BudgetAct

BudgetAct is the privacy-first budget planner and expense tracker that keeps your financial data exactly where it belongs — on your device. No sign-ups. No cloud accounts. No monthly subscriptions bleeding your wallet dry. Just a powerful, beautifully designed budgeting app that works completely offline. ▸ WHY BUDGETACT? Every other budgeting app wants your data on their servers and charges you $100+/year for the privilege. BudgetAct flips that model: one affordable purchase, zero compromises on features, and your financial data never leaves your device. ▸ TRACK EVERY DOLLAR • Add transactions manually or with voice entry — just say "Coffee $4.50" and done • Scan receipts with your camera for instant transaction capture • Smart auto-categorization learns your spending habits over time • Split transactions, detect transfers between accounts, and tag everything • Search and filter across thousands of transactions instantly ▸ BUDGETS THAT ACTUALLY WORK • Choose your style: Simple spending limits, Envelope budgeting, or Zero-Based budgeting • Visual progress bars show exactly where you stand in every category • Rollover unspent money month to month — your savings carry forward • Get notified at 80% and 100% thresholds before you overspend ▸ ALL YOUR ACCOUNTS IN ONE PLACE • Checking, savings, credit cards, cash, investments, loans, and crypto • See your complete net worth at a glance with trend charts • Optional bank sync via Plaid — or skip it entirely and go manual • Multi-currency support for international finances ▸ KNOW WHERE YOUR MONEY GOES • Recurring bill detection finds your subscriptions automatically • Bill calendar so you never miss a payment • See total subscription costs monthly and yearly • Dashboard with spending trends, cash flow, and upcoming bills ▸ YOUR DATA, YOUR RULES • Bank-level AES-256 encryption protects your database • Face ID / Touch ID app lock with configurable timeout • Export encrypted backups, CSV for spreadsheets, or OFX for other apps • Import from CSV, OFX, or restore from backup • iCloud sync available — optional, uses your Apple ID, no third-party servers • No analytics. No tracking. No telemetry. Period. ▸ DESIGNED FOR EVERYONE • Full VoiceOver support with detailed accessibility labels • Dynamic Type scales every screen beautifully • High contrast mode and reduced motion support • Works great on iPhone and iPad ▸ BUILT DIFFERENT BudgetAct is part of the *Act family of apps — beautifully crafted, privacy-first tools designed to help you live better. No venture capital. No growth hacking. No selling your data. Just honest software that respects you and your money. Download BudgetAct today and take control of your finances — privately.