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CardCred

CardCred

Credit Card Benefit Tracker

2 ratings
1 review
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • April 10, 2026
  • July 3, 2026

Developer

Ya-Hsiu Yang
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About

This app helps you maximize credit card rewards by tracking statement credits and benefits. It provides personalized card recommendations for spending categories and sends timely reminders before benefits expire, ensuring you get the most value from your cards.

✓Track credit card statement credits and benefits
✓Visual progress bars for used and remaining credits
✓Personalized card recommendations by spending category
✓Automatic activation reminders for quarterly bonuses
✓Location-based card suggestions
✓Smart reminders for expiring benefits and annual fees
✓Real ROI dashboard for card value assessment
✓Pre-loaded templates for popular credit cards
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What's New in CardCred

2.3.0

July 3, 2026

Bug fixing, every new version is better

User reviews

Most RecentHighest RatedLowest Rated

Save your brain power—no more guessing which card to use!

Super helpful app for keeping track of credit card benefits.

I used to forget about statement credits, rotating 5% categories, and other card perks all the time. This app makes it really easy to see what benefits are available and when they expire.

The new “Which Card to Use” feature with geo-fencing is especially useful — it reminds me exactly which card to pull out when I’m at the store, quickly showing the best card for restaurants, groceries, gas, and travel.

Highly recommend for anyone who wants to maximize credit card rewards without having to remember everything.
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FAQ

How does CardCred help me track my credit card benefits?

CardCred allows you to add your credit cards and their associated benefits. It then tracks your usage with visual progress bars and sends smart reminders for expiring benefits, ensuring you don't miss out on any statement credits or reimbursements.

Can CardCred tell me which card to use for a purchase?

Yes, the 'Which Card' tab in CardCred provides personalized recommendations for the best card to use based on your spending category and the cards you own. It even surfaces rotating 5% quarterly bonuses automatically.

Does CardCred offer reminders for expiring benefits?

Absolutely. CardCred sends smart reminders 1, 3, 5, or 7 days before your benefits reset. It also consolidates notifications when multiple benefits expire on the same day and allows you to snooze them.

How does CardCred help me understand my card's value?

The app features a 'Real ROI' dashboard that shows your total benefits extracted versus total annual fees paid for each card. This helps you clearly see which cards are providing the most value and whether they are worth keeping.

Does CardCred have pre-built templates for popular credit cards?

Yes, CardCred comes with ready-to-use templates for over 60 popular cards, including Amex Platinum and Chase Sapphire Reserve. These templates are pre-loaded with accurate benefit amounts and reset cycles, updated over-the-air.

Is CardCred available on multiple platforms?

Based on the provided data, CardCred is available on mobile devices. Specific platform compatibility (iOS, Android) is not detailed, but it is designed for mobile use with features like home screen widgets.

How often is CardCred updated?

The latest version of CardCred is 2.2.0, and it was last updated on June 18, 2026. This indicates a recent update, suggesting the app is actively maintained.

What is the age rating for CardCred?

CardCred has an age rating of 4+. This means it is considered suitable for users of all ages, with no specific content restrictions.