in seconds. Moncap is built for speed so you remember transactions before they slip away. Monthly Money Cap & Safe Spending Speed Set a monthly cap during onboarding and see how Moncap turns it into simple daily, weekly, monthly, and yearly checkpoints. Stay aware of how fast you are spending before the month is almost over. Analyze Your Spending See month, week, and today totals, calendar heatmaps, category breakdowns, and day-by-day details. Understand where your money goes without a complicated spreadsheet. History & Receipt Memories Swipe through past days, revisit transactions, and browse receipt memories from the camera screen. Keep a visual record of what you spent and when. Home Screen & Lock Screen Widgets Check spending without opening the app. Add Moncap widgets to your Home Screen for month, week, and today totals, or add the Lock Screen widget to keep today's spending visible. Categories & Custom Labels Organize spending with built-in categories like Food, Coffee, Transport, Shopping, Bills, Health, Fun, and Other. Add your own categories so tracking matches your life. Money Streak Build a simple daily habit around logging spends. Track your current streak and best streak as you return each day to stay on top of your money. Daily Reminders & Recaps Set gentle reminders that fit your day. Moncap can nudge you to log spending, send an evening recap, and share a month recap on the first of each month. Multi-Currency Support Choose from popular currencies or follow your phone locale so amounts feel natural wherever you are. PERFECT FOR People who want to spend less each month Staying under a personal monthly money cap Seeing where everyday money goes Remembering coffee, food, rides, and small purchases quickly Checking month, week, and today totals from widgets Building a simple daily expense logging habit Anyone who wants a fast receipt camera tracker without a full accounting app MONCAP PRO One subscription unlocks the full Moncap experience on all your devices. Unlimited transactions Import or update receipt images from your photo library Switch between front and back camera Save receipt photos to your library All future Pro features Subscription: Moncap Pro — Weekly $2.99 or Yearly $9.99. Auto-renewing. Payment is charged to your Apple ID account at confirmation of purchase. Auto-renewal: Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage: You can manage or cancel your subscription anytime in your Apple ID account settings after purchase. Privacy Policy: https://luchv.com/moncap/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Budget. is a no-nonsense personal finance app that puts you in control of your money — without subscriptions, without cloud accounts, and without sending your data anywhere. Your money stays on your phone. Always. Everything is stored locally on your device. No account required. No server. No tracking. Just you and your finances. TRACK EVERY FRANC Add income and expenses in seconds. Your balance updates instantly. See exactly what came in, what went out, and what's left — all in one place. KNOW WHAT'S SAFE TO SPEND Budget. calculates your safe-to-spend amount by factoring in upcoming recurring bills, savings goals, scheduled debt payments, and provisions. No more guessing. RECURRING TRANSACTIONS Set up monthly or weekly schedules for rent, salary, subscriptions, and more. Budget. tracks which ones are paid, which are pending, and which are coming up — right on the dashboard. SAVINGS GOALS Create goals for anything — a holiday, a new car, an emergency fund. Contribute each month and watch your progress build. PROVISIONS Set aside money each month for quarterly or annual bills like insurance or taxes. When the bill arrives, the money is already waiting. DEBTS & LOANS Track what you owe and what you're owed. Set repayment schedules, record payments, and see the remaining balance at a glance. NET WORTH Add your assets and liabilities for a full picture of your financial health. Savings goals and debts are included automatically. BUDGET LIMITS Set monthly spending caps per category and get visual warnings when you're approaching or over the limit. ENCRYPTED BACKUP Export an AES-256 encrypted backup of all your data to Files, iCloud Drive, or anywhere you choose. Restore it anytime with your PIN. Your data never touches a server. BEAUTIFUL THEMES 8 carefully designed colour themes including Midnight, Dawn, Arctic, and more. Budget. is built for people who want a clear, honest view of their finances — without the complexity of spreadsheets or the privacy concerns of cloud-based apps. No subscription. No account. No nonsense.