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kardfolio: Card Benefits

kardfolio: Card Benefits

Track Credits & Annual Fee ROI

2 ratings
1 review
💰 Finance
Free

Details

Released
March 5, 2026
Updated
October 30, 2026

Features

Developer

Marcbex LLC
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About

This app helps premium credit card holders track their benefits, expiring credits, and annual fee return on investment. It provides clear insights to help users decide which cards to keep, downgrade, or cancel, all without connecting bank accounts.

✓Track expiring credits
✓Understand annual fee ROI
✓Organize premium wallet
✓Privacy-first tracking
✓Manual card addition
✓Benefit reminders
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What's New in kardfolio

2.2.1

October 30, 2026

- Find cards more reliably with fixes to catalog loading and search results. - Keep benefit details current with improved catalog refreshes.

User reviews

Most RecentHighest RatedLowest Rated

Thoughtful UX for managing card benefits

kardfolio has a really well-designed UX for anyone juggling multiple credit cards. The Today view makes it easy to see what needs attention right now, especially urgent credits or benefits before they expire.

Search is also genuinely useful. Instead of digging through card pages or trying to remember every benefit, I can quickly find the best card for what I’m trying to do. The app feels focused, practical, and built around real cardholder workflows.
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LLancelot.h

Response from developer

Thank you for the thoughtful review. I’m really glad Today and Search are helping with real cardholder workflows; that’s exactly what kardfolio is built around. Appreciate you taking the time to share this.

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FAQ

What is kardfolio?

kardfolio is a finance app designed to help premium credit card holders track their benefits, expiring credits, and the return on investment of their annual fees. It aims to prevent missed benefits and provide confidence in card renewal decisions.

How many cards can I track for free with kardfolio?

You can add up to 5 cards for free with kardfolio. For unlimited card tracking, a Pro subscription is available.

Does kardfolio require connecting bank accounts?

No, kardfolio is a privacy-first tracking app that does not require connecting bank accounts or transaction scraping. All card data is added manually.

What types of benefits can I track with kardfolio?

You can track monthly, quarterly, and annual benefits across various categories like dining, travel, gas, and groceries. The app helps prioritize credits before they reset and logs usage history.

How does kardfolio help with annual fee ROI?

kardfolio allows you to compare the value of captured benefits against your annual fees. This helps you review renewal decisions and track the remaining benefit value across your entire card wallet.

Is kardfolio available on Android?

Based on the provided data, kardfolio is supported on iPhone and iPad. Information regarding Android availability is not specified.

How often is kardfolio updated?

The latest version of kardfolio is 2.2.1, and it was last updated on October 30, 2026. This indicates a relatively frequent update schedule.

What is the user sentiment for kardfolio?

kardfolio has a high user rating of 5.0 stars from 2 ratings, suggesting very positive user sentiment among its current users.